mikehunter
American expat in Brazil
Forum posts
358
About me
American
Registration: 19 August 2021
Best Brasil Low Cost Cellular Plan for Part Time Expats (2025) by Pablo888
Mar 25, 2025All:For part-timers who do not need a permanent Brasil cell phone number, any temporary e-sim would do. For someone who wants to keep the phone number, a phone plan is needed. This question comes up every year and I would like to get ...
@Pablo888 As others have mentioned, get a pre-paid account. Vivo, TIM and Claro all have some variation of the R$30/month. I'm currently with Vivo, recently had my Claro number switched to them using number portability. So ... Read More
Renewal of retirement visa /background check by Kurterino
Unfortunately, my retirement visa will expire at the end of September this year (2025). Btw, completely unrelated to my question, it was valid for two years, even though on the application documents , it said that it was only gonna be valid for one ...
@Kurterino For me, the way this worked was I got the Temporary Retirement Visa (it was good for 1 year). As I understand it the function of the Visa is to enter Brasil to allow you to go the the PF and apply for the CRNM (which will be good for 2 ... Read More
CPF for foreigners by angelicaody
Hi!Does anybody know if getting a CPF on a tourist visa is possible?Thanks
@Pablo888 Here is the website you'll want to use for Brasilian address changes:https://servicos.receita.fazenda.gov.br/servicos/cpf/alterar/default.aspJust fill out the form. The next screen will show you the created protocol. Take ... Read More
CPF for foreigners by angelicaody
Hi!Does anybody know if getting a CPF on a tourist visa is possible?Thanks
Wow, it's return to the future. I remember years ago you had to renew your CPF yearly if you were a foreigner. Guess they decided for some reason to start it again. My question is I'm here 180 days a year so I'm not a tax resident, ... Read More
How to Get "Idoso" ID in Brazil by Pablo888
March 4, 2025As everyone knows, we are not getting older - just better....One of the most attractive features of retiring in Brazil is how well "idosos" are treated. Privileged parking, cutting to the front of the line, getting served first, ...
@mberigan Thanks very much for posting. I went through the process only to find that (at least as far as I could determine) you need a drivers license to get the permit from that link. What about people who don't drive and get rides from friends ... Read More
Free bank accounts if you're over 60? by mikehunter
I was investigating this for Banco do Brasil and stumbled upon this using Deepseek:Why the Idoso Account is Better for You: The Idoso account is free and offers full banking services, including unlimited withdrawals, transfers, and access to ...
Well, I just got back the response from BB. No atendimento presencial idosos a partir de 60 anos tem atendimento prioritário.Para clientes que são aposentados , existe empréstimo consignado que tem taxas e prazos ... Read More
Free bank accounts if you're over 60? by mikehunter
I was investigating this for Banco do Brasil and stumbled upon this using Deepseek:Why the Idoso Account is Better for You: The Idoso account is free and offers full banking services, including unlimited withdrawals, transfers, and access to ...
Doesn't means that this doesn't exist - I just can't find it online. mberiganLOL... neither can I. In my previous response other Laws were mentioned. I'll going to see what I can find out and send an email to my branch. Makes sense banks would be ... Read More
Free bank accounts if you're over 60? by mikehunter
I was investigating this for Banco do Brasil and stumbled upon this using Deepseek:Why the Idoso Account is Better for You: The Idoso account is free and offers full banking services, including unlimited withdrawals, transfers, and access to ...
@abthree I'm going to send an email to my agency and see what they say. I'll report back. Read More
Free bank accounts if you're over 60? by mikehunter
I was investigating this for Banco do Brasil and stumbled upon this using Deepseek:Why the Idoso Account is Better for You: The Idoso account is free and offers full banking services, including unlimited withdrawals, transfers, and access to ...
@abthree Yeah, I know that AI at times can be very bad, but I've noticed from my limited testing that Deepseek seems much better than Google, i.e. it doesn't appear to hallucinate as much. That said, I'm trying to trudge through Circular No. ... Read More
Free bank accounts if you're over 60?
I was investigating this for Banco do Brasil and stumbled upon this using Deepseek:Why the Idoso Account is Better for You: The Idoso account is free and offers full banking services, including unlimited withdrawals, transfers, and access to ... Read More
Appointment Needed for Policia Federal in Sao Paulo for Visa Renewal? by californiainbrazil
My digital nomad renewal was approved and published in the DOU, so I have 30 days for an appointment with the Policia Federal in Sao Paulo. However, there are not any appointment available until February. Can I just show up without an appointment ...
@californiainbrazil They didn't ask me about it - but if they had I would have quickly pulled out my CPF card. The other oddity for the SP PF is them asking for a copy of every page of your passport (and I mean every single page, blank or not ... Read More
Appointment Needed for Policia Federal in Sao Paulo for Visa Renewal? by californiainbrazil
My digital nomad renewal was approved and published in the DOU, so I have 30 days for an appointment with the Policia Federal in Sao Paulo. However, there are not any appointment available until February. Can I just show up without an appointment ...
@californiainbrazil Just curious, did you have to walk across the street and pay to get something printed out or copied? Read More
Appointment Needed for Policia Federal in Sao Paulo for Visa Renewal? by californiainbrazil
My digital nomad renewal was approved and published in the DOU, so I have 30 days for an appointment with the Policia Federal in Sao Paulo. However, there are not any appointment available until February. Can I just show up without an appointment ...
I will follow @mikehunter suggestion to continue looking everyday for an appointment and will share the final results of this situation here when resolved. - @californiainbrazilIt's a PITA, but make sure to look several times a day. When the ... Read More
Appointment Needed for Policia Federal in Sao Paulo for Visa Renewal? by californiainbrazil
My digital nomad renewal was approved and published in the DOU, so I have 30 days for an appointment with the Policia Federal in Sao Paulo. However, there are not any appointment available until February. Can I just show up without an appointment ...
@californiainbrazil This happened to me when I was trying to finalize my CRNM. Unfortunately, the only advice I have is to keep trying several times a day. When someone cancels or another appointment opens up, it is immediately reflected ... Read More
CPF Number vs Social Security Number by bepmoht
My pondering of the morning leads me to this tidbit. So, as an American citizen I have always been warned to not give out my Social Security number to anyone without a VERY good reason to do so. I’ve always been curious of the fact that in ...
@bepmoht Each state probably has their own rules on how the handle birth certificates - and after checking I found that there are actually 2 options I could have used. The default option which has basic information, and the long form which has the ... Read More
CPF Number vs Social Security Number by bepmoht
My pondering of the morning leads me to this tidbit. So, as an American citizen I have always been warned to not give out my Social Security number to anyone without a VERY good reason to do so. I’ve always been curious of the fact that in ...
@bepmoht My mother's name on my birth certificate is her married name. Her maiden name is not on any of those documents. I normally will not disclose that information, since it is one of the few identifying items that hasn't been compromised. My ... Read More
I found a new money transfer service by NewBrazil
It’s called Remitly it’s a app. Two things it will transfer to a pix account and it very simple. They also have a 24 hour call to the US if you need help. I setup a account it got blocked and I didn’t know why. It because I have a ...
Just received an email from Remitly stating:Great news: now there are $0 fees when you send to Brazil for Pix.Convenient delivery options in BrazilEnter your recipient's unique Pix key and send money 24/7.Our $0 fees help more money make it home to ... Read More
Just a thought about new visa policy to enter Brasil by Hugodc2000
I think after Trump won the election this policy will not be implemented, what do you think?
12/12/24 Yeah, personally I don't believe using the Visa Refusal Rate as a metric is fair - and many in congress apparently agree it isn't fair, but evidently not enough to convince Obama, Trump or Biden to change it. - @mikehunter I agree, ... Read More
Just a thought about new visa policy to enter Brasil by Hugodc2000
I think after Trump won the election this policy will not be implemented, what do you think?
Brazil's Visa Refusal Rate hovers around 14%, the Visa Overstay Rate for Brazilians is around 4%. - @abthreeYeah, personally I don't believe using the Visa Refusal Rate as a metric is fair - and many in congress apparently agree it isn't fair, but ... Read More
Wise users by bepmoht
A lot of us use Wise and it works fine most of the time. However, today they were down for about 5 hours. So I had to use my plan B today to move some funds. Just a friendly heads up, they do occasionally have hiccups.FROM THEIR STATUS SITE. Read ...
@roddiesho So the issue was that Wise didn't accept tranfers from Paypal? I never use the pull method from Wise, I always push deposits to the US Bank they use and then transfer from there to BB - but if you're saying that you couldn't have a US ... Read More
“You pay for the steak, but you don't get the steak! by bepmoht
“You pay for the steak, but you don’t get the steak!”I don’t know if anyone recognizes this phrase, but it’s one that Judge Judith Sheindlin (aka Judge Judy) used to talk about in her court cases. Which brings me to the ...
Yeah, I've got claro and it's impossible to access their website in the US to check on things. Luckily (knock on wood) I haven't had any issues. I pay my prepaid bill via Banco do Brasil. Read More
Wise users by bepmoht
A lot of us use Wise and it works fine most of the time. However, today they were down for about 5 hours. So I had to use my plan B today to move some funds. Just a friendly heads up, they do occasionally have hiccups.FROM THEIR STATUS SITE. Read ...
@mikehunter Unless they cancel you for unforeseen reasons. Roddie in Retirement🕵 - @roddiesho Really, what happened? They banned you from their platform or told you they didn't support the bank you were using? Read More
Wise users by bepmoht
A lot of us use Wise and it works fine most of the time. However, today they were down for about 5 hours. So I had to use my plan B today to move some funds. Just a friendly heads up, they do occasionally have hiccups.FROM THEIR STATUS SITE. Read ...
Wise has a status page, and you can sign up to receive alerts:https://status.wise.com/I have a backup method using BB Americas - but honestly unless Wise has a multi-day outage I can't imagine ever having to use it. Read More
Renewals of Permanent CRNM in Brazil by NewBrazil
I was told if you have a CRNM that said indeterminate you have to go to Federal Police at the 10 year mark of issue.When you go it need to be both of you if you got it through Married or Cohabitation. If this is true where is the information that ...
@abthree Thank Goodness! Read More
Renewals of Permanent CRNM in Brazil by NewBrazil
I was told if you have a CRNM that said indeterminate you have to go to Federal Police at the 10 year mark of issue.When you go it need to be both of you if you got it through Married or Cohabitation. If this is true where is the information that ...
The validity for the CRNM is nine years according to Decree No. 9.199, but there's apparently no fine for renewing late if the validity is "indeterminada". - @abthreeOK, I'm completely confused now. I was under the impression if you have a ... Read More
Hydrogen Economy by alan279
I've learned that the hydrogen economy is not feasible, despite the current hype. The US is spending eight billion dollars on "hydrogen hubs". The Europeans spend huge money on hydrogen projects. It's all for naught. Hydrogen doesn't work. It's ...
I'm an engineer. - @alan279 Me too, so I won't hold it against you! ;-) Read More
Hydrogen Economy by alan279
I've learned that the hydrogen economy is not feasible, despite the current hype. The US is spending eight billion dollars on "hydrogen hubs". The Europeans spend huge money on hydrogen projects. It's all for naught. Hydrogen doesn't work. It's ...
@Pablo888 Hydrogen believers are idiots. - @alan279 I wouldn't call them idiots - and are the people believers or proponents? There is a difference. If you're an oil or gas producer, what do you want people working on - hydrogen or better ... Read More
Hydrogen Economy by alan279
I've learned that the hydrogen economy is not feasible, despite the current hype. The US is spending eight billion dollars on "hydrogen hubs". The Europeans spend huge money on hydrogen projects. It's all for naught. Hydrogen doesn't work. It's ...
@alan279 Yeah, I haven't really delved into it, but seems to me we should be doing a Manhattan type project and get everyone together to improve battery technologies - and also improve types of clean energy generation (wind, solar, wave, ... Read More
Celpe-Bras Requirement for Brazilian Citizenship by Pablo888
This was a topic that was brought up about a year ago and I wanted to give an update.For those who are applying for citizenship, I just finished the equivalent certification for that requirement.I just finished Level A2 of Portuguese for Foreigners ...
@Pablo888 Thanks so much for the info. I'm planning on signing up for this course:From June 16 to August 01, 2025Deadline for registration: June 06, 2025 Read More
Celpe-Bras Requirement for Brazilian Citizenship by Pablo888
This was a topic that was brought up about a year ago and I wanted to give an update.For those who are applying for citizenship, I just finished the equivalent certification for that requirement.I just finished Level A2 of Portuguese for Foreigners ...
@Pablo888 "IF" you itemize deductions. Those days are long gone for me. Read More
Celpe-Bras Requirement for Brazilian Citizenship by Pablo888
This was a topic that was brought up about a year ago and I wanted to give an update.For those who are applying for citizenship, I just finished the equivalent certification for that requirement.I just finished Level A2 of Portuguese for Foreigners ...
@alan279 Not a zillionaire, but proud California resident nonetheless. Read More
Celpe-Bras Requirement for Brazilian Citizenship by Pablo888
This was a topic that was brought up about a year ago and I wanted to give an update.For those who are applying for citizenship, I just finished the equivalent certification for that requirement.I just finished Level A2 of Portuguese for Foreigners ...
@abthree Thanks! I'll give it a try. Definitely couldn't hurt. Read More
Celpe-Bras Requirement for Brazilian Citizenship by Pablo888
This was a topic that was brought up about a year ago and I wanted to give an update.For those who are applying for citizenship, I just finished the equivalent certification for that requirement.I just finished Level A2 of Portuguese for Foreigners ...
@Pablo888 @abthreeI was looking into this and it starts I believe with level A1 and then has a A2. Is an A2 what I would need or just an A1?Is it a good course? My portuguese sucks so if I'm able to improve it, would be worth the time and $$$. ... Read More
Money Transfer by Sharky114
Hi, can you use a Ria or Wise app on your American phone to transfer dollar to your Brazilian bank while you are in Brazil?
I guess I'm the odd man out. I honestly can't remember the last time I used cash either in Brasil or the US. As others have mentioned, I also use Wise to transfer funds from the USA to Brasil. In Brasil, I normally use my USA credit cards. In ... Read More
Filing IRPF by californiainbrazil
My understanding was that I need to file an IRPF form for 2024 as I purchased a property in Brazil over the threshold amount. I am a foreigner who has not been in Brazil more than 180 days during the year. When I tried to send the online form, it ...
I'm interested because I'm buying an apartment and not sure if it will close this year or next. My understanding is the 2024 filing is for the year 2023. The 2025 filing will be for the year 2024. Just like it is in the USA.This website discusses ... Read More
WoW! Six Reais!!! Incredible Exchange Rate!!! by roddiesho
Did I see this right? Is the American Dollar worth almost 6 Reais?Roddie in Retirement🕵
I about fell out of my chair when I read this headline: "Frustrated Americans who voted for Trump await the economic changes he promised". Read More
WoW! Six Reais!!! Incredible Exchange Rate!!! by roddiesho
Did I see this right? Is the American Dollar worth almost 6 Reais?Roddie in Retirement🕵
In the longer term -- within two years, say -- I think that Trump's proposed economic and trade policies, if enacted as described, run a serious risk of plunging the United States into a recession, with at least some contagion worldwide. In that ... Read More
Speed of international transfers (and domestic)
Wise has been fast for some time now, but today the transfer was complete as soon as I pressed the enter key - it was basically for all purposes instantaneous.Now, compare that to interbank transfers for domestic banks in the US. The fastest I've ... Read More
WoW! Six Reais!!! Incredible Exchange Rate!!! by roddiesho
Did I see this right? Is the American Dollar worth almost 6 Reais?Roddie in Retirement🕵
I always go to wise now for the exchange rate. Since I use wise to make the transfers, nothing else really matters. Read More
Paying Boleto as a foreigner by roy_usa_2023
I am in Brazil but do not have a Brazilian bank account - only be here for 4 months- how do I pay the boleto for apartment I own given my credit card and debit card are american and I have an american bank account.Any suggestions?thank you,Roy
@roy_usa_2023 You should be able to pay in person at any Lottery location or a bank branch. I'm guessing you'll need cash, which you should be able to withdraw from an ATM. Read More
Banking in Brazil by onthabay
I am planning to move to Brazil in the next month.I am still planning to work part time, ( im a merchant mariner) what is the best method ( without outrageous fees) to transfer money from my bank in the U.S. to a brazilian bank? and do you ...
@onthabay My recommendation on a transfer method is to use Wise (formerly known as TransferWise). They are transparent on their fee structure and in most cases the transfer will be completed in seconds. I've been using them for years with no ... Read More
Online sworn translations by kellermanjm
Hi everyone - like many others I'm sure, I need to get my US documents translated into Portuguese by a sworn translator. Does anyone have any experience using Litero or Translayte for this? It's a time sensitive request, and we've been unable to ...
@kellermanjm I'm not familiar with those firms you mentioned. I've used traducaojuramentada24h.com.br (which is located in Sao Paulo) many times with my initial CRNM and the renewal. The turn around is 2 business days and they'll send ... Read More
Brazilian bank account for expats by Kurterino
I’ve done a search on the topic and was surprised that nothing turned up, so here’s the question: which bank do you recommend for an expat? Meaning it should be easy and cheap to transfer money from a foreign bank account to it, equally ...
@bemcasado I don't believe any bank would consider that a compelling justification, especially since one can easily pay with a credit/debit card or cash. PagBrasil is launching PIX roaming, specifically for tourists to use, but I expect it would be ... Read More
Brazilian bank account for expats by Kurterino
I’ve done a search on the topic and was surprised that nothing turned up, so here’s the question: which bank do you recommend for an expat? Meaning it should be easy and cheap to transfer money from a foreign bank account to it, equally ...
I guess I'm a bit confused here. What is the reasoning behind having a Brazilian bank account if you don't have some type of residence in Brazil? In this day and age with all the digital tools available I don't understand the need. Read More
ATM Machine Fees in Brasil? by ExpatUSATravels
I did a test today to see if I could take money from ATMs in Brasil.I tried Banco do Brasil --- nothing - would not let me.Then I tried ITAU - same thing. It just spun in circles and said wait a moment. Then finally I tried Santander - it seemed ...
@Gasparzinho 777 Well, in the US at least it's not about trusting a multinational corporation, it's about whether they would break the law. Here the credit card market is crazy competitive so I personally don't believe any company would be willing ... Read More
Breaking News! Renew US Passport Online by roddiesho
Hey, I'm just the headline writer, you have to ask @abthree for details. Can you live in Brazil?Roddie in Retirement
@roddiesho No, you have to be in the US to use the online application. Read More
ATM Machine Fees in Brasil? by ExpatUSATravels
I did a test today to see if I could take money from ATMs in Brasil.I tried Banco do Brasil --- nothing - would not let me.Then I tried ITAU - same thing. It just spun in circles and said wait a moment. Then finally I tried Santander - it seemed ...
@Gasparzinho 777 You mentioned Canada, so not sure what the laws are there, but for US issued cards banks MUST disclose all FX fees. Read More
Brazilian bank account for expats by Kurterino
I’ve done a search on the topic and was surprised that nothing turned up, so here’s the question: which bank do you recommend for an expat? Meaning it should be easy and cheap to transfer money from a foreign bank account to it, equally ...
@abthree I prefer the boleto also - although I understand one can schedule pix payments now. There is something nice about just being able to scan a code or enter the number and all the payment information instantly appear. I remember back in the ... Read More
Brazilian bank account for expats by Kurterino
I’ve done a search on the topic and was surprised that nothing turned up, so here’s the question: which bank do you recommend for an expat? Meaning it should be easy and cheap to transfer money from a foreign bank account to it, equally ...
@nicegy31 Here is an article from Wise that might help:https://wise.com/us/blog/opening-a-bank-account-in-brazil Read More
ATM Machine Fees in Brasil? by ExpatUSATravels
I did a test today to see if I could take money from ATMs in Brasil.I tried Banco do Brasil --- nothing - would not let me.Then I tried ITAU - same thing. It just spun in circles and said wait a moment. Then finally I tried Santander - it seemed ...
@Gasparzinho 777 I can only speak from what I've used, but I haven't seen that to be true for any of my cards, AMEX, Capital One, Chase or Discover. By and large they use only the mid-market rate. Now there are some banks that say they just add ... Read More
ATM Machine Fees in Brasil? by ExpatUSATravels
I did a test today to see if I could take money from ATMs in Brasil.I tried Banco do Brasil --- nothing - would not let me.Then I tried ITAU - same thing. It just spun in circles and said wait a moment. Then finally I tried Santander - it seemed ...
I noticed last year (2023) that the banks started to charge the IOF (Tax on Financial Operations) on withdrawals from my USA bank. This is not an FX fee, but rather a tax you pay. In any event, unless it's an emergency I now just use my US based ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@Gasparzinho 777 The VISA will always state the rules regarding entry, length of stay permitted and expiration date of the VISA. For RN 40/2019 CNIG, it's a 1 year VISA, Multiple entries. You have 90 days to get to the PF upon first entry to ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@thetravelfox There are no restrictions on leaving. The PF will give you a document that serves as a temporary CRNM while waiting for your card to arrive that you can use to re-enter the country. Additionally, if you are from a tourist-waiver ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@thetravelfox also, be sure to make a copy of all your Passport Pages. They'll ask for it at the PF in Sao Paulo, not sure about other locations. I discussed it in the post @bepmoht referenced: https://www.expat.com/forum/viewtopic.php?id=1054829 Read More
Brazilian media ignoring blockade on Twitter and posting articles
I've seen that Folha de SP and Globo are continuing to post on Twitter. I find that a bit disrespectful to the court order. The whole idea was to obviously stop Brazilian twitter usage. The Media have several other outlets to post ... Read More
Brazil to Require Tourist Visas for Some Visa Waiver Countries by abthree
*ETA* 08/30/23 Per an update on the Consulate General of Brazil website on 08/26/23, the implementation date for this change has been postponed to January 10, 2024.03/24/23 The following notice began to be posted on the websites of Brazilian ...
@DigitariusEffective midnight on April 10, 2025, a visa will be required for U.S. citizens to travel to Brazil, regardless of the purpose of travel. For more information about visa requirements, visit the Brazilian government-authorized website, ... Read More
Expert Tech Expats on VPN Inference by roddiesho
So, a tech support agent wiped out all my password connections trying to fix an issue. It took nearly a week, but I was able to get all my streaming connections back except for PEACOCK-TV. They seem to be throwing all kind of solutions against the ...
@abthree Yeah, the more I think about this, I can't think of any other solution other than get rid of online anonymity. The sooner the better. Read More
Expert Tech Expats on VPN Inference by roddiesho
So, a tech support agent wiped out all my password connections trying to fix an issue. It took nearly a week, but I was able to get all my streaming connections back except for PEACOCK-TV. They seem to be throwing all kind of solutions against the ...
@Gasparzinho 777 Yeah, that VPN block was virtually impossible to enforce. Getting rid of fake news and misinformation is a huge lift. I completely understand the need to hold people accountable for spreading lies and causing damage - ... Read More
Did you know there a Digital CRNM App? Of course, there is a catch… by mikehunter
Well, I found that Brasil has a digital CRNM for foreigners. I can’t speak to android but for the iPhone, it’s basically impossible to install - because you have to have your AppleID set up to be Brasilian. My AppleID is US based and I ...
@amelie2301 Same as @sfcastro. I had to add manually also, and it takes a few days for them to finish the validation. Read More
Gringo Electric Tax Surcharge on Rural Property by bepmoht
Could someone shed some light on why electrical service on a rural property has a higher tax for a permanent resident as opposed to a citizen? My wife and I were informed this today when we wanted to put the electrical service located on her 23 ...
@bepmoht Seems odd, did you ask them why and what exactly is the difference. I found this:https://swisscam.com.br/en/publicacao/doing-business-in-brazil/11-tributos/11-23-taxation-of-electric-power-supply/and it mentions nothing about residents ... Read More
Brazil Cell Phone Plans for Part Time Expats by Pablo888
I know that there are many expats who live in Brazil part-time and I am wondering what they do w.r.t cell phone plans. Those are important for things such as Uber, apple id, etc..I know that there are international roaming plans - but those are ...
@bepmoht FWIW, I've been using Claro prepaid with an esim for 8 months so far with no issues. Read More
Brazil Migration entry restrictions for asian countries by mikehunter
Interesting article, but I'm kind of amazed they seem to be saying people without proper credentials are boarding LATAM flights "en masse". I was under the impression that if an airline allows a passenger to board without the proper visa/passport ...
@Gasparzinho 777 Yeah, the article is true. It comes from the Brasilian Ministry of Justice. I can understand a 1 off violation every once in a while, but apparently this is a huge issue. Here is a video ... Read More
Brazil Migration entry restrictions for asian countries
Interesting article, but I'm kind of amazed they seem to be saying people without proper credentials are boarding LATAM flights "en masse". I was under the impression that if an airline allows a passenger to board without the proper visa/passport ... Read More
Brazil Cell Phone Plans for Part Time Expats by Pablo888
I know that there are many expats who live in Brazil part-time and I am wondering what they do w.r.t cell phone plans. Those are important for things such as Uber, apple id, etc..I know that there are international roaming plans - but those are ...
@bepmoht You have 180 days after cancellation to pay and reactivate your line. When cancellation takes place if you don't recharge is dependent on the carrier. I believe it is 90 days, but to be on the safe side, I would just assume it's when your ... Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@NewBrazil What I did was search for apartments for sale in the desired area. I found the apartment I liked and searched on the specific area, check to see if it was in a flood plain, etc. After that, I researched on other projects the ... Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@jonesio Good information. Thank you very much for taking the time to post. Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@abthree Thanks for posting. The "if you don't pay, you can't vote" is a great idea. I keep thinking of the Champlain Towers fiasco in Florida, and the fallout (no pun intended) regarding the reckoning that is coming for Florida's condo owners as ... Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@KenAquarius No worries, and that is good advice. I believe the bottom line is you have to make an informed decision and go from there. I just didn't agree with a blanket "Don't do it". Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@Gasparzinho 777 My first visit in Brazil was in 2001. I have plenty of Brasilian friends who have purchased property, both used and new and they have been fine. If Brazil was such a hellhole I would not have gotten a residency. Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@KenAquarius I believe a blanket "Don't Do It" is kind of harsh. If you do your homework you should be fine. You need to be aware whenever you buy real estate and get the professional assistance, whether it be new or used. If you ... Read More
Keurig K-cups in Brazil? by EricPau
Hey folks, I brought a nice Keurig coffee machine from USA, and I'm finding it to be a hard time to find k-cup coffee pods in the supermarkets here. It looks like Nespresso has the market here in Brazil. Have any of you seen k-cups for sale here? ...
Yeah, I use a keurig in the US also. In Brazil, I use a Moka Express (Bialetti - Venus Induction version). I've got one of those portable induction cooktops, and the speed in which it boils water is incredible. Read More
Let's discuss something fun for a change. by bepmoht
So there’s a lot of inexpensive beer in Brazil. Most of the favorites are lagers, served sub zero celcius cold. Many are more popular in certain states or regions. This is due to local taste, advertising and other influences. So todays survey ...
@bepmoht My go to Brasilian Beer is Antártica Original, then if there is a happy hour Brahma Chopp (out of a tap, not the bottle labeled version). If Original isn't available I'll get an Eisenbahn, Bohemia, Regular Antártica or ... Read More
Experiences with Starlink (internet)? by Kurterino
I live in an area where there’s no wired connection, the only way to have internet is via GSM (4G). Unfortunately the network isn’t very strong, so speed varies from Totally Fine to Almost Nothing…. In comes Starlink: if I’m ...
@alan279 LOL, well that's saving R$240 / year for little effort. It all adds up. Stateside I use the T-Mobile 5GB prepaid planfor $15 / month. In Brasil, I'm on the Claro R$30 plan - and I don't pay for them when I'm out of the respective ... Read More
Experiences with Starlink (internet)? by Kurterino
I live in an area where there’s no wired connection, the only way to have internet is via GSM (4G). Unfortunately the network isn’t very strong, so speed varies from Totally Fine to Almost Nothing…. In comes Starlink: if I’m ...
@abthree R$50 seems a bit high for on 2GB. You might check to see what's in your area. I just checked and TIM is offering 13GB for R$30. If you've had the same plan for 10 years, they were more expensive back in the day.My plan with Claro is R$30 ... Read More
NEW RG in Polycarbonate Format: Has anyone gotten one? by Nomad Mundo
Brazil's new unified identity card, the RIC, was first announced in 2009. The working group's proposed model was similar to the one used throughout Europe: a polycarbonate card (akin to a credit card) with an embedded chip. But that would involve ...
I read where there is also a digital version so maybe having a plastic version isn't that necessary anymore. Read More
USD Travellers Cheque Cashing in Sao Paulo by Nomad Mundo
Hi,On August 28, I would land early in the morning at Sao Paulo's GRU Airport and would be leaving the same night. I would need to get some rest before my next flight and I have a traveler's cheque in USD to cash the same day. I contacted a few ...
Rate : 5.25/$ - 0.38 (IOF) + 12% markup Ouch! Read More
USD Travellers Cheque Cashing in Sao Paulo by Nomad Mundo
Hi,On August 28, I would land early in the morning at Sao Paulo's GRU Airport and would be leaving the same night. I would need to get some rest before my next flight and I have a traveler's cheque in USD to cash the same day. I contacted a few ...
@Gasparzinho 777 Looks like VISA is the only remaining issuer. AAA still sells them for members, or you can get a VISA Travel Card. I remember even back in the day they could be PITA to use while on travel. Now all that is really needed is a ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@abthree One more thing to note... when I initially used the wrong protocol (I believe it was 31/18) I was asked for alot of what I thought was excessive redundant documentation (such as a Police Report). When I changed to 40/19 all that was ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
08/06/24 @mikehunter Did you start your retirement on a VIPER or a VITEM XIV? -@abthree My first CRNM (valid for 2 years, even though I was over 60) was based on the Consulate Temporary Visa VITEM XIV.My renewal was via Brasilia Justice ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
Expats over sixty who renew should certainly ask - pleasantly, of course - if the renewal will be "validade indeterminada". But don't give up hope if the answer is "no". Things change, and it could be different next time. ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@Viajanete I must be missing something here because certainly if you are 76 you qualify for "indeterminado" status - which is basically permanent.In fact you should have gotten it on your first card. Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
Thanks to all for your help and responses. SCP is a Limited Partnership. Is that how all the buyer bought their Apartments or did you form your own. It was mention you paid it off. The one I looking at they are offering payment ... Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@Gasparzinho 777 That's why a SCP is the better approach, IMO. However, there are no guarantees in life. That said, just because one builder has an issue doesn't mean ALL builders will have issues. If that was the case, there would ... Read More
Has anyone invested in a Apartment project by NewBrazil
I looking at new building of Apartment to invest before it built. The location would be Fortaleza. Example there a new Apartment building will be finished in 2026 thry ask for a down payment. Just asking if anyone has purchase a Apartment this way ...
@NewBrazil I'm about ready to finish my payments and get my apartment at the end of the year. I'm buying using a SCP (Sociedade em Conta de Participação) which basically is a joining a group of other investors, and paying a % to a ... Read More
Retirement Visa for Brazil by abthree
The Brazilian Government has approved a replacement for the old Permanent Visa for Retirees, that was eliminated for new applicants as part of the 2017 Immigration Reform. As was the case with the old Permanent Visa (VIPER) for family reunion, the ...
@nicholsharvey You don't renew your retirement visa, at least not normally. The purpose of the VISA is to obtain your CRNM. It appears from your post you have done that. Typically, the initial term of the CRNM is 2 years. If your ... Read More
CRNM is ready. How long do I have to pick it up? by LegalWingman
Hi,I received an email that my residency card is ready. However, I am out of Brazil at the moment.I applied on the 28th of February and my Protocol expired at the end of May. I haven’t returned because of the printing delays.How much time do I ...
Can anyone tell me 1) can I give POA to a friend 2) can they just show up without an appointment to grab the card? 3) how long will they hold the card for? I don't plan on coming back until October Yes, you can give the POA to a friend... just ... Read More
>180 days on tourist visa/not yet eligible for retirement visa by thetravelfox
I am writing here for suggestions on how to best navigate visa needs during a period between moving to Brazil and being eligible for a retirement visa when I may "run out of days" on my tourist visa despite several trips in and out of the ...
If you are planning on monthly trips in 2025 and are retiring between March and June you shouldn't have an issue with the 180 day limit. Once you get your retirement information, apply for a retirement VISA which will automatically give you 1 year ... Read More
2024: CRNM Printing Delays Explained by mikehunter
The attached links explain the situation. TLDR: The agreement between the government and the contracted factory has ended, which is resulting in the delay of cards issuance. On February 14, 2024, a statement was published in the ...
@4alexnyc There is a master thread here on the Digital CRNM: https://www.expat.com/forum/viewtopic.php?id=1058275#5927762If you are still having issues, post questions there, that keeps things centralized by topic and will help people find answers ... Read More
WARNING: Need correct stamp for POA by mikehunter
Went to the PF with my friend who has my POA to obtain my CRNM in my absence to check to see if my CRNM had arrived (it has not). While there, decided to test the POA and found that it had been stamped with “por semelanca” which ...
@Nomad Mundo Thanks for the link. Very interesting. Seems like quite an involved procedure IMO rather than a quick trip to the carterio. However, if you are remote and don't have any choice, it's nice to have the option. Read More
WARNING: Need correct stamp for POA by mikehunter
Went to the PF with my friend who has my POA to obtain my CRNM in my absence to check to see if my CRNM had arrived (it has not). While there, decided to test the POA and found that it had been stamped with “por semelanca” which ...
@LegalWingman I'm not familiar with an "online POA". From my experience the PF loves paper and lots of it. Hence, (at least in SP) they insist that your POA provide a copy of their ID (see comment above). I would stick with providing them a paper ... Read More
WARNING: Need correct stamp for POA by mikehunter
Went to the PF with my friend who has my POA to obtain my CRNM in my absence to check to see if my CRNM had arrived (it has not). While there, decided to test the POA and found that it had been stamped with “por semelanca” which ...
One additional thing... whomever is acting as your POA, tell them to make a copy of their identification used above (both sides) and have them take it with the POA to the PF. Why? After your POA shows their ID, the PF will ask for a copy of the ... Read More
CRNM is ready. How long do I have to pick it up? by LegalWingman
Hi,I received an email that my residency card is ready. However, I am out of Brazil at the moment.I applied on the 28th of February and my Protocol expired at the end of May. I haven’t returned because of the printing delays.How much time do I ...
I wrote a thread about POA and even included a sample document: https://www.expat.com/forum/viewtopic.php?id=1060056#5911226 Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
@abthree Yeah, the banks I do business with charge a flat fee of $25 to $30 (Schwab, Capital One, Discover) for each outgoing transfer, so compared to what Wise charges that makes them a non-starter for me. Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
The last time I made a SWIFT transfer (July 1) Banco do Brasil's rate was 1.6% lower than Wise's at the same time, so basically a mid-market rate. There was no fee, but there was the IOF (Financial Operations Tax) at 0.38%. Geez, that ... Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
Wise has a very good article on DCC: https://wise.com/us/blog/choose-local-currency-at-foreign-atm Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
@jasonlovesdogs It's definitely not DCC, because they have to give you some time of indication they are converting to dollars. If it were some type of FX charge, it would be itemized on your credit card statement.Are you sure it isn't some type of ... Read More
Social Security direct deposit in Brazil bank by nicholsharvey
How safe is it to have your pension or Social Security direct deposited in a Brazil Bank? Is there any taxes that I have to pay if I do so?
@hocytek3 Ah ok... it's like Nubank... I haven't looked into them much. I've just been using Banco do Brasil. Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
@Gerard Nardini I agree, it's a SCAM. I called both Chase and Capital One and they told me there was nothing they could do. It's all processed in Brazil. You are also right in the restaurants. The servers get confused and sometimes pick the ... Read More
Social Security direct deposit in Brazil bank by nicholsharvey
How safe is it to have your pension or Social Security direct deposited in a Brazil Bank? Is there any taxes that I have to pay if I do so?
@hocytek3 I'm not familiar with INTER. What is it? Read More
DCC (Dynamic Currency Conversion) - why you want to avoid it by mikehunter
TLDR: Use a DISCOVER Card or AMEX, they don't engage in these shenanigans. I personally find this so called feature incredibly annoying. When you are in a foreign country and want to pay for something and use your Mastercard or Visa,the terminal ...
@jasonlovesdogs I'm sure that VISA/MC are more universally accepted, but in my experience (Restaurants, Fast Food, Grocery Stores) both DISCOVER and AMEX are accepted. DISCOVER has no FX fee, while with AMEX, it's mainly the Travel cards that ... Read More