Spouse visa application - financial documents
Hi, i am finally in the process of uploading my
Documents for my spouse visa (priority)
Biometrics date 8/3/22
I have a few queries and concerns but i had no other choice but wait for another 4/5 months or try my luck.
The situation is that as i am a director of a limited company set up in may 14th 2021 i will be applying under category F (employed and non-employment income)
When i first made the company in may 2021 my accountant had started to issue me payslips, at the time i didn’t think this of an issue regarding a spouse application. However i did not pay myself into my bank account as the company was still in the very early stages of being set up and i had not yet received any income(so there is payslips and tax paid on may 21 wage corrosponding to the ct600/p60) but no physical bank statements to prove the money exists.
also for may 2022 which is the final month of the ct600 there is no wage going in my bank as i went on holiday and didn't inform my accountant to not issue a wageslip, so for 2 months of all the year there are no bank statements to prove the income
Ive spoken to 2 solicitors giving different advice, one says i should include a letter from an accountant to state it was paid “cash in hand” and the other solicitor has said i have a better chance not including this and my best bet is to hope they dont spot it (however its quite obvious as it will be the very first statement)
-there is no bank withdrawal or deposit in both my business and current accounts for this months wage however there is payslips,evidence tax has been paid
To add to the confusion on the appendix fm 1.7 it states
“Self-employed income can be cash-in-hand if the correct tax is paid. It would generally be expected that the person’s business or personal bank statements would fully reflect all gross (pre-tax) cash income. Flexibility may only be applied where the decision-maker is satisfied that the cash income relied upon is fully evidenced by the relevant tax return(s) and the accounts information.”
Please advise…
My other issue which im concerned about is that due to a miscommunication my dividend voucher states £7500 whilst my bank deposit was £8000, obviously there is no way to change this, would this be a concern?
Moreover this dividend was “declared but not paid for” untill august 2022. Basically it was declared within the year of the ct600 in april 2022 but i didnt pay myself until august 2022 which is outside of the ct600 (+ the voucher amount and payment amount will be different by £500)
all in all even if the ECO was to disregard these 2 missing bank statement wages and if the dividend was included in the calculation for the financial requirement i would still be above £18,600
Any advice and help would be appreciated…