Health insurance & pre-existing conditions?

8POSTS

5 years ago

My wife and I are relocating to Playa Del Carmen and are concerned about what options are available for those with pre-existing conditions. My wife gets infusions twice a year for rheumatoid arthritis. It seems nobody in the insurance industry is willing to state on their websites that they cover pre-existing on international plans. Would love advice from someone in the same boat who has navigated the waters in Mexico for health coverage.

Thanks a bunch

Doug & Roxanne

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travellight VIP Member

2460POSTS

5 years ago

Welcome to The Mexico part of the ex-pat Forum dbrown71467,

I would suggest looking under the services part at the top of this page. They may have the health advice you are looking for.

Melanie_In_Mexico Contributor

114POSTS

5 years ago

Hi Doug,

All private health insurance companies who insure individuals in Mexico evaluate pre-existing conditions-- any medications, surgeries, medical treatment, or procedures. Policy limitations may apply to any pre-existing condition. Companies also have a list of uninsurable risks-- those conditions for which they will automatically deny an application for health insurance.

Since health insurance companies evaluate risk differently, I would recommend you find a seasoned, bilingual, broker who can assist you with identifying the right health insurance company and plan for your specific pre-existing conditions.

I hope this information has been helpful.

Melanie Lansing