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Enzyte Bob

Enzyte Bob

ViP

American expat in the Philippines

Forum posts

4080

Contacts

6

About me

American

Lives in Pasig City, Metro Manila

Registration: 26 October 2018

Activity

Enzyte Bob replied to a thread
16 hours ago
AussieLUVPhillipines

Engagement Ring by AussieLUVPhillipines

hey guys, IF I was to purchase an engagement ring for my Filipina, and for context, she is from the provinces, quite poor.....what are the expectations?. That is, what sort of money should I be spending?I get the feeling a full on gold and diamond ...

Enzyte Bob

What size? One to fit his nose. Read More

Enzyte Bob replied to a thread
3 days ago
Enzyte Bob

Cutting the cord by Enzyte Bob

Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ...

Enzyte Bob

I should mention after the purchase of Dito WoWFi PRO for less than P2000.Each month is P800. Speed this morning 36 mbs. Read More

Enzyte Bob replied to a thread
3 days ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

mugtech said . . . . I always write a check to my wife from my Wells Fargo USA account which she deposits into her BDO US Dollar account. The cost, no matter what the size of the check is $5. The only problem is BDO claims it takes 30 days to ... Read More

Enzyte Bob replied to a thread
3 days ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

Moab762 asked . . . . What is a Wise BDO account? I set my Wise account up while still in the US. ******************************I'm wondering what type account you set up with Wise?You asked "What is a Wise BDO account?Wise is a medium to transfer ... Read More

Enzyte Bob replied to a thread
3 days ago
Enzyte Bob

Cutting the cord by Enzyte Bob

Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ...

Enzyte Bob

I have found Cable or Fiber providers lacking customer service. I get bomb blasted by Converge offering one installation, but trying to get customer service to repair my service take weeks of BS on their part, this is why I left them. Read More

Enzyte Bob created a thread
4 days ago

Cutting the cord

Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ... Read More

Enzyte Bob replied to a thread
5 days ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

@vehicross100 I think Wise makes the transfer on good faith, that's why you get immediate transfer.I imply this because I made a transfer and then tried to make another transfer two days later. Wise said this would take "X" number of days because ... Read More

Enzyte Bob replied to a thread
last week
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

My money remains in the states at Citibank, I use their pay bills for my life insurance, Netflix & charge card payments, all electronic payments. I've registered my Grandson on bill pay and for Birthday & Christmas presents, since there is ... Read More

Enzyte Bob replied to a thread
last week
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

vehicross100 asked . . . I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 ... Read More

Enzyte Bob replied to a thread
3 weeks ago
vehicross100

US Immigration/Banking by vehicross100

Finally after 10 years we made our first trip to the states. My Wife had absolutely no issues with Immigration. They asked where we are going, Took a look at our hotel reservations and said “Have a nice Trip”A few days later made a ...

Enzyte Bob

Percentage wise California & New York lead the pack with the lowest (bottom two) literacy rates and are among the most liberal as far as voting registration. - @Enzyte Bob***************************Jjozica said . . . . That's a lot of cut & ... Read More

Enzyte Bob replied to a thread
3 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

dannfinn said . . . .Wise does provide FAST ACH bank account transfer at the moment. *********************Yes I did a transfer this morning, Wise said the money would be in my account in 8 secondsHey wise what took you so long I expected 5 ... Read More

Enzyte Bob replied to a thread
3 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

Enzyte Bob

dannfinn said . . . .Wise does provide FAST ACH bank account transfer at the moment. *********************Yes I did a transfer this morning, Wise said the money would be in my account in 8 secondsHey wise what took you so long I expected 5 ... Read More

Enzyte Bob replied to a thread
3 weeks ago
PalawOne

US Direct File won't happen in 2026, IRS tells states by PalawOne

Perhaps of interest .."Direct File won’t happen in 2026, IRS tells states"By Natalie Alms November 4, 2025https://www.nextgov.com/digital-government/2025/11/direct-file-wont-happen-2026-irs-tells-states/409309/The free service that allowed ...

Enzyte Bob

Lotus Eater said . . . . Even if it did Bob most US tax payers find navigating the IRS tax return a challenge to put it lightly which is why the so called 'Tax Prep' companies exist. A whole new cottage industry has grown up as a result. Effectively ... Read More

Enzyte Bob replied to a thread
3 weeks ago
joey5552000

What is the best SUV or pick up for very steep hills in Baguio City? by joey5552000

Asking for your suggestion or recommendation for an SUV or Pick up for very steep hills in Baguio City. Currently I am using an MG HS but not so much power especially in steep hills. Thank you

Enzyte Bob

pnwcyclist said . . . . I agree that Toyotas are virtually indestructible but most will do well if properly maintained, something often lacking here. **************************I agree with the agreements.I put 320,000 on my Camry and it to my ... Read More

Enzyte Bob replied to a thread
3 weeks ago
PalawOne

US Direct File won't happen in 2026, IRS tells states by PalawOne

Perhaps of interest .."Direct File won’t happen in 2026, IRS tells states"By Natalie Alms November 4, 2025https://www.nextgov.com/digital-government/2025/11/direct-file-wont-happen-2026-irs-tells-states/409309/The free service that allowed ...

Enzyte Bob

PalawOne posted . . . . The free service that allowed taxpayers to file online directly with the IRS was used by hundreds of thousands of taxpayers in 2024 and 2025, who gave it high marks — although tax prep companies and Republicans have ... Read More