Keeping your old phone?

@danfinn There is no way I'm going through the hassle of changing banks. I just needed a OTP one more time to wire money to my SRRV account so I bought a T-Mobile sim on Amazon and had it sent to my sister in law. I changed the number with my bank, received the OTP, did the wire transfer and now I'm done. I don't foresee ever needed another OTP but if I do I know how to do it. Thanks

@danfinn There is no way I'm going through the hassle of changing banks. I just needed a OTP one more time to wire money to my SRRV account so I bought a T-Mobile sim on Amazon and had it sent to my sister in law. I changed the number with my bank, received the OTP, did the wire transfer and now I'm done. I don't foresee ever needed another OTP but if I do I know how to do it. Thanks
-@Moon Dog

Cool. I check savings, checking and cc card accounts from different institutions almost daily. If a bank doesn't want to play ball because of where I choose to live they get the boot 😂

Said it before, what is the problem with some banks not sending a OTP to a foreign registered number? I never had that problem with any of the institutions I deal with in Australia nor here, yes my bank here sends a OTP also.

Mentioned in another post I sold my farm in Oz early days of Covid, I was stuck in PH. a lot of money involved and all went straight to my bank, all done while living here in the Philippines. Found a better rate with a different bank for investments and opened an account online, all details and ID's etc, Took less than an hour for verification, they as well as my other bank accept my O/S number and all done on the laptop and phone.

Sure I use whatsapp and messenger but for chatting with family and friends, no need to use a phone number and its all on my net.

I do all my taxes with my accountant digitally, not seen him for over 4 years, To me it seems arcade for a bank to not recognize that not all their customers live in country.

I agree with dan and have said it before in other posts, change banks, not difficult. Don't get rid of your existing accounts but add a decent bank that plays the game.

OMO.

Cheers, Steve.

Filamretire Update: T mobile doesnt allow unlimited roaming, apparently they will block or cancel if roaming is used for too long. Back to the drawing board! I must keep a cellphone with relatives in the US so as to receive bank SMS then they can text my Philippine SIM phone so I can log in or do transfers

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danfinn said. . . . That must be very inconvenient. Everytime you access your account online you depend on a relative to be near the phone, not sleeping and possibly tiring of the whole thing to text you the OTP. When i moved here I already had magicjack in the US for a few years with a ported landline (not ported mobile number). At least half the time the texted OTPs did not show up because I suspect the software flagged my number as a landline where SMS is not possible. So, while living here I made a Google voice account based on the US magicjack number and it is fantastic for receiving the texted OTPs. If you already have a US number, then from the Philippines (turn on your vpn) you should be able to get obtain a US google voice number based on that number to give to your bank and you should be able to have the codes texted to you without your needing to depend on and bother the US relatives.

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I use a V.O.I.P protocol and it doesn't allow sms. But if you look closely some banks offer other options such as verification through email or give you a toll free number to call for verification.

I registered my Philippine number and do receive sms on that phone. On your banks website you can update your contact number but the Philippine number has too many digits.

So bite the bullet and call them and have them update the contact number to your Philippine phone.

@Enzyte BobI use a V.O.I.P protocol and it doesn't allow sms.

People have said that BUT many phones in the US are also VOIP such as zoom, vonage and magicjack. All of them have mobile apps that accept text messages. Does it follow that even in the US they cannot get OTPs? In my case, google voice works here for every US institution I deal with

In my case my PH. number works a treat for all transactions except the Aussie lotto and my sis puts that on every 10 weeks.

Cheers, Steve.

In my case my PH. number works a treat for all transactions except the Aussie lotto and my sis puts that on every 10 weeks.
Cheers, Steve.
-@bigpearl

I suppose Australia has different security rules than the US. In our case I imagine that US banks object to making long distance calls to PI or the software people are simply lazy considering the low-percentage of americans here relative to overall us population in sovereign territories.

What I miss with my cell service in the Philippines is voice mail.

My Ooma Telo with my stateside number has voice mail.

My magicjack phone and smartphone app also have voice mail. Also, when you subscribe to PLDT you get a PLDT landline phone. It doesn't come with voicemail but you can replace their phone with a US style cordless landline phone that has voicemail. When you bring your old cordless phone from the US or buy a new cordless from Amazon, it will be FCC approved as a transmitter (for USA) but not NTC...but what the hey, right? We hardly ever use that PLDT landline because calls are so expensive.