vehicross100
American expat in the Philippines
Forum posts
190
About me
American
Registration: 07 November 2022
Activity
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
FWIW, I tried to set up a $400 transfer via Wise and no matter how I formatted the transfer directly bank to bank, deposit into Wise, ACH, non ACH etc, Wise only offered a 7 day transfer speed. Went to WU and set up the same $400 transfer and it was ... Read More
Making a Filipina a Beneficiary by Cyclone Ed
Hello. I am from the United States and currently living in Lapu-Lapu City. It is my desire to distribute some of my estate to a few citizens/residents of the Philippines who have been kind to me. It seems to accomplish this directly, my ...
@Cyclone Ed If your talking about a monthly US benefit distribution and the beneficiary needing a ITIN, that is mostly true depending on the distribution agency etc.I applied for my wife’s ITIN from here and yes it’s a little time ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinn I once had a BDO Dollar account but never really found a use for it. The two times we used it was to withdraw large sums for a downpayment on a car, house or something…CRSAnyway, we sat there for like a hour while we watched a ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinn I will be sending some transfers next month via Wise in the $1000/$1500 Range and I will update here with my results…What I do know as fact is a $100 & $500 are instant and $2500 & $3000 are 7 days, at least for me so far. Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Andy_1963 Understood, but my source of funds are not coming from inside the philippines. The source is from the US in USD. So regardless if its Wise, WU or BDO, at some point the USD will need to be converted. Thats the challenge to find the lowest ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
Wise update:Few days ago I sent my first Wise Transfer $100 for testing. Deposited in BDO immediatelySet up a $500 transfer and wise stated again in it would be in seconds, but I canceled that one and set up a $1500. On that one it stated it will be ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Andy_1963 Back in 2014/15 when I first arrived I was getting 45/46 to USD. My simple math tells me for the same $5000 I could send back then, it would now equate to additional $1000 in pesos here today. But only if living a lifestyle as a ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Moab762To Clarify, I use WF for the US and BDO here.I do not need to use Wise as a bank, i’m just using them to transfer $ from there to here.Like a WU transfer.I Simply set up a transfer from my WF directly into BDO via Wise. I ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
FYI, I figured it out.I had chosen WF instead of Connected Bank (ACH) option.Once I changed to above option it stated within Seconds, NM my bad… Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinnSo trying out Wise today and guess I’m missing something. Setting up a transfer Directly from WF to BDO via Wise just for comparison to WU. I Did all the Plaid confirmation etc before hand and when choosing WF its showing (ACH) ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinn Thank you, very helpful Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
Based on some of the comments above, I decided to give Wise a try and activated my Wise account by sending the initial p700 for deposit etc.Question: Is there any Advantages or Disadvantages of transferring from my US Bank to Wise then ... Read More
RESTAMPING by vehicross100
Has anyone recently needed to have their 13a Visa Restamped in new passport for annual reporting ?
Yes, you can do all that above or on re-entry Just show Permanent Resident ACR Card, Passport and paid ECC Doc’s.No questions asked Read More
BENEFICIARY, IRS & TAXES by vehicross100
My wife is the beneficiary of my retirement funds.(NOT talking about SS, but CALPERS)She currently has a ITIN just for tax purposes, but assume she will lose her eligibility for this once I pass.Question is this, Her being a non US citizen and never ...
Your missing the whole gist of it. But not here to debate. Farewell Read More
BENEFICIARY, IRS & TAXES by vehicross100
My wife is the beneficiary of my retirement funds.(NOT talking about SS, but CALPERS)She currently has a ITIN just for tax purposes, but assume she will lose her eligibility for this once I pass.Question is this, Her being a non US citizen and never ...
Why ? I already have my answers as I noted above… Read More