Medical Insurance LTR visa

Hi
I am planning to apply for LTR visa. I understand that I need to have medical insurance before I apply for the visa.
Can anyone pls suggest the best and economical medical insurance. We are in age group of 57-62.
Thanks
-@SKumar48

Just out of curiosity. If you have money for the ridiculously expensive LTR-visa which in my opinion is just a waste of money, why worry about the cost for a health insurance? It doesn't make sense.

There are many types of medical insurance and you get what you pay for. I got a cheaper policy with 100,000 USD coverage and I don't feel that comfortable about it. I've seen insurance from $200 a month to over a $1000 a month. Again the cheaper one requires no medical review, the expensive one covers 2-3000000. I just have visions of going to the hospital and they just laugh at my policy. I would look at CIGNA and Blue Cross has a plan that has a different name but it is again more costly.

Pertaining to your question, I would like to know if there are policies that you can buy after coming to Thailand. Again I just got the minimum coverage in order to get the visa. I would like to get something better than $100000 coverage.

There are many types of medical insurance and you get what you pay for. I got a cheaper policy with 100,000 USD coverage and I don't feel that comfortable about it. I've seen insurance from $200 a month to over a $1000 a month. Again the cheaper one requires no medical review, the expensive one covers 2-3000000. I just have visions of going to the hospital and they just laugh at my policy. I would look at CIGNA and Blue Cross has a plan that has a different name but it is again more costly.
-@ronstaff

Do you know anything about costs at a Thai hospital? $100.000 is a very good cover in Thailand and is not considered a cheap insurance anywhere. That's about 3.5 million baht which is a small fortune. On top of that you don't need to go the most expensive private hospital where every cost is a rip-off.

Pertaining to your question, I would like to know if there are policies that you can buy after coming to Thailand. Again I just got the minimum coverage in order to get the visa. I would like to get something better than $100000 coverage.
-@ronstaff

I use FWB that I got in Thailand but I will switch to Pacific Cross for the next stay. So, yes you

can buy in Thailand but you will probably need it on arrival as well.

Pertaining to your question, I would like to know if there are policies that you can buy after coming to Thailand. Again I just got the minimum coverage in order to get the visa. I would like to get something better than $100000 coverage.
-@ronstaff

$100.000 coverage is a sum they picked during the pandemic and it's quite high and has nothing to do with other insurances incl premiums at insurance companies in Thailand. Try to understand that $100.000 is a very good cover. You dont seem to know how much that is worth in Thailand. The lowest coverage I've seen in Thailand was ฿400.000 and that was a group policy for expats and you're complaining about ฿3.5 million. I have a health insurance from Pacific Cross and the coverage isn't close to ฿3.5 million, but it's a cover I'm ok with. When picking a health insurance you must do a qualified guess about what will go wrong and how much does it need to cover. You can't always go for cancer and cancer treatment because it won't happen to every expat. That's a fact. Even heart surgery doesn't cost a fortune unless you pick wrong hospital.

It depends in which city you will stay in.
-@Mohd Als (Blackghost)

It's actually not only about the place where you're staying,it's about the hospital you pick. Loads of clueless people goes to the most expensive private hospital in the area and get rip-offed from day one. Especially in Phuket,Pattaya and Bangkok.

Skumar, not sure, but I assume the insurance you have in your home country at the moment, could cover for that as well. When here you can shop around.

As Leedsforever states 3.5 mio thb is a lot of money, a friend of mine had a heart operation (no stent, a serious operation,) and when out of hospital he was billed 750.000 thb

I do think however that long term treatments, cancer or whatever, at a certain point will be a problem with a Thai insurer as they will simply exclude the treatment!

If you need a temp insurance than look here, https://www.thaihealth.co.th/en/wealthy-healthy-2/

affordable but limited insurance types or check a broker

Skumar, not sure, but I assume the insurance you have in your home country at the moment, could cover for that as well. When here you can shop around.
As Leedsforever states 3.5 mio thb is a lot of money, a friend of mine had a heart operation (no stent, a serious operation,) and when out of hospital he was billed 750.000 thb
I do think however that long term treatments, cancer or whatever, at a certain point will be a problem with a Thai insurer as they will simply exclude the treatment!
If you need a temp insurance than look here, https://www.thaihealth.co.th/en/wealthy-healthy-2/
affordable but limited insurance types or check a broker
-@martinoo2002

You can't use a foreign health insurance when applying for a visa abroad unless that insurance company signs a very strange certificate (you must download it online) as a guarantee. No foreign insurance company signs that certificate, though. It means you need a Thai insurance from day one, bought and paid for at home,before applying for the visa.

I have a LTR. It was very easy for me and I easily met all the requirements. BOI web site list several I insurance. You can also email them a d they should send you a list of providers. If you can't find it go to your Thai Embassy web site in your country and look under visa sections. You can use your employers insurance you just need a letter from them you are covered up to the amount needed and it covers Thailand or works wide.  I have heard good things about pacific cross. I would recommend down loading the “Line App” which will allow you to communicate with Visa Agents and Insurance companies direct. You can call them direct with the Line App, if they have Line App, which most every does in Thailand. Good Luck

I have a LTR. It was very easy for me and I easily met all the requirements. BOI web site list several I insurance. You can also email them a d they should send you a list of providers. If you can't find it go to your Thai Embassy web site in your country and look under visa sections. You can use your employers insurance you just need a letter from them you are covered up to the amount needed and it covers Thailand or works wide. I have heard good things about pacific cross. I would recommend down loading the “Line App” which will allow you to communicate with Visa Agents and Insurance companies direct. You can call them direct with the Line App, if they have Line App, which most every does in Thailand. Good Luck
-@Travelerusa

Requirements regarding health insurances when applying for the LTR-visa based on retirement are not same as when doing it as an employee.

@Leeds forever!  If you are retired and your employer offers health benefits. You can request a letter from your employer you retired from, because you are providing health insurance to as a retiree of the company, . If you do not get health insurance as a retiree then you have have no health insurance from the organization you retired from. Here in the US some companies do provide you a heath retirement package. Some packages you can keep with medicare and some you can not. It is dependent on who your employer was.

@Leeds forever! You are correct. It is based on your retirement with the company and if they offer a health when you retire. Some companies offer a retirement health plan. This is what I was referring. My knowledge is only with the Wealthy Pensioners LTR (P) Visa. Other LTR Visa's are out of my scope of knowledge. I can only share what worked for me. I have had OA Visas and now the LTR (P) for Pensioners Visa. I am also from the US. Happy to share my experience with you.

@Leeds forever! If you are retired and your employer offers health benefits. You can request a letter from your employer you retired from, because you are providing health insurance to as a retiree of the company, . If you do not get health insurance as a retiree then you have have no health insurance from the organization you retired from. Here in the US some companies do provide you a heath retirement package. Some packages you can keep with medicare and some you can not. It is dependent on who your employer was.
-@Travelerusa40

This is not how it works anywhere in for example Europe when you're retired. When you're retired, you have nothing to do with your company anymore and their insurances. What some companies offers in the US is irrelevant.

@Leeds forever! You are correct. It is based on your retirement with the company and if they offer a health when you retire. Some companies offer a retirement health plan. This is what I was referring. My knowledge is only with the Wealthy Pensioners LTR (P) Visa. Other LTR Visa's are out of my scope of knowledge. I can only share what worked for me. I have had OA Visas and now the LTR (P) for Pensioners Visa. I am also from the US. Happy to share my experience with you.
-@Travelerusa40

As far as I know no company in for example Europe offers health insurances for people moving abroad after being retired. A retirement health plan when retired might work at home or maybe within the EU,but definitely not if moving to Thailand.

One thing that most foreigners planning for retirement in Thailand don't understand, is the reason for the LTR-visa. The idea came up during the pandemic because of a desperate government. There were very few tourists until the restrictions were cancelled July 1, 2022. The LTR-visa is NOT designed to make it easier to retire in Thailand, it's designed to make money for the Thai government and they also think that so called wealthy foreigners will spend alot of money here, which won't happen.The number of applications is 10 times lower than expected. The Thai government knows there are a lot of clueless people out there,people who doesn't understand how easy it is to retire in Thailand the smartest and cheapest way. In my opinion it's mind boggling how any retired person can even consider going for the LTR-visa based on retirement.

One thing that most foreigners planning for retirement in Thailand don't understand, is the reason for the LTR-visa. The idea came up during the pandemic because of a desperate government. There were very few tourists until the restrictions were cancelled July 1, 2022. The LTR-visa is NOT designed to make it easier to retire in Thailand, it's designed to make money for the Thai government and they also think that so called wealthy foreigners will spend alot of money here, which won't happen.The number of applications is 10 times lower than expected. The Thai government knows there are a lot of clueless people out there,people who doesn't understand how easy it is to retire in Thailand the smartest and cheapest way. In my opinion it's mind boggling how any retired person can even consider going for the LTR-visa based on retirement.
-@Leeds forever!

Ok Leeds, that's a fair point. Then what do you suggest as the cheapest most practical

way for retirement or a very long term stay in Thailand?

If you are over age 50 and can deposit THB 800k in a Thai Bank deposit account for 3 months prior to applying for a One Year Retirement visa, you just pay the THB 1,???.00 filing fee and secure a your Retirement Visa. You only need the Insurance coverage if did not enter Thailand on a NON-O visa. I have lived in Thailand for over 20 years on a Retirement Visa that I secure every year. When the Medical Insurance was introduced, I panicked and asked the Immigration if I needed the Insurance Coverage. I was asked to show my passport, but since I had renewed my passport more than 2 times, I secured my old and current passport and presented to the Immigration. The competent Immigration officer, just looked at my current passport and informed me that I did not need the Insurance Coverage. I asked for certainty, and he showed me the endorsement in my current passport, which the Immigration endorses when new passport is presented after renewal. It is best to inquire at the Immigration for correct and current regulation based on your history with Thai Immigration. I find the senior Thai Immigration officials accountable for their performance. 

If you are over age 50 and can deposit THB 800k in a Thai Bank deposit account for 3 months prior to applying for a One Year Retirement visa, you just pay the THB 1,???.00 filing fee and secure a your Retirement Visa. You only need the Insurance coverage if did not enter Thailand on a NON-O visa. I have lived in Thailand for over 20 years on a Retirement Visa that I secure every year. When the Medical Insurance was introduced, I panicked and asked the Immigration if I needed the Insurance Coverage. I was asked to show my passport, but since I had renewed my passport more than 2 times, I secured my old and current passport and presented to the Immigration. The competent Immigration officer, just looked at my current passport and informed me that I did not need the Insurance Coverage. I asked for certainty, and he showed me the endorsement in my current passport, which the Immigration endorses when new passport is presented after renewal. It is best to inquire at the Immigration for correct and current regulation based on your history with Thai Immigration. I find the senior Thai Immigration officials accountable for their performance.
-@chutimaprojects

Even if you arrive on a 90 days Non-immigrant O visa based on retirement, you need an insurance,but only for 90 days. And it's 800k in bank account 2 months prior to the 1 year extension, not 3 months.

@chutimaprojects

thanks for your thorough comments. I noticed that some medical insurance ends at age 70. What do you do when you no longer can get medical insurance because of your age?

@chutimaprojects

Are you saying that you don't have medical insurance? I am coming in on a o visa and they required medical insurance. Are you there on a oa visa? On the oa visa in the USA they required a medical checkup, a criminal background check and 2 visa application forms. For some reason the forms ask for similar information. I am so worried about being able to extend my o visa by switching to a oa visa.

@chutimaprojects
Are you saying that you don't have medical insurance? I am coming in on a o visa and they required medical insurance. Are you there on a oa visa? On the oa visa in the USA they required a medical checkup, a criminal background check and 2 visa application forms. For some reason the forms ask for similar information. I am so worried about being able to extend my o visa by switching to a oa visa.
-@ronstaff

You seem a bit clueless. When applying for the O-A visa which can only be applied for back home, you must have a paid 1 year health insurance which meets the requirements. The rest of the requirements are the same all over the world. When applying for the 1 year extension based on retirement and on an initial O-A visa,you must also have a paid 1 year health insurance. If on an initial 90 days Non-immigrant O visa, no health insurance is needed.Period. FYI, you're not extending your visa, you're extending your permission of stay.

RonStaff, I have lived in Thailand on 1 year Retirement Visa without any Medical Insurance for over 20 years. When I need medical attention, I get referrals from my personal contacts to medical professionals, whom I pay for their services in cash. I pick and choose my medical professionals after I question them on their past performance. Those who refuse or fail to provide truthful, transparent and trustful feedback, do not get my business. I have been cheated, but I have learnt a lot. I am also informed by a retiring Chulalongkorn University surgeon/professor that there is no referral service in Thailand. No medical professional will refer you to a specialist even if you beg or demand such referral.

LeedsForever, I continue to renew or apply for my 1 year Retirement Visa based on THB800K requirement for over 20 years. As I understand from the Immigration, I entered Thailand on a Non-O-Visa which did not and does not require the Medical Insurance coverage. I guess we are on the same page. 

RonStaff, I have lived in Thailand on 1 year Retirement Visa without any Medical Insurance for over 20 years. When I need medical attention, I get referrals from my personal contacts to medical professionals, whom I pay for their services in cash. I pick and choose my medical professionals after I question them on their past performance. Those who refuse or fail to provide truthful, transparent and trustful feedback, do not get my business. I have been cheated, but I have learnt a lot. I am also informed by a retiring Chulalongkorn University surgeon/professor that there is no referral service in Thailand. No medical professional will refer you to a specialist even if you beg or demand such referral.
LeedsForever, I continue to renew or apply for my 1 year Retirement Visa based on THB800K requirement for over 20 years. As I understand from the Immigration, I entered Thailand on a Non-O-Visa which did not and does not require the Medical Insurance coverage. I guess we are on the same page.
-@chutimaprojects

I have repeatedly written about the official requirements for every type of visa here at expat.com, but some people have big problems reading and understanding. And the 800k in a Thai bank account has to be there 2 months prior to the day of application for the 1 year extension, not 3 months as you wrote. Immigration changed from 3 months to 2 months a few years ago.

@Leeds forever! That's not true, you can use an insurance taken abroad that covers long stays outside your homeland like 3, 6, 9, 12 month. European insurers do such certificates in English language

There's only one accepted certificate for a foreign insurance for the O-A Long Stay visa. It's called "Foreign Insurance Certificate" and it can be downloaded online. It's issued by "The Department of Health Support Service". It's almost impossible to get it signed by a foreign insurance company because it's a very strange certificate and it has to be signed by two directors plus a third person they call "Authorized Signature", who ever that person is.

@chutimaprojects

Thanks so much for your response. I know that Leeds Forever called me clueless and I guess I am. He has to understand that this is only my second visit to Thailand and I only had a the free visa that you get on arrival. I have the required insurance that I needed for the O visa in the USA. I have not yet heard if I am getting that Visa which is a 90 day visa. Not sure how you meet the requirements for having your 800K Baht in the bank if I have such a short period to be there. Based upon the comments I need to have my money in the bank for a set period of time.

I was told by someone else that I can apply for an extension of a year with the O visa. I was also told that I can't take advantage of a Visa run to extend my Visa. As far as the medical insurance, I don't feel that comfortable with the 100K insurance I purchased. for 1 year. You too don't have insurance and I am afraid with my age of 67 what do I do if I get injured or have some issue like a heart attack? You mention that you cannot get referrals from the doctors. What do you do if you need to go to see a dermatologist or have a check up? Since you are self insured, do you feel that comfortable without medical insurance?  I am personally scared because I have Medicare.

I hope that I can find some xpats to help me go in the right direction. I wish I could talk to someone because an email is not the best way to discuss things with people. Would you be interested in talking on whats app?  I understand you are 12 hours ahead of me. So whatever you want to do. The more information I get the better. Thanks again.

@chutimaprojects

I agree one hundred percent, I retired here in 2009 and was wondering where the medical insurance came into the equation.

I have never been asked to provide medical insurance when renewing my retirement visa.

Cheers.

Baz

You mention that you cannot get referrals from the doctors. What do you do if you need to go to see a dermatologist or have a check up? Since you are self insured, do you feel that comfortable without medical insurance? I am personally scared because I have Medicare.
-@ronstaff

I don't know about the not being able to get a referral but there are many specialty clinics

if you want to call them that such as dermatlogists. They have many types of these specialists

for various things but you may be paying out of pocket I just don't know about your insurance

coverage. But, the cost in Thailand is usually significantly less than the states for example

BTW don't take it personally about Leeds he talks to everyone like that. But he has helped

many people on here

Thanks for your replay. I understand about Leeds and I am sorry I took it so personally. I have struggled with this whole process and it is stressful selling my home and car and hoping that my stay in Thailand is as enjoyable as my first 5 month stay. I went ahead and applied for a O VIsa and hope that I can extend it in Thailand. I was told that I could extend my stay but I might have to pay an agent to help me since I struggle so much. I had a friend ask me if I could apply for both the O visa and the OA visa. I have not found the answer to this online.

Otherwise, I can't imagine not having medical insurance and bought the required minimum insurance from here in the USA. I hope that I can get better insurance in Thailand. Many of the medical insurance companies don't allow people over say 70 years to buy it.

How do you stay in thailand without medical insurance?

Another issue I am having is the costs involved is the up front costs for moving to thailand. The health insurance, the flight, the return flight, putting 800K in the thai bank account.

Here are some more questions besides the multiple visa question. If the O visa lasts 3 months, do I have to purchase an exit flight before the 3 months are up? I was told just purchase a cheap ticket to Vietnam. Can I extend my O visa like I was told? I was also told that if you move from BK to Chang Mai that you have to have another Visa? That seems crazy.

I appreciate your time and wish I could talk to someone on Whats App. As I said it is tough to use emails to communicate.

@chutimaprojects
Thanks so much for your response. I know that Leeds Forever called me clueless and I guess I am. He has to understand that this is only my second visit to Thailand and I only had a the free visa that you get on arrival. I have the required insurance that I needed for the O visa in the USA. I have not yet heard if I am getting that Visa which is a 90 day visa. Not sure how you meet the requirements for having your 800K Baht in the bank if I have such a short period to be there. Based upon the comments I need to have my money in the bank for a set period of time.

I was told by someone else that I can apply for an extension of a year with the O visa. I was also told that I can't take advantage of a Visa run to extend my Visa. As far as the medical insurance, I don't feel that comfortable with the 100K insurance I purchased. for 1 year. You too don't have insurance and I am afraid with my age of 67 what do I do if I get injured or have some issue like a heart attack? You mention that you cannot get referrals from the doctors. What do you do if you need to go to see a dermatologist or have a check up? Since you are self insured, do you feel that comfortable without medical insurance? I am personally scared because I have Medicare.

I hope that I can find some xpats to help me go in the right direction. I wish I could talk to someone because an email is not the best way to discuss things with people. Would you be interested in talking on whats app? I understand you are 12 hours ahead of me. So whatever you want to do. The more information I get the better. Thanks again.
-@ronstaff

There's no health insurance needed for the 90 days Non-immigrant O visa, so why are you talking about it being needed in the US when it's not correct? Only the O-A visa needs a mandatory 1 year health insurance. On top of that,$100.000 is a huge coverage in Thailand. It's about 3.5 million baht which is a small fortune.

Thanks for your replay. I understand about Leeds and I am sorry I took it so personally. I have struggled with this whole process and it is stressful selling my home and car and hoping that my stay in Thailand is as enjoyable as my first 5 month stay. I went ahead and applied for a O VIsa and hope that I can extend it in Thailand. I was told that I could extend my stay but I might have to pay an agent to help me since I struggle so much. I had a friend ask me if I could apply for both the O visa and the OA visa. I have not found the answer to this online.
Otherwise, I can't imagine not having medical insurance and bought the required minimum insurance from here in the USA. I hope that I can get better insurance in Thailand. Many of the medical insurance companies don't allow people over say 70 years to buy it.

How do you stay in thailand without medical insurance?

Another issue I am having is the costs involved is the up front costs for moving to thailand. The health insurance, the flight, the return flight, putting 800K in the thai bank account.

Here are some more questions besides the multiple visa question. If the O visa lasts 3 months, do I have to purchase an exit flight before the 3 months are up? I was told just purchase a cheap ticket to Vietnam. Can I extend my O visa like I was told? I was also told that if you move from BK to Chang Mai that you have to have another Visa? That seems crazy.

I appreciate your time and wish I could talk to someone on Whats App. As I said it is tough to use emails to communicate.
-@ronstaff

Read this and try to understand,this is not very complicated:

Apply for a 90 days Non-immigrant O visa based on retirement in the US. You dont need a return or forwarding ticket out of Thailand,just a one way ticket. You need a 90 days health insurance,go for the cheapest one that meets the requirements. It will cost about 6.800 baht. Here's a link to Mr Prakan Insurances:

https://misterprakan.com/en/pass/thailand-pass?lg=en

Again, you don't need a higher coverage than $100.000 US which is about 3.5 million baht. Understand?? It's a very high coverage and it's not the minimum coverage in Thailand which is about 400.000 baht. There are several insurance companies in Thailand and you can pick an insurance that suits you. I'm dealing with Pacific Cross. Just do a qualified guess about what might go wrong regarding your health. Don't visit the most expensive private hospital in for example Bangkok. It's just a waste of money and you need a higher coverage.

When in Thailand you must find a permanent address, not an hotel or guesthouse, with a lease.

Do this the first week,everything important MUST be done the first 30 days, preferably in 2-3 weeks.

Now comes the most important part,opening a bank account. Without a bank account you're screwed. When having a permanent address, you can go to immigration and apply for a Residence Certificate. You need the usual copies from your passport, data page,entry stamp and visa. Then a copy of the lease. Every copy signed at the bottom in blue ink. You need a copy of your landlords or owners passport/national ID-card. You also need a copy of the landlords/owners (if Thai) blue house book. These copies must be signed by him/her at the bottom in blue ink.You need the form for the Residence Certificate, (you'll get it at immigration) and 2 photos 4x6cm.

If you succeed and have the RC from immigration,it's time for the bank account. Go to the closest Bangkok Bank branch and show the RC and your passport. If lucky it will work,if they ask for the equivalent to the RC from your embassy, then tell them that the US Embassy no longer issues Affidavits of Residence. If they say no, go to next Bangkok Bank branch, there are many,even in larger malls, and then next one until you're lucky. If lucky you must transfer at least 800k baht info that savings account from your bank back home. You MUST have at least 800k in your account 2 months prior to the day you apply for the 1 year extension. This is non-negotiable at immigration. You must also keep these 800k in your account 90 days after the application. Then you can't go below 400k for another 7 months until it's time for next 1 year extension.

You can move anywhere you want in Thailand but you must re-register your permanent address if moving,because you can only belong to one immigration office,meaning 90 days reports must be done in the province where you did your 1 year extension. By re-register your address I mean you must submit a new TM30 report. The TM30 report is asked for at most immigration offices when applying for the 1 year extension. The TM30 report is free.

The 1 year extension cost 1.900 baht and the Residence Certificate about 3-500 baht. The cost for the one way flight is depending on which airline you pick. When applying for the 1 year extension you'll need a bank letter from your Thai bank, cost 100 baht.Then of course the 800k baht. 800k is not much money in USD and you're not spending the money. The interest you'll get from your savings account will actually pay for extensions and bank letters and there will be some left for a beer or five.

Stop listening to people giving you incorrect information about visas,health insurances and how it works in Thailand.

I don't think I've missed anything but you need to try to understand it.

Thanks a lot to all of you for contributing to my question.

I work for blue chip company in Australia. I can get medical insurance certificate from the company. Do you think that this will be acceptbale or do I need to take a personal insurance?

Do I need to pay for visa fees 50K upfront ? and is this deducted if my application is accepted?

My spouse is not working. Do i need to pay another 50K for him ?

I second Leeds comment about not needing a return ticket

with the 90 day. I just arrived Nov 1 and thru immigration

in Bangkok with the 90 day and it wasn't even asked about.

I was also surprised about not having to fill out any immigration

forms to arrive in Thailand. Usually, they hand them out on the

plane just before arriving.

One less thing to deal with

    I second Leeds comment about not needing a return ticket with the 90 day. I just arrived Nov 1 and thru immigrationin Bangkok with the 90 day and it wasn't even asked about.I was also surprised about not having to fill out any immigrationforms to arrive in Thailand. Usually, they hand them out on theplane just before arriving.One less thing to deal with        -@scbrock

Of course you don't need a return ticket when arriving on a 90 days Non-immigrant O visa based on retirement. It's not a requirement because it's not a tourist visa. FYI, the TM6-card when arriving by air was cancelled about 17 months ago.

So it was canceled shortly after the last time I

arrived here. Well that makes sense

@SKumar48

please go to the Thailand Immigration Embassy website in your home country and look at the OA Visa requirement and Medical Certificate Form that your medical company has to sign. The issue with this form and why private medical companies will not sign this is because it sites IAW   - In compliance with Thai Law XXXX. Also, you need two signatures and some type of stamp. If they dont see two signatures and some type of stamp they will kick you visa request back. Then you will realize its a money grab because they want you to buy 1 year insurance policy from immigration approved list of insurance company. what happens is when you buy their insurance they send a code to immigration who tracks your policy. So, if you cancel or do not renew when scheduled you get a call  from immigration. By all means do try to get your company to sign the Medical form saying you are covered for impatient and Out patient for X amount. This is why I went for the LTR-P through the BOI. No issues once I just presented a blanket letter of insurance. I did not even need that Medical Form filled out that the OA Visa requires. Most insurance company will not sign twice and stamp the OA Visa Medical Form. Thailand / immigration is making alot of money by directing applicants to there cherry picked insurance companies. Just my personal experience

@Leeds forever!

wrong answer: A 90 Visa is a tourist visa. it is not a Non-immigration Visa.

Passport Biodata Page or Travel Document (Must be valid within 6 months from travel date)

Photograph of the applicant, taken within the past six months

Document indicating current location (driving license, bank statement, or proof of stay)

Flight itinerary to Thailand and depart from Thailand. The itinerary must include the applicant's name, travel dates, airports, and flight number

Proof of accommodation in Thailand, e.g. Accommodation bookings, invitation letters from family/friends in Thailand