So me and my American girlfriend are in the process of looking into the Spouse Visa to move to the UK. I don't actually earn £18600 a year. Her Dad has given me money to use towards our future/deposit on a house etc. With this money could I use it to meet the difference with my earnings? I've already done the math and it is enough. The question is since this money was given to me/us a while ago do I need to say that it is a ‘gift' as technically it was not given to me to help towards obtaining the visa? How that makes sense?