Mortgage and finance options

Member since 07 February 2021

DbrittonMember07 February 2021 13:12:33

I am completely new to international home buying and moving. I travel (used too) through out Europe and looking for a home base or second home. I am primarily looking at Ireland and or Italy.

My question is, what types of financial services from banks in Ireland and possible for non residents. Are lending services possible? Mortgages or lines of credit... ect.

Any help guidance would be great. Just for your information I have reached out to banks with no successor of a return email. So no official guidance from any lenders.

Thank you again

See also

Buying property in Dublin - Guide
Permitted family visa option - 2 Replies
Evolution of banking services in Ireland - 1 Reply
Investing in Ireland - 2 Replies
Payment methods in Ireland - 2 Replies
How to save money in Ireland - 1 Reply
Irish pound - 6 Replies

Cynic UK/Netherlands Expert

Member since 15 September 2015

CynicUK/Netherlands Expert07 February 2021 13:38:24

8085

Hi and welcome to the Forum.

The chances of you getting a mortgage from an Irish domestic bank if you don't live and work there are pretty remote. So, what to do, take a couple of weeks holiday and call in to see some Irish banks personally; use the time to check out the local housing situation, then at the end you'll have a better idea of the feasibility of your plan.

I'd recommend the same for Italy.

Hope this helps.

Cynic
Expat Team