Rejection of Vehicle Loan - Al Rajhi

My vehicle loan from Al Rajhi is constantly being rejected even though i tick all the check points such as :


  1. Iqama
  2. Driving License
  3. Salary above 10000
  4. Salary certificate
  5. GOSI Certificate

Check your credit history in SIMAH. 


Have you ever defaulted or made late payments on prior loans?

@XTang no. It's been just 5 months I am here. What is simah? I am hearing for first time. However I will do a research on that and I shall check my credit score. They said they wanted me to have three months salalry credited in the account.


is there any other way to get car loan. Other than banks?

@XTang i checked with simah and my credit score came out to be fair. somewhere around 630 i believe.

Here in Saudi, to get a credit card, you must get 3 months salary credited in a bank account.   Without that, they won't entertain you at all irrespective of how much balance you have. 

@XTang yes. And I have three month's salary credited to my bank account. But don't know. Maybe some technical issue with Al rajhi

Hi ,,,


    I have car loan in alraji bank if i return this car due to my company terminate my contract . Possible i return the car or there is a payment ?