Health Care Coverage - Who are u with?

Hi Shelly,

Maybe you can contact our partner in expatriate health insurance in Mexico to get a free quote: https://www.expat.com/en/insurance/nort … o/jalisco/

[Moderated: No free advertisement on the forum please]

I heard today if your a permanent resident u can get Seguro insurance?

What qualifies as permanent resident.  Looking at moving for 12 months by aijiji chapala area.

Does anyone know how to get a hold of Seguro could not find it on the internet?

Any advice is welcome.

Gracias

Hi Dave,

In Mexico, there are both private and public health plans available. The word "seguro" means insurance in Spanish. 
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There are 3 public health programs in Mexico. Seguro Popular is the one, which was designed to provide health coverage for the countries´ informal workers and all other uninsured individuals and families (primarily, the poorest people in the country who would have no access to health care otherwise). Seguro Popular is also available to temporary and permanent resident of Mexico. 

A majority of the country´s population is covered under the Seguro Popular health program. As such, hospitals and clinics are overcrowded, doctor specialists are not always available, and shortages exist in medical supplies, equipment, and medications. It is a closed system of medicine, meaning your private doctor will not be able to visit you in a Seguro Popular hospital.

Under the Seguro Popular plan, all pre-existing conditions are covered. However, not all procedures, surgeries, medications, or prosthetics are guaranteed. There is a member´s handbook called "Causes", or Universal Health Services Catalogue, which details the health benefits (in Spanish).

In my opinion, if you can afford $150-$300 USD per month for private health insurance, I suggest you research your options (amounts vary depending on age and sex).

If you message me, I can provide you with information on what health plan has worked for me.

Hope this information is helpful!

Best,
Melanie

Wow thank you would love to talk to you more about this?  I can afford a fair amount to make sure if I need medical I am covered.

How do we exchange emails or do private message on here?

I have tried getting a quote twice but they do not reply.  Maybe I am past their age limit for coverage.  I am 77 but in good health.

Hi Melanie, Thank you for your offer to advise on health insurance. We are moving to San Miguel de Allende March 9th (very soon now) and need to solve the health insurance problem, but haven't yet found a solution. How do I contact you privately to learn what you suggest? Lynn

Hi Lynn,

I just sent you a private message.

Thanks,
Melanie

Do US providers such as Blue Cross Blue Shield  cover health care needs such as doctor visits and hospitalization costs in Mexico?

I have checked into this and they do not, certainly not on a regular basis. I don't think they would do so even if you are a tourist -- you would have to have travel insurance. I would have someone else here verify my statements.

Before you go buying more insurance, it might be worth checking with your current carrier if you have coverage in the US.  I received this from my current provider after I inquired about my overseas coverage. Of course, I will call them to ask what limitations I will have and costs, if I must use an out of network provider, but it seems like good news at this point in time.

Greetings,

Thank you for your email. I am pleased to advise that even if you retire and become a permanent resident in Mexico, we still can provide benefits for you and yes your policy will still be valid.    If you have any additional questions, feel free to give us a call at +1 804 xxx-xxxx. We are available to you 24 hours 7 days a week.