Cost of Living in Indonesia in 2020
Every year, we invite expats who are living in Indonesia to share their experience and tell us more about the average price of products and services in their town, city or area, so that we can help future expats planning to settle in Indonesia.
We would like to thank you in advance for your contribution.
Regarding accommodation, how much does it cost to rent or buy an apartment or a house in Indonesia?
How much do you pay on average for public transport (bus, subway, train, tram, taxi)?
How much does it cost to fill up your cars fuel tank?
Concerning your food expenses : how much do you pay for basic food items such as rice, bread, and pasta? What is the average price of your monthly food shopping?
How much does it cost to have health insurance? How much for a health specialists consultation in Indonesia?
How much does childcare cost on average per month? What about school fees?
How much do you pay for electricity, gas, water, internet, mobiles subscription etc., per month?
How much do you spend on leisure in Indonesia (cinema,sport, etc)?
Feel free to add any other daily expenses that you have in mind.
Thank you for sharing,
Loïc
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We drive most of the time, but when not driving we will use Blue Bird taxis or Grab. We don't live in Jakarta so it's very affordable using public transport.
I seem to visit the supermarket 3 or 4 times a week and often spend anything from Rp600k to to Rp1.8 million per visit. We buy Thai fragrant rice and American brand bread. Often, as per this evening, my wife will Gojek some rice for me to eat tuna with chilies.
Health insurance is expensive in Indonesia, actually ridiculously high if you want private insurance. It's definitely something that you will want your company to pay for if you are an expat. Hospital costs for general ailments is not all that much but it is worth finding the best doctors in your area, and they may not all be in the same hospital.
We pay around Rp8 million per term per child for schooling. We are not totally happy with the school so are contemplating changing.
for electricity we pay around Rp1.5 million per month. We have a well so use a jet pump, and we use a medium sized Wika on the roof instead of an electric water heater, so we don't have a water bill. For television we pay around Rp500k per month, and perhaps Rp250k per month for internet.
Usually we will visit the cinema once a week, but do not do any sports. However, we travel around the Asia area quite often so plane tickets and hotels are a major cost.
My monthly car loan payment is Rp7 million per month, and fortunately the final payment will be in the middle of 2020.
We found out that somebody in our street converted his house to have 15 kost rooms and earns Rp15 million per month for basic rooms with shared bathroom. He is trying to sell that house to us for Rp4 billion so I think he must be dreaming. Another is charging Rp1.2 million per room inclusive of WiFi and Aircon and private bathrooms.
My kids school is quite far away, takes half an hour to drive there and 30 - 45 minutes to return home depending on the traffic, so petrol which costs somewhere between Rp10k - 12k per liter is a lot and a full tank costs me around Rp600k+. My father in law has a smaller car and he normally takes the kids to school as he has free time while I pick them up in the afternoon.
Like Fred, our kids also follow a Cambridge curriculum. They have extra-curricular activities but we pay for private music and art lessons in addition to those offered at school. There are always plenty of choices for this kind of activities outside of school and usually the costs are not all that much.
We pay Rp50k per month for security, Rp50k per month for garbage collection, and we both teach English in the local community hall once a week since the Chairman twisted our arms to do this.
Eating out can be really cheap especially if you like local food. You can get really nice local food for around Rp30k - 50k per person and if you like street food then you only need to spend around Rp10k - Rp20k for a big meal.
We don't smoke or drink alcohol so we definitely save there.
Shill88 wrote:Forgot to mention, what some people do here is rent out rooms for extra cash. As our area has a lot of offices and schools and a university, it makes sense to earn a little extra money by renting out rooms. In the house next door we have split it into a 2 bedroom house with a studio pavilion and four kost rooms. The rooms rents from Rp800k to Rp1 million each per month and the studio for Rp2.5 million per month, while the house rents for Rp65 million per year. If we were to rent the house out we could probably earn only Rp65 - 70 million per month but by splitting it up during the latest renovation we have almost doubled our income. Renting out rooms to students and working staff is a good way to earn some good extra cash and it pays for most of our living costs.
We found out that somebody in our street converted his house to have 15 kost rooms and earns Rp15 million per month for basic rooms with shared bathroom. He is trying to sell that house to us for Rp4 billion so I think he must be dreaming. Another is charging Rp1.2 million per room inclusive of WiFi and Aircon and private bathrooms.
My kids school is quite far away, takes half an hour to drive there and 30 - 45 minutes to return home depending on the traffic, so petrol which costs somewhere between Rp10k - 12k per liter is a lot and a full tank costs me around Rp600k+. My father in law has a smaller car and he normally takes the kids to school as he has free time while I pick them up in the afternoon.
Like Fred, our kids also follow a Cambridge curriculum. They have extra-curricular activities but we pay for private music and art lessons in addition to those offered at school. There are always plenty of choices for this kind of activities outside of school and usually the costs are not all that much.
We pay Rp50k per month for security, Rp50k per month for garbage collection, and we both teach English in the local community hall once a week since the Chairman twisted our arms to do this.
Eating out can be really cheap especially if you like local food. You can get really nice local food for around Rp30k - 50k per person and if you like street food then you only need to spend around Rp10k - Rp20k for a big meal.
We don't smoke or drink alcohol so we definitely save there.
So need to consider also the big investment u faced to set up a company to rent out rooms, at least around USD 178.000 paid up capital for PT/PMA.
Im thinking also about the cost of rentals, probably dipend from the area, cause I see u rent a studio for 30 Milion Rp/year and Fred pay for his 3 rooms house 18 Milion/years, both still less than in Bali where I live.
My wife's aunt just rented a small house in BSD Section 1 for Rp18 million a year. There are cheap and expensive places everywhere. I just prefer to buy places in downtown areas which means the prices are higher but then so are the rents. If you buy a place then make sure it comes with the hak milik.
Fred wrote:Bali prices have, as I understand it, gone even crazier than Jakarta's. I moved from Jakarta because I refused to pay the nutcase rents out there. I get twice as good for half the money in a smaller town.
Indeed Im seriously thinking to leave Bali and move to another island out there, Im doing my reaserch, so many options!!!
For electricity and water, I spend upto a 1jt a month wherein, I use the ac throughout the night and on weekends throughout the day. Adding another 1mio/month for a maid that comes to clean, do the laundry, Iron the clothes.
Other overheads include Firstmedia Wifi/Cable which adds upto another 1mio per month with upto 8GB of Bandwidth. For groceries, as I generally cook at home and avoid eating out, 200k/week for fresh veggies, which I get directly delivered from the pasar and not from a departmental store. Adding another 2 mio to this for the groceries that we get from the Indian store (Fairly expensive).
For commute, I usually take a Gojek If am alone or if the weather permits, that takes upto another 1-2/mio every month including weekend outing to malls etc.
So monthly living expenses for a comfortable lifetime takes upto 13-14 mio a month, which can be lowered if you plan to stay in a kost house or an apartment likes of Kalibata city or Bassura city, which are fairly cheaper than my current apartment, owing to it's central location.
Living in Vietnam now and I wanted to ask you which visa service I should use in Bali ? For inquiry to a longer term visa for American expat.
Tku sir
Larry
https://www.expat.com/forum/viewtopic.p … 70#4816980
Definately worth shopping around always
My cost of living is definitely going down with this Coronavirus issue. I have some stock of food already which has filled my new double door fridge and am not eating out in nice restaurants so much, and of course spending virtually nothing on petrol. With just four more payments until my car is paid off I am happy.
For transportation Gojek is the way to go, you can choose motorbike or car on that application. Bus (transjakarta), MRT or train is cheaper but still easier to order your transportation from Gojek or Grab application.
For groceries I pay about 700.000 to 1 million a month, since covid I never buy groceries from supermarket or traditional market. I usually shop from tukangsayur.co app, they have basic fresh goods for your daily cook.
For wifi I used Biznet 320.000 a month without Cable an it works great, electricity around 1.2mill, no water bills since I used jet pump.
Cinema is quite cheap, minimum 25.000 or 50.000 to 250.000 if you watch them at high end mall.
You have to pay extra to good education in Indonesia, most expat apply their children to international school for minimum 50 mill rupiah just for entry fee (exclude monthly fee). School tuition
Hope that help!
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