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forces pensions

Last activity 22 June 2015 by trufflelily

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pippy99

Hi guys My name is phil am 56 years old ex forces and am thinking of moving abroad, but unsure as to where to retire to. I have a forces invalidity pension (losing my hearing) and also a war pension. both pensions are tax free, does anyone know how or if my pensions will be effected if I move abroad say to Germany.
I have just been made redundant by the MOD and have chosen to preserve my pension till im 60,this though will be taxable.
I am looking for a better life somewhere else like Germany, but I don't speak the language,just wondered if anyone had any advise,It would be very much appreciated.
Kind regards
Phil

Priscilla

Hi Phil,

Welcome to Expat.com :)

I suggest you to have a look at our topics found on the forum, you might find some interesting information.

I also advise you to have a look at the New Germany online guide.

Thanks & regards

Priscilla  :cheers:

pippy99

Hi Priscilla thanks for the reply
How do I edit some of the words I have put on my post ?

Priscilla

@ pippy99 > In fact, a member can edit his own post within one hour after submitting his post. If now you wish to edit your post, just send me the amended message in private and i will do the necessary. :)

Thanks

Priscilla

beppi

Since you cannot just live anywhere you like, you should first check if you have any valid reason for getting a residence visa in Germany (or elsewhere).
Then you should check the cost of living and compare it with your available income (Note: That your pension is tax-free elsewhere does NOT mean it is also so in Germany - when residing there you need to tax your world income in Germany, too!).
Third, learn the language. While it is possible to survive in most German towns solely with English, it would severley restrict your social contacts and reduce your chances for feeling at home or welcome.

Edited to add: I just noticed you gave "Birmingham" (but no country) as your current residence. In case you are UK citizen, the visa aspect above vanishes, as EU citizens are free to move anywhere within the EU (at least as long at Britain remains in the EU!).

pippy99

Thank you beppi  for the information
Regards
Phil

pippy99

Yes sorry  i am in the uk

Peter Scheller

Hi Phil,

Whether your pensions will be taxed in Germany is matter of the Double Taxation Convention UK/Germany. If required I can look it up for you.

Best regard

Peter Scheller

Peter Scheller

In this case Double Taxation Treaty UK / Germany

trufflelily

I am an American with a decent retirement pension who tried to retire in  Germany and ultimately had to return to the U.S. because I could not find health care that I could afford. It is mandatory to have health care insurance and private  health insurance (if you can find it) is very expensive for retirement age people. Good luck and please post if you find answers to affordable expat health insurance. The expat policies I found will not cover a person after age 74.

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