danfinn
American expat in the Philippines
Forum posts
1936
Contacts
1
About me
American
Registration: 05 February 2022
NBI Hit (National Bureau of Investigation) by pej1111
[b][i]I have recently had a "HIT" with NBI when applying for a NBI clearance.[/i][/b] [u]Just wondering if any one else had has this occur and how you managed it?[/u] No, I have not committed any criminal activities or broken the law in ...
Foreigners to the Philippines always get a "HIT" when they apply for the clearance. - @Andy_1963 That never happened to us. Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
Green Trump https://theconversation.com/the-end-of- … out-280263 US President Donald Trump is a longtime climate denier and oil industry ally, who sums up his own energy policy as “drill, baby, drill”. Yet he is doing more than ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@PalawOneI for one would expect more opinions to your posts, to at least give people a position to comment on. If all you do is give neutral, AI-generated "news", that is a safe position for you in terms of Fred and Steve not being offended, but, ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@Enzyte Bob Quoting a left wing source exposes P1 political leanings. Let Iran get nukes. Only the US, mideast GCC allies and Israel have interceptors to shoot them down. America need not be concerned about these former allies anymore. - ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@Enzyte Bob Quoting a left wing source exposes P1 political leanings. Let Iran get nukes. Only the US, mideast GCC allies and Israel have interceptors to shoot them down. America need not be concerned about these former allies anymore. Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@Fred They have ICBMs capable of hitting Diego Garcia and UK. Sadly? Fred, I don't really care. At this point I say the US should leave Iran and let the apocalyptic mullahs do what they will, they will never succeed in hitting the USA which in 20 ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
Dan writes,Tell me, if Trump is NOT the leader of the free world, who is? .. The so-called free world of NATO, Australia, South Korea and Japan decided not to support a now former ally in order to appease Iran. The net effect as far as I can see is ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@PalawOnePs: If Trump is leader of the free world, why is no one following him?I never really took you as a political person like Steve or Fred but you are. So tell me, if Trump is NOT the leader of the free world, who is? Fred and Steve might say ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
Big Beautiful Pearl said . . .Flattery will get you everywhere Bob. You sir would have to be the most thin skinned lid I have ever talked to, no wonder you are brainwashed by the dump. Talk about fickle, just like your king dump and the blind that ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
Pedantic as always Bob. Maybe your AI and my AI could get together and sort out the realities, then export the answer? If one is sending a morse code msg it is single finger taps both long and short, if I could say di di di dah dah dah then it's ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@PalawOne I found AI is getting better and better in a short time. AI has taken on the persona of a person, I'm feeling that instead of asking a question on a search engine, I'm asking a knowledgeable person who sometimes makes ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
How am I doing as your supposed lap dog?OMO.Cheers, Steve. - @bigpearl SIT!Good boy 😎🤣 - @FredWell that ends the guessing game. Now we know who is on top 😆 Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@FredYes, we have heard that they must pay in yuan. To obtain yuan, they must exchange western currency to get yuan, implying that this puts pressure on the US dollar, facilitating its crash as the reserve currency. As an engineer I am familiar with ... Read More
Philippine Imports & Exports by PalawOne
"Manila asks Iran to ensure safe passage for Philippine-flagged ships, oil shipments"By Bea Cupin April 1st, 2026 7:17 PM https://www.rappler.com/philippines/request-iran-designate-non-hostile-country-passage-strait-hormuz/ Manila asks Iran to ...
@PalawOne FYI there are no Philippine flagged oil tankers operating internationally. However:- Diplomatic framing: By asking Iran to ensure safe passage for “Philippine‑flagged vessels,” Manila is signaling that any ship carrying ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
And Nixon blowing the sh1t out of Cambodia? Ah America.I care little and do have a laugh at the stupidity.Cheers, Steve. - @bigpearl Wow, now that's a blast from the past! Your Hate America campaign goes back a long way, eh Steven? Like 1970. That ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
And Nixon blowing the sh1t out of Cambodia? Ah America.I care little and do have a laugh at the stupidity.Cheers, Steve. - @bigpearlWow, now that's a blast from the past! Your Hate America campaign goes back a long way, eh Steven? Like 1970. That is ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
the rest of the world standing by, as a lunatic apocalyptic dictatorship gains control of weapons of mass destruction. - @danfinn Given Trump has them, perhaps the rest of the world should attack America. After all they have a lunatic apocalyptic ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
Empires rise and fall, most times caused by fools. OMO. Cheers, Steve. - @bigpearlToday on this thread, between Fred and Steve and TDS, it is truly "Hate America Day", as evil Trump attempts to relieve the planet of the spectre of a thermonuclear ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
Fred . . . . Enough of your Trump bashing. - @Enzyte Bob Lools like Fred needs some moderation. Read More
The impact of artificial intelligence on the Philippines job market by Cheryl
Hello everyone, Artificial intelligence is driving major changes to the job market in the Philippines : task automation, evolving job roles and rise of new skills. For expats and soon-to-be expats, this transformation may raise some key questions ...
It is interesting to note that the USA has a freedom index (by Freedom House, widely recognized) of 81/100 while Indonesia , whose culture influences Fred, is 56/100. - @danfinnI would have to see the report but, if it includes porn and other ... Read More
The impact of artificial intelligence on the Philippines job market by Cheryl
Hello everyone, Artificial intelligence is driving major changes to the job market in the Philippines : task automation, evolving job roles and rise of new skills. For expats and soon-to-be expats, this transformation may raise some key questions ...
I said . . . . Over moderation kills forums. ****************************Fred said . . . . Under-moderation allows nut case tin foil hat rubbish and general extremism. That kills a forum************************** Over moderation prevents ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@FredHowever, I was thinking more about a general lack of a welcoming attitude rather than actual safety issues.Ok, got that. As I said, we have resources to go where we must. Said resources also tend to make us more welcomed than you might suspect ... Read More
The impact of artificial intelligence on the Philippines job market by Cheryl
Hello everyone, Artificial intelligence is driving major changes to the job market in the Philippines : task automation, evolving job roles and rise of new skills. For expats and soon-to-be expats, this transformation may raise some key questions ...
Reality Cheryl? Give me a Filipino BPO over an Indian affiliate any day, sorry but being honest.Cheers, Steve. - @bigpearlIt's not just the accent, which is often hard to understand, but also the friendliness factor and patience shown by Filipinos ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
One aspect readers might like to consider is the issues US expats might well face.This is CNN so obviously biased reporting.https://m.youtube.com/watch?v=WMZRxqZxh … Jlbg%3D%3DHowever, the general thrust is very likely to be true. - @FredUS ... Read More
The impact of artificial intelligence on the Philippines job market by Cheryl
Hello everyone, Artificial intelligence is driving major changes to the job market in the Philippines : task automation, evolving job roles and rise of new skills. For expats and soon-to-be expats, this transformation may raise some key questions ...
@KenUSA Well Ken I guess the 'tell' will be the loss of the Philippine accent at the other end of the line which is quite distinctive for travellers and expats in the Philippines. The BPO industry currently represents about 8% of Philippine GDP. ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
Not sure what that was about Dan but we live in PH and are 95/98% net zero. Most of our use comes from the sun. 2 to 5% is generated by those that rely on your gulf states and negativity from non believers. Cheers, Steve. - @bigpearlI was trying to ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
Glad I filled my tank the day before the war started. Prices here went up 30 cents a gallon for gas already in the stations. Aka capitalism. Glad the prices went up to $2.50/ride for public bus rides while everyone over age 65 still rides for free. ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@FredQatar is backing Iran. I would expect them to express whatever fear porn they can to pressure an end to US Israeli actions to protect their nations from murderous mullahs. Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
It's not just China Bob, many countries rely on oil both heavy and light from gulf nations,,,,,, Affects us little but many it will big time both at the bowser and food prices, another chess game it seems. Redactions of tariffs for India for a month ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@FredFull stop. There is one person who mentioned Trump and if you ignore that person the thread can survive. Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@danfinn You do know U.S. presidents have very limited, indirect control over global oil and gasoline prices, which are primarily driven by international supply, demand, and market speculation. While presidential policies on drilling permits, ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@Lotus EaterWhat may be interesting is what happens when all that oil is finally put on the market at once, after the straits are open again. Producing countries apparently find it more expensive to shut down their wells then to basically give it ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@danfinn You do know U.S. presidents have very limited, indirect control over global oil and gasoline prices, which are primarily driven by international supply, demand, and market speculation. While presidential policies on drilling permits, ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
No-one should feel sorry for the Mullahs, they're nasty and deserve everything they get. We should be sceptical about the actions of the Trump and Netanyahu administrations though. It was only months ago they bombed Iran and declared victory. Will ... Read More
Philippines and the ME War by PalawOne
ME war may jolt electricity bills: Bombing of refineries causes jittersBy Maria Romero, Lisa Marie Apacible 05 Mar 2026The Middle East (ME) crisis could trigger a domino effect, driving up not only fuel prices but also electricity ...
@PalawOneOil prices ars higher but not as high as under Biden. Strait is closed by Iran but they no longer have a navy and US Navy plans to escort tankers with US-arranged insurance. Yesterday's price was $80.00 but lowered to $76.00 per bbl today. ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@NY_MikeI look at the thread title which is 100% about Mindanao independence only and you and Steve are calling discussions about it "off topic". Some things are hard to understand. I do agree with Steve to limit political discussions involving ... Read More
Should I DIY getting my parent's lost US passport? by seluzmeu
I am a US citizen living here in the US. My parent is 83 yr old also US citizen. Without laying out anything more in this forum, any can recommend an Immigration lawyer in the Philippines that can provide support or advice to help me get my ...
@seluzmeuForgive me for saying but it really is difficult for common folk like me to understand how a lost passport could possibly be connected to a family drama. I suppose you were able to tell everyone you had a family drama and that's fine, we ... Read More
5 Year Permanent Resident 13A, ACR1 card RENEWAL by vehicross100
Has anyone RECENTLY visited the Main BI branch to renew there 13A, 5 YEAR PERMANENT ACR1 Card ?Seems to be a lot of confusion between a TOURIST ACR1, PROBATIONARY, AND PERMANENT.So I am Only asking for those who have actually RENEWED the 13A, ACR1 ...
@vehicross100 Yes sir, you need to do it only in Manila BI, also you must bring your passport with the Bureau of quarantine stamp in it. you must have colored photo copies of your passport bios page, along with a photo copy of your page which has ... Read More
New passport and need entry stamped transferred by Mepp7777
I recently had to get a new passport and after getting it , I used it to get my visa extension. While processing my new visa extension I was told to have my entry stamp transferred to my new passport. I was instructed to go across the hall and ...
I received a new PP Dec 2024 and have not had my Entry or Visa re-stamped. I just always take the old with new PP when it’s needed. Since then, I have accomplished two annual reports, traveled to Thailand and the US with no problems. So are ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
Regardless guys, as visitors here we should keep our nose clean when it comes to local and federal politics here. The Filipino citizens will decide as always. Let's enjoy what we have here cos we ain't gonna change the modus operandi as blow ins. ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@Brojeslov"I think the answer to that is next to no-one which means it’s really up to the people of Mindanao where they want to take this"What everybody forgets here is that no more than 20-25% of Mindanao residents are Muslim. Do you think it ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@bizwizard They will almost certainly getting the backing of at least one or more Islamic countries and it will be bye bye Mindanao... - @Paper2The Philippines will never let Mindanao become independent. However, with all this independence churn ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
@bigpearlSteve, I think you severely underestimate self-drive firmware. You think Google maps would take you to the wrong place? My son did self-drive from NC to NYC. The firmware not only uses real time data generated by other drivers but they ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
The USA led the electric car transition - @danfinn "Led" is past, but leading is China. However, I understand the blue states do quite well with EVs. - @FredWell I will not argue the point because I do not particularly believe EV leadership is ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
So what happened Dan? Competition. Cheers, Steve. - @bigpearl What are you talking about. EVs are everywhere in the US, supported by a national grid of charging stations. I was there recently and saw it myself. Competition? What are you talking ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
@bigpearl You dear sir fail to see that these opportunities were available to all countries and most dropped the ball and it seems the US, the supposed smartest country in the thinking world didn't even see the ball coming.The old saying, "stupid is ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
Oh yes they do want an internal combustion engine! - @danfinn I would tend to look at it another way. I believe, except for a very few, nobody wants an ICE vehicle. They might very well need such an engine's capabilities, but they don't actually ... Read More
Alternative energy sources. by bigpearl
I will post this especially of one member sitting under a denial hat.https://www.google.com/search?client=safari&rls=en&q=the+dickless+skit+from+ghost+busters&ie=UTF-8&oe=UTF-8#fpstate=ive&vld=cid:ae781e7d,vid:b6dySBLSx8Y,st:0It ...
@BrojeslovNo-one actually wants an internal combustion engine, the boom boom chugga chugga with their explosions, belching fumes, whirring parts, squirting lubricants etc. Oh yes they do want an internal combustion engine!Many people have range ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
Battery replacement must be considered in the actual cost of an EV. At todays prices: Compact EV 6-10K USD Mainstream SUV 9-16K USD Luxury 14-23K USD Ford F-150 17-30K When battery replacement is required the EV has no value, off to the scrap yard. ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
Back to off topic - I just worked the Philippines on 40 - @FredGreat. I need to get back on 40. Too busy lately 73 de Dan DU7SJF. Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
We as said have a BYD Sealion 6, It's PHEV (Plugin Hybrid Electric Vehicle). That means it has ICE as a back up - @bigpearl That explains why Spanish speaking US citizens refuse to buy them. - @Fred Lol. Good one. Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@bigpearl Oh, I guess you haven't heard. Bill Gates made recent statements that climate change was no longer as great a concern and climate change was hardly mentioned at the last Davos. The best explanation I heard about that is that the elites in ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@bigpearl Steve, what you see happening is a complex set of events that you do not understand so you blame Trump, basically shooting the messenger. The recent advent of hypersonic missiles, the recent climate change where the Arctic is thawing and ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@FredI notice that commenters from other nations, whose white populations "stole" land from indigenous people, never get challenged. Only the US is the great Satan. But the Australian aboriginals did not willingly give up their lands to English ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@FredI am with two very pleasant actual Chinese ladies at the moment of posting.One in particular has a very pleasantly shaped bottom.Wow. Most ham radio ops have other hobbies. Tell us this threesome is sisters. Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@FredIt was mostly epidemic from European diseases that reduced the populations but wars also played a role. Note I said "Europeans" who were ancestors of today's "Americans". I do not apologize for the actions of European settlers and certainly ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@PalawOneWe need to get used to the multipolar realignment where China gets Oceania and SE Asia, the US gets the Western Hemisphere and Russia gets Europe. Just telling it as it is in the opinion of experienced US commentators. - @danfinn Haha, yes ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@FredVery possibly.The advantage for the East is that China will do it with trade, but the US has rather a long history of using bombs.And China has a long history of genocide to it's people ie the Great Cultural Revolution and others. China will ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@bigpearlAussies care little how many US troops and bases are in the wastelands but I'm sure that if the dump tries this sh1t on any other aligned countries he will be met with even firmer resistance.Neither does Trump care about those expensive ... Read More
China and Philippines by PalawOne
This is a bit creepy ..My wife and friends are currently in the middle of PalawanThe island is 20klm wide, from east to west, where we farmEarlier this week, waking up on the farm, they were shaken by a loud explosion. Numbers of folks told me ...
@PalawOneWe need to get used to the multipolar realignment where China gets Oceania and SE Asia, the US gets the Western Hemisphere and Russia gets Europe. Just telling it as it is in the opinion of experienced US commentators. Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
Honestly Dan? Perhaps this should be a new thread given it's off topic but I'll play the game.It seems to me the losers are the Americans with what has happened in the face of the free world, trust has gone because of a big headed ego and has ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
Trumpland sounds good Bob, seems he likes slapping his name on everything,,,,,, to be taken down by a different administration? Cheers, Steve. - @bigpearlNoTrumpland. It looks like Greenland will allow small pockets of US sovereignty on certain ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
TACO = Trump Always Chickens Out. - @mugtechOf course. We all know that juvenile saying. But what does using a childish abbreviation say about people who incessantly use it on social media? 🤔 Low IQ cones to mind. Sorry Mug, just OMO. Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
So Trump flew to Switzerland to have a TACO lunch. - @mugtechOne might prefer tortilla shells and guacamole in Davos to a Greenland invasion that would never have happened anyway lol Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@mugtechFun facts: A Russian ICBM sent from Murmansk to NYC takes 35 minutes to hit. In 11 minutes it is over Greenland. Perhaps our EU friends do not care about our golden dome. Got it. But Americans should pay attention. Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@bigpearlBack on topic, while Mindanao already has an extensive autonomous region perhaps they want more expecting an influx of refugees?As we all know the squeakiest wheel gets the most oil.My only problem with this is that it asymmetricaly favors ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
danfinn said . . . . I think I saw that too; one of the 2 dog sled drivers who defend the Western Hemisphere from the Russian missiles based in Murmansk. Or, one of the 15 Germans or 2 Danes who are defending Greenland from NATO ally ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
@mugtech nice one - @kissway53Another nice thing to know about the Danish colonizers."Greenlanders were sterilized by the Danes. Greenlanders simply lose hope. The island has one of the highest suicide rates in the world, according to researchers, ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
Just saw a new MAGA hat in Greenland. Make erdAmerica Go Away. - @mugtechI think I saw that too; one of the 2 dog sled drivers who defend the Western Hemisphere from the Russian missiles based in Murmansk. Or, one of the 15 Germans or 2 Danes who ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
It's a realignment based on geography. Trump is building a golden dome missile defense; Greenland is essential for that. Canada is now playing games with China. Canada will learn. Of course Taiwan actually is a part of China. Ukraine is actually a ... Read More
Mindanao independence resolution to be submitted to UN by PalawOne
Anyone wish to make comment?"“It will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines — A resolution adopted during a ...
It seems Trump is claiming the Western hemisphere for the US which would include Greenland, Venezuela, the Panana canal and the soon to be 51st state of Canada. He seems to actually be ignoring Taiwan and the Philippines except to keep the shipping ... Read More
Electronic toys by Fred
Today, whilst babysitting my naughty daughter, I decided to wander into a local electronics shop known as Electronics city. The place is pretty good for home stuff but not really a 'boys' toys' shop. I have to admit, they have some especially nice ...
Yep to the above. I can't remember how many inkjet printers I've owned over the years but not a one has been worth the money. Cartridges are silly money and the ink tank types have flow issues unless you use them a lot. My last canon died of an ... Read More
Want Suggestions on Renewal of 13A & Annual Report. by Enzyte Bob
(1) My stepson is working to file my annual report online.(2) Also my 13A must be renewed in February.****************************When I applied for the ACR-1 & later the 13A it was such a hassle, something I don't want to go through again.Has ...
@danfinn anyone in Cebu area? - @uhrigg Yes, JRC is also in Cebu. I am not associated with them except for being a customer. In cebu google search tells me "JRC VISA CONSULTANCY, Unit 602, 6F, BPI PHILAM CENTER, CEBU BUSINESS PARK, Cebu City, 6000 ... Read More
Want Suggestions on Renewal of 13A & Annual Report. by Enzyte Bob
(1) My stepson is working to file my annual report online.(2) Also my 13A must be renewed in February.****************************When I applied for the ACR-1 & later the 13A it was such a hassle, something I don't want to go through again.Has ...
(1) My stepson is working to file my annual report online. (2) Also my 13A must be renewed in February. **************************** When I applied for the ACR-1 & later the 13A it was such a hassle, something I don't want to go through ... Read More
Hi, Health Coverage for Expats in Cebu by uhrigg
Hello, I am new here and have no clue what I am doing but... anyways..I just got here to Cebu and I am wondering about health insurance/coverage.. any input ..Thanks..btw, I am George
@bigpearl... but one hospital stay for 2 days and nights with a multitude of tests the bill was like P61K, in a private room,In Dumaguete a private room at Silliman SUMC University (US) hospital is about 3K per night and a full blood panel is about ... Read More
Hi, Health Coverage for Expats in Cebu by uhrigg
Hello, I am new here and have no clue what I am doing but... anyways..I just got here to Cebu and I am wondering about health insurance/coverage.. any input ..Thanks..btw, I am George
@PalawOne 1. Public National Health Insurance: PhilHealthThe cornerstone of public healthcare.Cornerstone indeed. For citizens.Expats are charged several multiples of the premiums charged citizens. Expat benefits for serious illnesses do not include ... Read More
Hi, Health Coverage for Expats in Cebu by uhrigg
Hello, I am new here and have no clue what I am doing but... anyways..I just got here to Cebu and I am wondering about health insurance/coverage.. any input ..Thanks..btw, I am George
@pnwcyclistThere are international firms that offer health insurance, ie. Pacific Cross, but I believe they all operate on a reimbursement basis.Which is rather important because the hospital wants payment when patient is discharged and ... Read More
TOURISM IN THE PHILIPPINES by Enzyte Bob
Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...
Yeah Dan agree, what ever happened to "more fun in the Philippines" that was flogged to death. There are far better destinations but iff you have a Filipino partner the choice becomes clearer. Yep, my annual visitor visa have gone up P6K per year ... Read More
TOURISM IN THE PHILIPPINES by Enzyte Bob
Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...
I don’t believe the Philippines has ever been a big tourism destination. It’s like Australia, where large-scale tourism by foreigners is basically a myth of the tourist industry and which they justify using the inflated figures of ... Read More
TOURISM IN THE PHILIPPINES by Enzyte Bob
Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...
Not sure how you get to that conclusion about Covid, Dan - it is losing status as a tourist destination due to all the issues that never get resolved and which have been aired online ad-nauseum - high prices for food and lodging relative to other ... Read More
TOURISM IN THE PHILIPPINES by Enzyte Bob
Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...
Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ... Read More
US Direct File won't happen in 2026, IRS tells states by PalawOne
Perhaps of interest .."Direct File won’t happen in 2026, IRS tells states"By Natalie Alms November 4, 2025https://www.nextgov.com/digital-government/2025/11/direct-file-wont-happen-2026-irs-tells-states/409309/The free service that allowed ...
@PalawOneSo, I'd surely feel sympathy for any in the Philippines who owe taxes to any another country, especially when a country apparently makes it more difficult to obey the law and to pay them? Doesn't seem cricket somehow, or so one may ... Read More
USA SMS 2-Factor Authentication by danfinn
One concern of many USA expats here has been the use by banks and CC card companies of SMS texts for OTP codes when trying to log on to online banking apps and cc's. Since, typically, US cell phone providers would not allow permanent roaming in the ...
Jameelur asked . . . .What happened when you put in a VOIP number? Did it detect and reject that number out right or you just never got an SMS on it after adding it? ******************************* danfinn replied . . . . never got SMS otp code ... Read More
USA SMS 2-Factor Authentication by danfinn
One concern of many USA expats here has been the use by banks and CC card companies of SMS texts for OTP codes when trying to log on to online banking apps and cc's. Since, typically, US cell phone providers would not allow permanent roaming in the ...
What happened when you put in a VOIP number? Did it detect and reject that number out right or you just never got an SMS on it after adding it? - @Jameelur never got SMS otp code when using magicJack VoIP. still works on google voice VoIP i believe. Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
FYI, after reading this I tried to set-up a $400 WISE transfer from my USA credit union to my MAYA card. Results were, transfer direct from bank, instant. I could also use a listed debit card or new debit card where they promised the transfer in ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100In my case I never got that concerned about age, exchange rate and gender. I will just see how it goes. Read More
Cutting the cord by Enzyte Bob
Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ...
@Moab762Lastly, use AI to research everything. It's the new internet search. And a million times stronger and faster than searching the internet. Also so dead simple a morn can use it.For important matters, make sure you compare answers across a few ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
I always write a check to my wife from my Wells Fargo USA account which she deposits into her BDO US Dollar account. The cost, no matter what the size of the check is $5. The only problem is BDO claims it takes 30 days to clear, while the full ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@Andy_1963 Understood, but my source of funds are not coming from inside the philippines. The source is from the US in USD. So regardless if its Wise, WU or BDO, at some point the USD will need to be converted. Thats the challenge to find the lowest ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100 From my US CU to Wise I can do $1000 instantly. But can not do $2000 instantly. That jumps to like 4 or 7 days iirc. Transferring money from Wise to gfs local PH bank account is instant. But have not tried large amounts. - ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100I am following this and very interested in your results. For me, I would like in the future to simply allow my USA bank debit card to expire and use fast ach transfers to move money. It would be great if one could just move the larger ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
Discard Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
Just thought - investigate the MANY advantages of having a GoTyme account. They now allow foreigners with an ACR card to open online. Card is delivered free and ATM withdrawals (at any bank) are just charged at the standard 18peso fee. I believe if ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
I assume with a Phillipine bank account you can use their debit card at their atms without a fee?I can't get Gcash like I said. I have a goatee. Lol!But I also don't pay my utilities directly. Our landlord does. We just send one payment to them. ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinn I had the same problem with Plaid and my CU. I discovered after multiple customer service calls. That my phone number was entered into the incorrect field. I think it was in the Home field and not the Cellphone field or something simple ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@danfinnI don't understand the advantage of using Gcash or Maya over Wise anywhere in the Phillipines? Transfers from my US CU are instant. Transfers to my GFs local account are instant. I couldn't get Gcash because my goatee registers as a mask ... Read More
WU Transfers by vehicross100
I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...
@vehicross100I find that, so far WISE PILIPINAS let's me load my dollar account instantly. Then, I can transfer from that WISE wallet to MAYA and GCASH for online payments of local utilities like water, electric, postpaid globe, internet etc. I ... Read More
Google Voice by vehicross100
I just returned and brought back a unlocked US iphone with a Verizon plan which includes the international $12 day pass if activated. Before I left the US I downloaded Google Voice and used it a few times locally in the US.Today I tried to test the ...
I think I have heard people say it doesn't work with Capital One. I use 2 FA all the time with Capital One. I think where the confusion may lie is that when you first open an account with Capital One, you can't use a Google Voice # or other VOIP# to ... Read More
Google Voice by vehicross100
I just returned and brought back a unlocked US iphone with a Verizon plan which includes the international $12 day pass if activated. Before I left the US I downloaded Google Voice and used it a few times locally in the US.Today I tried to test the ...
@vehicross100 I've used Google Voice for 2FA for the last 3 yrs many, many times in both the Philippines and Thailand. For many financial institutions and a lot of other entities also. I use it for both making and receiving calls to the US. It's ... Read More
WISE Pilipinas by danfinn
I think this is relatively new. The WISE let's you register with a Philippine address and phone number. I had been a WISE USA customer and recently changed my WISE to a Philippine address. Doing that, they cancelled my USA VISA debit card and ...
@Moab762They are not a Gcash or even Maya. They are a legitimate global company. Not just in the PhillipinesGCASH and MAYA are just 2 lightly regulated, local, not global, Philippine money wallets who perform almost none of the services WISE ... Read More