Medical insurance

Member since 26 January 2024

kfdownsMember09 February 2024 03:48:18

My wife and I are planning an extended trip to Portugal. We have a Medicare Advantage plan that says it will reimburse for emergency medical expenses with the same co-pays and deductibles as if we were out of network in the States. Is that sufficient for a vacation trip of 10 weeks, or should we get private travel medical insurance as well?

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Strontium Serial expat

Member since 27 April 2019

StrontiumSerial expat09 February 2024 09:33:30

427

My wife and I are planning an extended trip to Portugal. We have a Medicare Advantage plan that says it will reimburse for emergency medical expenses with the same co-pays and deductibles as if we were out of network in the States. Is that sufficient for a vacation trip of 10 weeks, or should we get private travel medical insurance as well?

-@kfdowns

Hi and Welcome,

Unfortunately no one except yourself can supply that answer as it will depend on many personal things (such as your attitude to risk) and predicting the future ( are you going to require medical treatment whilst here?). I have never taken out medical insurance cover here and, in over 15 years, have paid for treatment myself BUT that is our choice.

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TGCampo Serial expat

Member since 30 August 2023

TGCampoSerial expat09 February 2024 15:07:50

339

I would take out a (normally inexpensive) travel insurance that covers emergency medical expenses and transfer back home as soon as can be done from a medical point of view.