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Early retiree medical insurance

Are there any early retiree expats out there? For US citizens Medicare start at 65. How are you covering your medical insurance? I am thinking of pulling the trigger by the end of this year and the one thing I am still trying to figure out is the medical coverage. My wife and I are in good health, hardly seeing a doctor. Only for annual physical exams, seasonal cough/cold and allergies. I would appreciate greatly any feedback, comments.

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