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Health Insurance

fotodrive58

What is the cheapest, acceptable Health Insurance for an American not yet living in Portugal, but going through the  Visa/resident process to hopefully be approved? I am a healthy 70 year old and everything is quite expensive that I have found so far.

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The health system in PortugalHealthcare for the elderly in PortugalPregnancy in PortugalPsychologists in PortugalOsteopaths in PortugalAllianz vs Médis Health InsuranceS1 health form for UK persons retiring abroad
TGCampo

As far as I know there are very limited health insurance options (e.g. MGEN) for the over 70 years old in Portugal (or anywhere?). There might be international health insurances like BUPA, which will provide services for you. I had them for years, but only as long as my employer paid for them. I guess everything depends upon your financial means.

SimCityAT

You can also try Cigna, but because of your age it does get expensive. No matter how healthy you are.

fotodrive58

@SimCityAT

Ok, Thank you!

fotodrive58

@SimCityAT

Guess I can’t get around it, thanks.

juliajonesjy

@fotodrive58

Because of your age, yes all the health insurance companies will be expensive. I have Fidelidade, which gives me access to the private hospitals and doctors who speak different languages. At 60 , it's around 170€/month.

Carol2022

Contact Medal.  If u take annual membership with AFPOP Medal can offer very good rates thru Allianz

REGGELIFE

Try AdvanceCare. Less Expensive than most

Expat health insurance
Protect your health and get easy access to treatment for expats in Portugal.
TGCampo

We do have a high end Medis health insurance, which has always been good, but getting more and more expensive. However, gradually the medial system in Portugal is deteriorating. These days it is almost impossible to find a specialist e.g. a dermatologist. Waiting times are very long - often several months. Many specialists don't have a contract with the insurances or the hospital group (e.g. CUF or Luz) and the insurance might only refund 30% after submitting a claim. This was completely different 10 years ago.

The situation will even be worse in the SNS, due to latest plans of the government. This is outlined in this article https://www.portugalresident.com/restri … -doctors/.