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danfinn

danfinn

ViP

American expat in the Philippines

Forum posts

1859

Contacts

1

About me

American

Registration: 05 February 2022

Activity

danfinn replied to a thread
31 minutes ago
Enzyte Bob

TOURISM IN THE PHILIPPINES by Enzyte Bob

Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...

danfinn

Yeah Dan agree, what ever happened to "more fun in the Philippines" that was flogged to death. There are far better destinations but iff you have a Filipino partner the choice becomes clearer. Yep, my annual visitor visa have gone up P6K per year ... Read More

danfinn replied to a thread
4 hours ago
Enzyte Bob

TOURISM IN THE PHILIPPINES by Enzyte Bob

Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...

danfinn

I don’t believe the Philippines has ever been a big tourism destination. It’s like Australia, where large-scale tourism by foreigners is basically a myth of the tourist industry and which they justify using the inflated figures of ... Read More

danfinn replied to a thread
Yesterday
Enzyte Bob

TOURISM IN THE PHILIPPINES by Enzyte Bob

Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...

danfinn

Not sure how you get to that conclusion about Covid, Dan - it is losing status as a tourist destination due to all the issues that never get resolved and which have been aired online ad-nauseum - high prices for food and lodging relative to other ... Read More

danfinn replied to a thread
Yesterday
Enzyte Bob

TOURISM IN THE PHILIPPINES by Enzyte Bob

Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ...

danfinn

Recently I saw this Tourism chart, I don't how accurate it is. Remember when the saying was: Don't believe anything you hear and only half what you see, well with IT, Social Media & News Reporting who knows what.Well AnywaysTourism from January ... Read More

danfinn replied to a thread
2 weeks ago
PalawOne

US Direct File won't happen in 2026, IRS tells states by PalawOne

Perhaps of interest .."Direct File won’t happen in 2026, IRS tells states"By Natalie Alms November 4, 2025https://www.nextgov.com/digital-government/2025/11/direct-file-wont-happen-2026-irs-tells-states/409309/The free service that allowed ...

danfinn

@PalawOneSo, I'd surely feel sympathy for any in the Philippines who owe taxes to any another country, especially when a country apparently makes it more difficult to obey the law and to pay them? Doesn't seem cricket somehow, or so one may ... Read More

danfinn replied to a thread
3 weeks ago
danfinn

USA SMS 2-Factor Authentication by danfinn

One concern of many USA expats here has been the use by banks and CC card companies of SMS texts for OTP codes when trying to log on to online banking apps and cc's. Since, typically, US cell phone providers would not allow permanent roaming in the ...

danfinn

Jameelur asked . . . .What happened when you put in a VOIP number? Did it detect and reject that number out right or you just never got an SMS on it after adding it? ******************************* danfinn replied . . . . never got SMS otp code ... Read More

danfinn replied to a thread
3 weeks ago
danfinn

USA SMS 2-Factor Authentication by danfinn

One concern of many USA expats here has been the use by banks and CC card companies of SMS texts for OTP codes when trying to log on to online banking apps and cc's. Since, typically, US cell phone providers would not allow permanent roaming in the ...

danfinn

What happened when you put in a VOIP number? Did it detect and reject that number out right or you just never got an SMS on it after adding it? - @Jameelur never got SMS otp code when using magicJack VoIP. still works on google voice VoIP i believe. Read More

danfinn replied to a thread
3 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

FYI, after reading this I tried to set-up a $400 WISE transfer from my USA credit union to my MAYA card. Results were, transfer direct from bank, instant. I could also use a listed debit card or new debit card where they promised the transfer in ... Read More

danfinn replied to a thread
4 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

@vehicross100In my case I never got that concerned about age, exchange rate and gender. I will just see how it goes. Read More

danfinn replied to a thread
4 weeks ago
Enzyte Bob

Cutting the cord by Enzyte Bob

Having used PLDT, Sky & Converge for internet, I've cut the cord. All three of those services were good at he beginning. But when problems happened, poor customer service, weeks without internet.I became fed up.So my son bought me a "DITO Home" ...

danfinn

@Moab762Lastly, use AI to research everything. It's the new internet search. And a million times stronger and faster than searching the internet. Also so dead simple a morn can use it.For important matters, make sure you compare answers across a few ... Read More

danfinn replied to a thread
4 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

I always write a check to my wife from my Wells Fargo USA account which she deposits into her BDO US Dollar account. The cost, no matter what the size of the check is $5. The only problem is BDO claims it takes 30 days to clear, while the full ... Read More

danfinn replied to a thread
4 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

@Andy_1963 Understood, but my source of funds are not coming from inside the philippines. The source is from the US in USD. So regardless if its Wise, WU or BDO, at some point the USD will need to be converted. Thats the challenge to find the lowest ... Read More

danfinn replied to a thread
4 weeks ago
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

@vehicross100 From my US CU to Wise I can do $1000 instantly. But can not do $2000 instantly. That jumps to like 4 or 7 days iirc. Transferring money from Wise to gfs local PH bank account is instant. But have not tried large amounts. - ... Read More

danfinn replied to a thread
last month
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

@vehicross100I am following this and very interested in your results. For me, I would like in the future to simply allow my USA bank debit card to expire and use fast ach transfers to move money. It would be great if one could just move the larger ... Read More

danfinn replied to a thread
last month
vehicross100

WU Transfers by vehicross100

I found it interesting that through my WU app I can send $ using my debit card to Gcash, PayMaya, Shopee, Lazada, Bayad and a few more. This is all for $0 (FREE) transfer fee and at a rate of 58. My usual Bank to Bank is $2 per transaction and ...

danfinn

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