Credit card balance Due and came back to Saudi Arabia.

Hello, Hussain here
I was terminated by my company due to company closed and I have a unpaid credit due of 5000SAR from SABB Bank from September 2018. I didn't paid that time because of sudden termination from company. One of collecting Agency call me in my home country India to paid and I don't trust them. Now I am in Saudi Arabia and want to paid but still don't get Iqama . My qualifications are
1. There will be any issue to get Iqama?
2. Can I go to bank directly to pay due after getting Iqama?
3. They will punish me for not paying untill now?
Please let me Know, I'm in Dipression. Since came in KSA.

No need for iqama
Just go bank with old iqama number or credit card number
Just pay