Savings
Savings Booster
Up to 3.75% AER/Gross
6-month and 12-month Savings Boosters delivering a better interest rate than standard Fixed Term Deposits. T&Cs apply.
In partnership with Expat.comAward-winning banking, built for expats like you.
Speak to a free HSBC Expat adviser
No commitment required. Takes less than 2 minutes.
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Situation
Contact
Everything you need, wherever life takes you
The HSBC Expat Bank Account is engineered for the complexities of international life, from pre-move setup to daily multi-currency management.
Worldwide support
- Open and pre-fund your account before you move
- Link all your HSBC accounts worldwide
- Instant transfers between countries, fee-free, with Global Transfers
- Check balances of globally held accounts with Global View
Bank with no borders
- Current accounts in GBP, USD and EUR
- Savings accounts in up to 19 currencies
- Exclusive FX rates via mobile services
- Global Money Account + multi-currency debit card
More than a bank account: a complete financial home abroad
HSBC Expat offers a full suite of products designed for internationally mobile people at every stage of their financial life.
New customer offer
Fixed Term Deposit
4.50% AER/Gross · 6 months
Exclusive rate for new customers depositing £/$ 150k–300k within 30 days of opening an Expat Bank Account.
Everyday banking
Global Money Account
Your money deserves its own passport
Multi-currency account with a physical and digital debit card. Pay like a local in 200+ countries with competitive FX rates.
Investing & retirement
Wealth management
Expert guidance for your global finances
Portfolio funds, sharedealing, discretionary management, retirement planning and dedicated financial planning for expats.
Mortgages
UK buy-to-let & residential
Invest in UK property from anywhere
International and UK mortgages designed for expats. Invest in buy-to-let or your future UK home without pausing your global lifestyle.
Security
Offshore in Jersey
OECD-recognised offshore jurisdiction
Your account is held in Jersey, a tax-efficient, secure location. Eligible deposits protected up to £50,000 under the Jersey Bank Depositors Compensation Scheme.
Personal support
Plan for the future
Your goals, short and long-term
Receive expertise and support from dedicated HSBC relationship managers, focused on both your immediate needs and your long-term financial ambitions as an expat.
You might be the perfect fit
HSBC Expat is designed for internationally mobile individuals at any stage of their expat journey.
- ✓ You've recently moved abroad, or are planning your relocation
- ✓ You move regularly between different countries or regions
- ✓ You make regular international payments, or hold assets abroad
- ✓ You have family abroad: children studying overseas or relatives to support
HSBC Premier: elevated service worldwide
The Premier account unlocks an elevated service tier with dedicated relationship managers and priority support worldwide. To open an HSBC Premier account you must be over 18, live in an eligible country or region, and meet one of the following criteria:
- £75,000+ relationship balance with HSBC Expat
- Or HSBC Premier in another country/region + £10,000+ with HSBC Expat
Ready to bank without borders?
Speak to a free HSBC Expat adviser. No commitment, no fees to enquire.
Partner terms & legal information
This offer can be withdrawn or removed at any time. AER: the interest rate if paid and compounded yearly. Gross rate: the interest before tax on savings.
New HSBC Expat customers only. Eligibility requires savings or investments of £75,000 (or currency equivalent) with HSBC Expat, or HSBC Premier status in another country with a minimum relationship balance of £10,000. T&Cs and eligibility criteria apply. Fixed Term Deposit offer available to new customers joining on or after 2 February 2026. Deposits must be new to HSBC Expat. Interest paid after maturity. Withdrawal restrictions apply.
HSBC Expat may not be able to offer accounts in every country or region, and products are available only where they may lawfully be offered. Your tax situation depends on your personal circumstances; HSBC Expat recommends you obtain independent tax advice.
Issued by HSBC Expat, a division of HSBC Bank plc, Jersey Branch: HSBC House, Esplanade, St. Helier, Jersey, JE1 1HS, regulated by the Jersey Financial Services Commission. HSBC Bank plc is registered in England and Wales, number 14259, registered office 8 Canada Square, London, E14 5HQ.
HSBC Expat participates in the Jersey Bank Depositors Compensation Scheme, offering protection for eligible deposits up to £50,000. Details at https://jrdca.org.je/jdcs. Deposits are not protected by the UK Financial Services Compensation Scheme or the UK Financial Ombudsman Service. Approved HSBC UK Bank plc AC69187.
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