brokers for private health insurance

Last activity 20 March 2023 by TominStuttgart

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FreeWilly9Member20 March 2023 14:54:14

Hello all,

I and my family are going to move to Germany. We need help from a broker regarding our private health insurance. If anyone knows some contact information, I would appreciate it.

Thanks

beppiGermany - Singapore Expert20 March 2023 16:31:10

15327

There are plenty of insurance agents eager to get you into the private health insurance - just look for them online!

But: None of them will ever tell you that in many cases, and almost certainly for a family with a sole breadwinner, the public scheme is better and cheaper - because the public insurers don't pay agent's commissions. That should tell you something about in whose interest they act!

TominStuttgartGermany Expert20 March 2023 18:25:43

2719

As Beppi mentioned, public options are almost always cheaper; not only is a non-working spouse covered for no additional cost but also any children under 18. One should inform themselves well and not just rely on insurnace agents looking to get a commision.

The subject has been coved extensively on this site and one can find a good overview on Wikipedia under "Healthcare in Germany". I won't set a link since it has been done so on other threads,

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