Is Rp10 juta/month/person realistic for living in Indonesia?

Hi everyone,

I’m an Indonesian currently living overseas and trying to realistically evaluate long-term retirement/living costs in Indonesia.

I’m not looking for a luxury expat lifestyle (villa, private driver, frequent international travel, etc.), but more of a modest middle-class local lifestyle.

Assume:

* housing is already solved (family house / no rent)

* mostly cooking at home with occasional dining out

* normal recurring expenses including utilities, transportation, gas, parking, car insurance, internet/mobile, etc.

* BPJS + some out-of-pocket healthcare expenses

* no maid/driver

* relatively simple lifestyle

Also to clarify, the Rp10 juta/month figure is intended for normal recurring living expenses only and excludes vacations or major one-time discretionary spending.

Do you think Rp10 juta/month per person is realistically sustainable long-term in Indonesia today?

I’m especially interested in hearing from:

* retirees

* returning Indonesians

* long-term residents

* or families actually tracking monthly spending

Also curious:

* which cities this would or would not work in

* what expense categories people tend to underestimate

* and how much healthcare inflation changes the equation over time

Thank you!