Living in Jakarta: the ultimate expat guide

Jakarta is the engine of Indonesia's economy, creating substantial opportunities for skilled foreign professionals, particularly in the finance, technology, energy, and education sectors.

Key industries and employment sectors

Financial services lead the way, with the Indonesia Stock Exchange and major banks based in the capital. Other prominent sectors include the technology sector, which features major regional players like Gojek and Tokopedia and requires a steady supply of specialized IT talent. The city also has significant oil and gas operations.

Work permits and visa requirements

Foreign employees need a KITAS (Limited Stay Permit) sponsored by an Indonesian company. The employer manages the steps, starting with an approved manpower plan and a work-permit (IMTA) notification from the Ministry of Manpower. Processing usually takes several weeks, and the employer pays the required expatriate-levy fee before the permit is issued. Indonesia gives priority to local hires, so the position must show a clear need for foreign expertise. A KITAS is normally issued for up to a year and can be renewed if employment continues.

Data correct as of December 2025.

Sources: Berita Jakarta, Numbeo

Jakarta hosts Indonesia's most prestigious universities, offering programs taught in both Indonesian and English. International students will find quality education at competitive prices compared to Western institutions, though language barriers and cultural adjustments are considerations.

Top universities and programs

University of Indonesia (UI) ranks as the country's leading institution, offering undergraduate and postgraduate programs across humanities, sciences, and engineering. Bina Nusantara University (Binus) specializes in technology and business, with several programs delivered entirely in English. Trisakti University and Atma Jaya Catholic University also attract international students with diverse program offerings.

Tuition fees and admission

Annual tuition fees for universities in Jakarta vary widely by institution and program, with international and private universities charging higher rates than regular public tracks. Applicants usually submit transcripts and meet each school's specific criteria, including English proficiency for international programs. Some universities may require an internal entrance exam. Deadlines differ, but many fall in the months before the academic year begins in late summer. Several institutions also offer merit-based scholarships that can reduce overall tuition costs for eligible international students.

Sources: University of Indonesia, Bina Nusantara University, Trisakti University

There is a good selection of international schools in Jakarta catering to expat families, following various curricula including British, American, and International Baccalaureate programs. These schools maintain high standards but come with substantial fees that many expat employers cover partially or fully.

International schools

The Jakarta Intercultural School (JIS) is the oldest and largest, serving over 2,400 students from pre-kindergarten through grade 12 with an American curriculum. British School Jakarta (BSJ) follows the English National Curriculum and offers IGCSE and A-Levels. Gandhi Memorial International School is also a popular choice. Most international schools teach in English and offer extensive extracurricular activities.

Fees and enrollment

Annual costs for schools in Jakarta vary widely, with premium institutions charging higher tuition and adding separate fees for enrollment, facilities, transport, and activities. Expect total costs to climb well above base tuition at the top schools. Most families submit previous school records, entrance assessments, and immunization documents during the application process. The school year typically runs from August to June, and places can fill early, so it is best to apply several months ahead. More affordable national-plus schools offer blended curricula and lower fees for families seeking alternatives.

Sources: British School Jakarta, Jakarta Intercultural School

Most foreign residents in Jakarta opt for either serviced apartments or houses in areas with established international communities. Due to Jakarta's notorious traffic congestion, selecting your location relative to your workplace is one of the most important factors when finding suitable accommodation.

Popular expat areas

Menteng is an upscale central neighborhood with tree-lined streets, colonial architecture, and proximity to embassies and international schools. Kemang attracts younger expats with its cafés, restaurants, and nightlife scene. Pondok Indah and Permata Hijau in South Jakarta offer modern apartments, shopping malls, and family-friendly environments. Kelapa Gading in North Jakarta suits families preferring quieter suburban living with good schools nearby.

Rental procedures and rental costs

To rent a property in Jakarta, you will typically need to provide a copy of your passport and work permit (KITAS) for the lease agreement and administrative registration. Landlords may require one year's rent paid upfront, though some accept quarterly or semi-annual payments. Budget for a security deposit equal to one month's rent. Most expat rentals include furnishings, water, and building maintenance, but electricity, internet, and gas are additional.

Data correct as of December 2025.

Source: Numbeo

There is plenty to see and do in Jakarta in your spare time, from exploring Indonesia's rich cultural heritage to enjoying the city's urban nightlife and leisure activities.

Cultural attractions and museums

The National Museum of Indonesia (Museum Gajah) houses the country's most comprehensive collection of historical artifacts, including ancient stone sculptures and traditional textiles. Museum MACAN (Museum of Modern and Contemporary Art in Nusantara) showcases Southeast Asian contemporary art in a striking modern building. The Istiqlal Mosque, Southeast Asia's largest mosque, welcomes respectful visitors outside prayer times, while the adjacent Jakarta Cathedral highlights the city's religious diversity.

Parks and nightlife

Enjoy a break from the city hustle and bustle in its green spaces and enjoy day trips to Taman Mini Indonesia Indah and Ragunan Zoo. The Gelora Bung Karno Sports Complex is a popular spot for working up a sweat, while the nearby Thousand Islands makes a great weekend escape. For nightlife, areas like SCBD and Kemang host everything from upscale rooftop bars offering skyline views to international dining and authentic street food.

Sources: National Museum of Indonesia, Museum MACAN

Daily life in Jakarta requires adapting to a tropical megacity's rhythms, where modern conveniences coexist with traditional practices. Understanding local customs, transportation options, and practical considerations helps expats settle more comfortably.

Transportation and getting around

Jakarta’s traffic congestion is among the most severe in the world. The MRT (Mass Rapid Transit), which opened in 2019, currently runs one line linking South Jakarta to the city center. The TransJakarta bus rapid transit system provides extensive coverage across the city. Many expats use private drivers for daily commutes to avoid traffic stress and parking difficulties. Ride-hailing apps like Gojek and Grab are also widely used, offering motorcycle taxis and car services for shorter trips.

Lifestyle and cultural habits

Indonesia is predominantly Muslim, so respect local customs regarding dress and behavior, particularly during Ramadan. The climate remains hot and humid year-round, with temperatures between 25-33°C and a rainy season from November to March. Shopping malls serve as social hubs for escaping the heat, offering air-conditioned spaces for dining, entertainment, and shopping. English is spoken in expat areas and international businesses, but learning basic Indonesian phrases greatly enhances daily interactions. The local currency is the Indonesian Rupiah (IDR), and while credit cards work in modern establishments, carry cash for markets and smaller shops. Banking is straightforward, with major international banks operating alongside local institutions.

Sources: Jakarta MRT, TransJakarta

The cost of living in Jakarta is significantly lower than other major Asian cities like Singapore or Hong Kong. However, costs vary considerably depending on lifestyle choices and where in the city you choose to live.

Monthly expenses for a single person

Data correct as of December 2025.

Monthly expenses for a family of four

Data correct as of December 2025.

Source: Numbeo