Living in Amsterdam: the ultimate expat guide

Amsterdam draws professionals from around the world, thanks to its cosmopolitan environment and established business networks.

Housing in Amsterdam offers a real mix: from elegant historic canal houses and central city apartments to more recent builds in Amsterdam-Noord and parts of Zuidoost.

Daily living costs in Amsterdam will depend on a variety of factors, including your lifestyle, the neighborhood you live in, and how you manage everyday expenses like food, transport, and utilities.

Monthly expenses for a single person

Date correct as of November 2025.

Monthly expenses for a family of four

Data correct as of November 2025.

Sources: Numbeo — Amsterdam, Relocate.me, Rentumo

The Netherlands is renowned for its high quality of life. While Amsterdam provides exceptional healthcare, efficient public transport, and a lively cultural scene, it is also one of the most expensive places to live in the country.

Visa and residency

EU and EEA citizens can live in Amsterdam without a visa. Non‑EU nationals must meet Dutch immigration requirements, which typically include proving they can support themselves. To officially reside long-term, new residents must first register with the municipality to obtain their citizen service number (BSN) and secure Dutch health insurance.

Costs and healthcare

To access public healthcare, residents need a Dutch basic health insurance plan. Note that living costs in Amsterdam are usually higher than in smaller Dutch cities.

Sources: IND (Immigration and Naturalization Service), City of Amsterdam — Healthcare

Amsterdam is home to two internationally recognized research universities, the University of Amsterdam (UvA) and Vrije Universiteit Amsterdam (VU), both of which welcome students from around the world. Many degree programmes are offered in English.

Parents in Amsterdam have a choice between Dutch state schools, specialized bilingual Dutch-English schools, and fully international schools. While state schools primarily instruct in Dutch, many schools in Amsterdam now incorporate bilingual instruction or offer full International Baccalaureate (IB) programs within the Dutch education framework.

International schools

Amsterdam is home to several well-established international schools that follow foreign curricula and offer IB programs. Notable examples include the Amsterdam International Community School (AICS) and the International School of Amsterdam (ISA). The annual tuition for international schools varies widely: publicly supported international programs (like AICS) typically start around €10,000, while fully private institutions (like ISA) often charge between €20,000 and €30,000 or more, depending on the student’s grade level.

Enrollment proces

Children are registered through the City of Amsterdam, which oversees school placements and enrollment. Admission procedures vary by school, and popular bilingual programs may have waiting lists. For public schools, education is free, although parents sometimes contribute voluntarily to cover additional activities or resources.

Sources: City of Amsterdam — International schools, DENISE listing.

In Amsterdam, bikes outnumber cars on many streets, and canals thread through neighborhoods, shaping how people live and move. Grocery shopping often means visiting a market stall in the morning, while evenings might be spent at a local café or stroll along a canal path.

There is plenty to see and do in Amsterdam to keep you occupied in your free time. Parks, museums, theaters, and music venues are just some of the things you can look forward to in the city.

Many expats find Amsterdam easy to settle into thanks to its international community and well-organized infrastructure. The city has a good mix of job opportunities across technology, finance, creative industries, and public sectors, along with excellent transport connections and reliable public services. If you’re moving here, you’ll need to register with the municipality to get a BSN (Burgerservicenummer, the Dutch citizen service number), check visa requirements through the IND (Immigration and Naturalisation Service), and begin your housing search early. For more information, tips and advice, join the Expat.com Amsterdam forum and connect with other expats who are already living in Amsterdam.