Seeking help with mobile home insurance France

Member since 16 July 2025

TruroBeckyMember16 July 2025 20:26:09

Evening,

We come over to France frequently to buy and return to UK to sell - we have found a mobile home on a site that we are buying next week.

The mobile will be lived in by us only and not rented out.

I'm struggling to find insurance - does anyone have any recommendations?

Many thanks

Becky

See also

Real estate listings - 73 Ads
The healthcare system for foreign retirees in France - Guide
Home help in France - Business
Private health insurance for France - 4 Replies
Mobile phone plans in France - 2 Replies
seeking for a summer Job in France - 2 Replies
international health insurance in france - 4 Replies

HAPPY GUIDE FRANCE Member

Member since 15 July 2025

HAPPY GUIDE FRANCEMember17 July 2025 05:51:13

@TruroBecky

Hi Becky,

Looking into your query, here are some trusted options:

Groupama offers tailored mobile‑home insurance covering structure, outdoor furniture, annexes (terrace, awning) and protection against weather, theft, fire…

MAIF insures mobile‑homes under its standard home policy, including RC and newer models (< 4 years) replaced at new‑for‑old value, plus annex coverage

AXA similarly provides a minimum RC cover, with optional add‑ons for fire, theft, water damage, natural disasters

You can also explore GMF/MAAF/MMA via group Covéa, which often include mobile‑home in their caravan or home packages

📌 Key tips:

• Insurance is required, even for personal use.

• Don’t settle for just RC—opt for a multirisk policy with full coverage (vol, tempête, dégâts des eaux…).

• You’re living there regularly, so no need for temporary “villégiature” cover.

Good luck !