Health care

I am planning to retire to morrocco in a similar time frame. From my research, it appears the "pay as you go" option seems the best way to go. Especially if you don't have serious health considerations. Health care is fairly inexpensive, compared to the cost of international health insurance for the expat.

Thank you for that advice. I was leaning more towards that option.
Do you have concerns if you should need any long term care/medical treatment in the future?
I'm thinking worse case scenario of course.

Yes & no. I wouldn't "burn any bridges", in case I had to get back for any serious medical issues. Maybe if you have a pension, keep that insurance active or medicare, once it becomes an option.  Otherwise I would consider it a calculated risk.