brokers for private health insurance

FreeWilly9

Member

Member since 20 March 2023

FreeWilly9

20 March 2023 16:54:14

FreeWilly9

20 March 2023 16:54:14

Hello all,

I and my family are going to move to Germany. We need help from a broker regarding our private health insurance. If anyone knows some contact information, I would appreciate it.

Thanks

beppi

Germany - Singapore Expert

Member since 08 August 2010

World Citizen

Germany & Singapore Expert

beppi

20 March 2023 18:31:10

14818

beppi

20 March 2023 18:31:10

14818

World Citizen

There are plenty of insurance agents eager to get you into the private health insurance - just look for them online!

But: None of them will ever tell you that in many cases, and almost certainly for a family with a sole breadwinner, the public scheme is better and cheaper - because the public insurers don't pay agent's commissions. That should tell you something about in whose interest they act!

TominStuttgart

Germany Expert

Member since 19 March 2012

Stuttgart

TominStuttgart

20 March 2023 20:25:43

2619

TominStuttgart

20 March 2023 20:25:43

2619

Stuttgart

As Beppi mentioned, public options are almost always cheaper; not only is a non-working spouse covered for no additional cost but also any children under 18. One should inform themselves well and not just rely on insurnace agents looking to get a commision.

The subject has been coved extensively on this site and one can find a good overview on Wikipedia under "Healthcare in Germany". I won't set a link since it has been done so on other threads,

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