I'm working in Baden-Württemberg as a software developer since August. I have health insurance at AOK. I just received a letter from them, informing me that my monthly insurance fee is going to be 1007.48 Euros! This does sound extremely excessive to me. Even private insurance companies charge around half of this for their most premium packages.
Of this amount, 807.98 is Krankenversicherung, the actual insurance, and 199.50 Pflegeversicherung, which is hospital treatment insurance.
The letter explains that my salary is over the statutory insurance limit. It also says that the amount will be deducted from by total salary (the Brutto), and that I'm going to receive a subsidy from my employer towards the contributions. I don't really understand what's that supposed to mean. Am I getting a partial refund or what?
Either way, do you guys also think I'm being ripped off, or is this normal here?