Health insurance in Mauritius
Public healthcare is free for all in Mauritius. As a result, hospitals and other public health centers, as is very common around the planet, are often overcrowded. This is why a majority of expats, but also many Mauritians opt for the private health sector. This system implies that all expenses are to be paid by the patients, however. To avoid this, it is essential to have individual health insurance, therefore private.
What are the health insurance offers for expats in Mauritius?
The country has a wide range of local health insurance companies, complemented by international insurers. Several solutions and packages are offered.
Local health insurance companies offer either reimbursement of expenses or third-party payment if the care is provided by an affiliated network establishment.
For their part, international health insurers can offer advantages such as the possibility of choosing one's own care facility, third-party payment in case of hospitalization, or services specifically designed for expatriates (free telemedicine with a doctor who speaks the patient's native language, medical transfers abroad for complex cases or those requiring a specific intervention, etc.).
Can expatriates be insured by local insurance companies?
Expatriates can, of course, be insured locally. As everywhere, the budget depends on factors such as age, current health status, medical history, needs, etc.
How to choose private health insurance in Mauritius?
A good health insurance should cover both minor and major care, but also, and especially, repatriation if necessary. Take the time to research and study the offers of the different insurance companies that seem interesting to you. Factors that will influence your decision include:
- Type of plan and provider network: Does the insurance company have a specific network? If so, which healthcare providers, hospitals and pharmacies are in its network?
- Premiums: How much do you have to pay per month to be covered?
- Waiting period: What is the waiting period before your coverage is activated after you sign the contract?
- Drug coverage: are your regular prescriptions covered by your insurance?
- Extension of coverage: how easy is it to add a family member to the insurance plan?
- Repatriation options and conditions: How much does the repatriation option cost? What are the conditions to benefit from it? What destinations are offered?
International health insurers for expats
Below are the leading international health insurance providers:
Do not hesitate to contact them for more information and to request a quote.
Useful contacts and links:
Insurance providers in Mauritius
MAURITIUS UNION
4, Léoville L'Homme Street - Port-Louis
Phone: (230) 203 25 40
Website: www.mua.mu
Jubilee Insurance
Mezzanine Floor, One Cathedral Square
Pope Hennessy Street - Port-Louis
Phone: (230) 202 22 60
E-mail: [email protected]
Website: www.jubileeinsurance.com
Swan Insurance Company Ltd
Swan Group Centre
10, Intendance Street - Port-Louis
Phone: (230) 207 35 00
Fax: (230) 208 68 98
E-mail: [email protected]
Website: www.swanforlife.com
