Living in Miami: the ultimate expat guide

Miami has evolved from a tourism-dependent economy into a diversified powerhouse encompassing international banking, trade, real estate development, technology, healthcare, and creative industries. Major corporations have established their Latin American headquarters here, while startups are drawn to Miami's growing tech scene, affordable office space compared to Silicon Valley, and access to venture capital.

Key industries

Key industries driving employment include international trade and logistics, with Miami's port and airport serving as critical gateways; finance and banking, particularly for Latin American operations; real estate and construction, fueled by constant development; healthcare and life sciences, with major hospital systems and research facilities; technology and innovation, as Miami emerges as a tech hub; tourism and hospitality, supporting the millions of visitors annually; and creative industries, including advertising, design, and entertainment.

Work permits and procedures

Only U.S. citizens, permanent residents (Green Card holders), and foreign nationals with valid work authorization can legally work in the United States. Employers often need to file petitions with U.S. Citizenship and Immigration Services (USCIS) before foreign workers can begin employment.

Data correct as of December 2025.

Sources: Trading Economics, Numbeo

Miami offers outstanding higher education opportunities through a mix of public and private institutions that attract students from around the world. Universities in Miami are known for their research programs, diverse student bodies, and strong connections to Latin American academia. Whether pursuing undergraduate, graduate, or professional degrees, international students will find programs taught in English with opportunities for cultural exchange and career development.

Major universities and programs

Miami is home to two prominent research universities. The University of Miami (UM), a prestigious private institution founded in 1925 in Coral Gables, is recognized for its world-class medical school, law school, business programs, and marine science research. Complementing this is Florida International University (FIU), a major public research university with two main campuses in Miami, which excels in fields like international business, hospitality management, engineering, and Latin American studies.

Admission process for international students

International applicants must submit several key documents: academic transcripts with official English translations, and proof of English proficiency via TOEFL (typically minimum 80 iBT) or IELTS (minimum 6.5) scores. Applicants must also provide letters of recommendation and personal statements. Finally, accepted students must demonstrate proof of financial support to cover expenses and obtain an F-1 student visa.

Sources: University of Miami, Florida International University

Families moving to Miami with children will find a range of educational options, from free public schools to elite private and international institutions. The Miami-Dade County Public Schools system is one of the largest in the United States, while numerous international schools cater specifically to expat families seeking globally recognized curricula.

Public and charter schools

Miami-Dade County Public Schools operates over 400 schools serving more than 330,000 students. Public schools are free for all residents, including expats with proper documentation. The quality varies significantly by neighborhood, with schools in wealthier areas typically having better facilities funded through local property taxes. The county also offers magnet schools that specialize in subjects such as arts, sciences, or languages.

Private and international schools

There are more than 500 private schools in Miami-Dade County. Prominent educational institutions include Gulliver Preparatory School, known for its strong STEM and IB offerings; Miami Country Day School, which emphasizes arts and athletics alongside academics; Carrollton School of the Sacred Heart, a highly-regarded all-girls Catholic school; and The Biltmore School, an IB World School pre-school through 8th grade. Most international schools require entrance exams, interviews, and application fees. Families should apply well in advance as spaces fill quickly.

Sources: Miami Country Day School, Gulliver Preparatory School, The Biltmore School

Miami's housing market is diverse, ranging from high-rise luxury condos in downtown to single-family homes in suburban areas. The market has experienced significant growth in recent years due to an influx of domestic and international buyers, making Miami one of the more expensive U.S. cities for housing.

Popular neighborhoods for expats

Miami offers diverse neighborhoods for every lifestyle. Brickell, the financial hub, attracts young professionals with its modern high-rises. Coral Gables appeals to families with its quiet, upscale suburban feel and top schools. Coconut Grove provides a bohemian vibe with waterfront charm. For vibrant nightlife and Art Deco, South Beach is iconic. The rapidly evolving Wynwood arts district draws creatives with galleries and new restaurants.

Rental market and costs

Most landlords require the first month's rent and a security deposit equal to one month's rent upfront. Credit checks and proof of income are standard. International tenants may need to provide additional documentation or higher deposits without U.S. credit history.

Data correct as of December 2025.

Source: Numbeo

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Miami offers an exceptional quality of life with endless opportunities for leisure, cultural enrichment, and entertainment.

Arts and cultural attractions

Miami's cultural scene has flourished in recent decades, earning international recognition. The Pérez Art Museum Miami (PAMM) showcases contemporary and modern art with a focus on the Americas. The Frost Museum of Science features interactive exhibits, a planetarium, and an aquarium. The Wynwood Walls outdoor museum displays large-scale works by some of the world's best-known street artists, transforming the neighborhood into an open-air gallery. Art Basel Miami Beach, held each December, is one of the most prestigious contemporary art fairs globally, attracting collectors, artists, and enthusiasts from around the world. The Adrienne Arsht Center for the Performing Arts hosts opera, ballet, Broadway shows, and concerts. Other popular draws are the Miami City Ballet and New World Symphony.

Beaches and nightlife

Miami's tropical climate and coastal location make it ideal for outdoor recreation. South Beach is Miami's most famous beach, stretching from 5th to 15th Street with its iconic Art Deco lifeguard stands. Key Biscayne offers quieter, family-friendly beaches at Bill Baggs Cape Florida State Park and Crandon Park. Water sports are extremely popular, including jet skiing, paddleboarding, kayaking, and sailing.

Miami's nightlife is legendary, especially in South Beach with clubs open until dawn. Upscale bars fill Brickell, while Wynwood offers craft breweries. The culinary scene is incredibly diverse, boasting top Cuban, Caribbean, and Latin restaurants, plus Michelin-starred dining.

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Miami city operates on a more relaxed schedule than many northern metropolises, with strong emphasis on outdoor activities, socializing, and enjoying warm weather year-round.

Getting around Miami

Miami's public transportation system includes Metrorail, a 25-mile elevated rapid transit system with 23 stations running from northwest suburbs through downtown to South Miami. Metromover is a free, automated people mover serving downtown, Brickell, and the Omni area with 21 stations, while Metrobus operates over 90 routes throughout Miami-Dade County.

Despite the many public transit options, Miami is a car-dependent city. Traffic congestion can be a problem, especially during rush hours. Cycling is growing in popularity, with bike lanes expanding in certain neighborhoods, though the hot, humid climate and traffic make cycling challenging.

Climate and lifestyle

Miami enjoys a tropical monsoon climate with year-round warm temperatures. Average highs range from 24°C in winter to 32°C in summer, with high humidity making it feel hotter. Hurricane season officially runs from June 1 to November 30, and peaks in August and September. The outdoor lifestyle is central to Miami culture, with beach activities, water sports, outdoor dining, and festivals. Miami operates on a late schedule compared to other U.S. cities, with dinner reservations often starting at 9 p.m. and nightlife continuing until early morning.

Source: Metrorail

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The cost of living in Miami is higher than many other U.S. cities. Housing represents the largest expense, but groceries, dining out, and healthcare also contribute significantly to monthly budgets. However, the absence of state income tax in Florida helps offset some costs.

Monthly expenses for a single person

Data correct as of December 2025.

Monthly expenses for a family of four

Data correct as of December 2025.

Sources: Numbeo, Salary.com