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bizwizard

George Baral

@bizwizard

Contributor

American expat in the Philippines

Forum posts

150

Contacts

22

About me

American

Lives in Angeles City

Speaks English

Registration: 01 September 2017

bizwizard
bizwizard replied to a thread
last month
Calif-Native

Fraud-like actions at SnR Part 2 by Calif-Native

SnRโ€ฆ With past issues of false CC charges on new US bank-issued CCโ€ฆ..more issues with processing charges (even using local cards)I recently returned from California and made the mistake of shopping at SnR Nuvali on May 5, paying for my ...

bizwizard

I have used my Visa "United Explorer Mileage Plus" card for years with zero problems. I charge in pesos, and get the spot rate on USD charged to my account.Once, I needed a receipt to get warranty service. I only had the date from my checkbook ... Read More

bizwizard
bizwizard replied to a thread
last month
PalawOne

Siargao area safety advisary by PalawOne

Regal OlivaPhilippines Lawyer, Advocate ๐’๐ˆ๐€๐‘๐†๐€๐Ž ๐ˆ๐’ ๐๐Ž๐“ ๐˜๐Ž๐”๐‘ ...

bizwizard

I was in Koh Samui recently, and was surprised at the number of signs in Hebrew and corresponding businesses. I signed up for the 17-point zipline, and the van that picked me up had three military-age men; I finally recognized that they were ... Read More

bizwizard
bizwizard replied to a thread
5 months ago
PalawOne

Mindanao independence resolution to be submitted to UN by PalawOne

Anyone wish to make comment?"โ€œIt will need only one UN member country to endorse .. "https://tribune.net.ph/2025/12/31/mindanao-independence-resolution-to-be-submitted-to-unCAGAYAN DE ORO CITY, Philippines โ€” A resolution adopted during a ...

bizwizard

I wonder how representative the "Mindanao Peopleโ€™s Conference" was. It's hard to imagine that the non-Muslim majority supported this. Read More

bizwizard
bizwizard replied to a thread
6 months ago
Cyclone Ed

Making a Filipina a Beneficiary by Cyclone Ed

Hello. I am from the United States and currently living in Lapu-Lapu City. It is my desire to distribute some of my estate to a few citizens/residents of the Philippines who have been kind to me. It seems to accomplish this directly, my ...

bizwizard

The part about beneficiaries needing an ITN is new news to me--and BAD NEWS, since it will complicate things.I have no family to claim whatever is left after I die. But there a number of Filipinas who have been good to me, and I would like to leave ... Read More

bizwizard
bizwizard replied to a thread
7 months ago
deanknowles

Hello there, Kamusta! by deanknowles

Gday all, Dean here from Australia (Tasmania). I started international travel rather late, with one trip to Thailand in 2010. After another 10 years of no travel, I discovered the Philippines and have made 10 trips in the last 4 years! I am not ...

bizwizard

Did anyone see Dean asking about working in the Philippines?Welcome aboard, Dean. I retired here from Los Angeles six years ago, and wouldn't change a thing.You'll get plenty of advice from this forum, some of it actually valuable. And some ... Read More

bizwizard
bizwizard replied to a thread
11 months ago
Cheryl

Road safety in the Philippines by Cheryl

Hello everyone, Navigating roads and experiencing traffic in the Philippines as an expat can be a learning experience. We invite you to share your insights in order to help other expats and soon-to-be expats stay safe on the road in the ...

bizwizard

A little bit of American style of road rage in the Philippines maybe would get drivers to change their ways. - @Enzyte Bob Yeah, instead of merely being impolite, they'd kill. you. Read More

bizwizard
bizwizard replied to a thread
11 months ago
Cherryann01

Health Care in The Philippines by Cherryann01

Chad Foster recently put out a video on this subject where he interviewed an American guy with a Health Care background and it is the most comprehensive and detailed video I have ever seen on this subject and is well worth a watch. He goes into ...

bizwizard

I coudn't either.... Read More

bizwizard
bizwizard replied to a thread
11 months ago
Cheryl

Road safety in the Philippines by Cheryl

Hello everyone, Navigating roads and experiencing traffic in the Philippines as an expat can be a learning experience. We invite you to share your insights in order to help other expats and soon-to-be expats stay safe on the road in the ...

bizwizard

Wow, I haven't seen that left turn maneuver here. But mos tof the roads I use are either divided or too narrow to have a shoulder (at least, one that isn't filled with parked cars or poles), Read More

bizwizard
bizwizard replied to a thread
11 months ago
Cheryl

Road safety in the Philippines by Cheryl

Hello everyone, Navigating roads and experiencing traffic in the Philippines as an expat can be a learning experience. We invite you to share your insights in order to help other expats and soon-to-be expats stay safe on the road in the ...

bizwizard

Here in Angeles, it's the WIld West on the roads. The couple of traffic lights are observed, but stop signs are ignored and whoever can get in front of you does. Down the road in Subic, they seem serious about obeying traffic rules. Manila, too. But ... Read More

bizwizard
bizwizard replied to a thread
11 months ago
Cherryann01

Health Care in The Philippines by Cherryann01

Chad Foster recently put out a video on this subject where he interviewed an American guy with a Health Care background and it is the most comprehensive and detailed video I have ever seen on this subject and is well worth a watch. He goes into ...

bizwizard

Boy did that get. off topic....I'm very happy with MaxiCare here. There's one in the SM near me, and I think I (sometimes) get called without waiting at the back of the line because I'm old. And they know me, since I take advantage of theri ... Read More

bizwizard
bizwizard replied to a thread
last year
seluzmeu

Looking for advise for most effective remote internet device? by seluzmeu

Hello all,I've been a lurker here and I'm shy about posting anything. Here we go, Can call me Lhanie. I recently retired and planning on staying in the Philippines. My past visits there when in Pangasinan, traveling around.. I have issues getting ...

bizwizard

My neighbor installed Starlink as a backup. He said it works very well. Read More

bizwizard
bizwizard replied to a thread
last year
PalawOne

The Philippines and Taiwan by PalawOne

`Ahh, for expats and tourism etc, not sure this is a great idea?"PH eyes military ties with Taiwan"By Franco Jose C. Baroรฑa May 1, 2025 https://www.manilatimes.net/2025/05/01/news/ph-eyes-military-ties-with-taiwan/2102231THE Philippines is ...

bizwizard

This thread has become totally useless. Let's put Fred, bigpearl and danfinn in a separate thread where they can make useless arguments about irrelevant points.I agree with flyrite, the fourth poster and so far the only one on-topic.The topic is an ... Read More

bizwizard
bizwizard replied to a thread
last year
Agg Coolabah

What do expats do to earn extra money ? by Agg Coolabah

Hi. I was wondering what expats do to earn extra,manyย  have remote jobs, many try to start biz etc , was thinking of more work from home and as i did some part time affiliate marketing years ago using a website as a hobby and was ok at it, ...

bizwizard

I coach people and train them to earn money on the internet using skills they already have. If you know what to do, you can freelance and do quite well (depending on the skills you have and the time you put in). My clients are primarily Americans, ... Read More

bizwizard
bizwizard replied to a thread
last year
FindlayMacD

American ex-pats social security payments. by FindlayMacD

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ...

bizwizard

@bigpearl"A full decade ago in 2015, the Social Security Administrationโ€™s Inspector General reported that 6.5 million active Social Security numbers were assigned to people aged 112 or older, despite there being only 35 such individuals known ... Read More

bizwizard
bizwizard replied to a thread
last year
FindlayMacD

American ex-pats social security payments. by FindlayMacD

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ...

bizwizard

FindlayMacD said: ""Don't you think that it's very strange that no one has been arrested and charged with fraud or corruption?" or maybe you just don't think.?"Just wait. It takes time to build a case. Trump announced that they are going to ... Read More

bizwizard
bizwizard replied to a thread
last year
FindlayMacD

American ex-pats social security payments. by FindlayMacD

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ...

bizwizard

Enzyte Bob said:"I as millions & millions receive our benefits by direct deposit, not by cheques, really a safe way of receiving benefits timely."Good way to continue getting them forever, as long as you have someone sign the proof-of-life ... Read More

bizwizard
bizwizard replied to a thread
last year
KenUSA

HOA Billing CondoCorp Horrors๐Ÿ˜ฑ๐Ÿฅต by KenUSA

Does anyone have experience dealing with Condo CORP HOA Billing for condos in Bonifacio Global City, TAGUIG โ“ I have two condos there and even after paying 12 months in advance all my dues they keep sending me bills and penalties and ...

bizwizard

As I have said before on this forum todays luxury condominium in the Philippines is tomorrows tenement block. - @Lotus Eater That's partly because "property maintenance" is a foreign concept that hasn't made it to the Philippines.... Read More

bizwizard
bizwizard replied to a thread
last year
FindlayMacD

American ex-pats social security payments. by FindlayMacD

Now that Elon Musk has taken over the US Treasury Payments System and installed his own people in there to run it, his own people being a bunch of 6 kids he calls IT Specialists, all aged between 18 to 24, are any of the American ex-pats on here ...

bizwizard

@FindlayMacDMy check came on time.I'm quite happy to have some of the smartest people in the country, who have not been corrupted by the system, looking for ways to improve efficiency and save big money.Then again, I'm one of those who believes that ... Read More

bizwizard
bizwizard replied to a thread
last year
Dale Gill

Etravel: Vietnam by Dale Gill

Can anyone please tell me, if I need a VPN (virtual private network) in in order to fill out the Etravel app , on my return to the Philippines/. I have no idea,, about the degree of censorship , that exists there. Thank you, in advance, for ...

bizwizard

On my way out of the PI a few weeks ago, they didn't look for it at immigration--I asked and was told it wasn't necessary. I assumed they had a record of it already. Coming back in two days ago, Customs was scanning them. Read More

bizwizard
bizwizard replied to a thread
last year
Cheryl

Preventive care in the Philippines by Cheryl

Hello everyone, As an expat in the Philippines, taking care of your health would be one of your main priorities. Preventive healthcare plays a crucial role in keeping fit and healthy. We therefore would like to invite you to share your insights ...

bizwizard

I am very happy with MaxiCare. Although it is not specifically preventive, your membership makes available enough tests so that you can see how you're doing. You can walk in anytime you want, as often as your hypochondria drives you there; you may ... Read More

bizwizard
bizwizard replied to a thread
last year
PalawOne

U.S. Philippines Ambassador warns of deportation under Trump by PalawOne

Philippine ambassador warns of mass deportation under TrumpBy Cristina Chi - Philstar.com November 8, 2024 | 12:51pmhttps://www.philstar.com/headlines/2024/11/08/2398606/philippine-ambassador-warns-mass-deportation-under-trumpPhilippine ambassador ...

bizwizard

Trump is a negotiator, He's giving scary notice to ALL illegals to scare some of them into leaving on their own volition.He announced that he IS going after the ones who have been given deportation notices and haven't shown up, and the criminals and ... Read More

bizwizard
bizwizard replied to a thread
last year
Cheryl

Mobile phone plans in the Philippines by Cheryl

Hello everyone, Staying connected while living in the Philippines remains a priority for expats, especially when choosing a mobile operator or to understand the local specificities of mobile plans. Here some elements to consider: How to ...

bizwizard

@pnwcyclistI have different information.Smart gave me an eSIM with my current number. However, I had to invest in 6 months of a prepaid plan. The cheapest one, which takes care of my needs, is 599/month for unli texts and calls plus 10GB of ... Read More

bizwizard
bizwizard replied to a thread
last year
Cheryl

Mobile phone plans in the Philippines by Cheryl

Hello everyone, Staying connected while living in the Philippines remains a priority for expats, especially when choosing a mobile operator or to understand the local specificities of mobile plans. Here some elements to consider: How to ...

bizwizard

Looking at Smart info, it looks like I would get an eSIM with a different number than the one I have been using for years, which doesn't work for me. Also, I will soon purchase the new iPhone that only uses eSIMs, and want to keep my current number ... Read More

bizwizard
bizwizard replied to a thread
last year
Brojeslov

A cautionary tale by Brojeslov

In 2020 I met a seemingly lovely young lady from Butuan City and things progressed quickly into a relationship. I never went to Butuan because she said it was boring and I've got insurance issues travelling to Mindanao, so we met elsewhere in places ...

bizwizard

ย  ย  Brojeslov said. . . . I spent nearly 2,000,000 pesos on the girl but I don't actually regret that. For starters, I had some really amazing sex. **************************P 2,000,000 ain't "chump" change ($35,000 USD) or is it?Let me do ... Read More

bizwizard
bizwizard replied to a thread
last year
GuestPoster0122022

Question re: eTravel website issue (cannot update my home address) by GuestPoster0122022

Hello everyone. Highly specific question here about the eTravel website that I'm hoping anyone can assist with. Context: A few months ago, I registered on the eTravel website (https://etravel.gov.ph). Since registering, I have physically moved to a ...

bizwizard

Does it even matter what you have as your home address? Does Immigration use it for anything (under normal circumstances)? Read More

bizwizard
bizwizard replied to a thread
2 years ago
Glongshore

Gcash for foreigners by Glongshore

Do any of you use gcash? their app says only available to philippine citizens, but the app will allow to complete registration just by clicking filipino. wondering if anyone has used gcash, and how it turned out

bizwizard

GCash had a widespread problem with their "new" re-verification method. I kept retrying to get it to do face ID. It finally worked when I tried from another WiFi location, but I don't know whether that was a factor somehow. Read More

bizwizard
bizwizard replied to a thread
2 years ago
SteveBronx

Packages from USA to PH by SteveBronx

Hi please tell me if you have any experience or know what's the best way to send packages from USA to Philippines. Please do not say FedEx, DHL, UPS, USPS, I want to know about package places like ones where I can buy things from Amazon and send it ...

bizwizard

I have been very happy with forexcargo dot us. They have offices in CA, IL, NV, VA and Canada to receive and hold your goods until you're ready to ship by either air or sea. They're a Filipino company, and prices are excellent. You declare your ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
avedisiandavid

Philippines cellphones at the airport by avedisiandavid

Flying to Angeles City in November, passing through Manila, does the airport in Angeles City sell Philippines cellphones?

bizwizard

I have a now-older iPhone 15 with, of course, a physical SIM. I'm thinking of buying a new iPhone when I'm back in the US in Sept or Oct. Could I get my Philippines number on the eSIM? And how would that work--would it still be a TNT account? If I ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Dwsses12

Need E travel on return flight by Dwsses12

I'm going to the states soon on vacation. On my return. Do we still do E travel

bizwizard

Probably best to fill it out whether they are on or off with it. They may have stopped hassling people returning because it was causing problems with THEIR work, who knows.... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Dwsses12

Need E travel on return flight by Dwsses12

I'm going to the states soon on vacation. On my return. Do we still do E travel

bizwizard

I'm confused. Is this something you need to fill out every time you travel, or is it good once you register? Read More

bizwizard
bizwizard replied to a thread
2 years ago
kayagang17

I need some advice by kayagang17

@bizwizard nt devenues un EHPAD pour vieux amรฉricainsย ! Pilipinas donc

bizwizard

@kayagang17: If I'm not mistaken, this is an English-language website. Read More

bizwizard
bizwizard replied to a thread
2 years ago
jeremyshulman

I need some advice by jeremyshulman

Looking into retiring in the Philippines, some time in 2025. Some personal informationI'll be 72 1/2 years old when I retire at the end of 2024I will have both SS and retirement savings incomeAll I would have for medical care is Medicare, which I ...

bizwizard

Great, Jeremy,MaxiCare may be able to give you regular ultrasounds--you'll have to check if they do femoral arteries. They just added scans to their menu of services. I paid around $300 for a CT scan with contrast here.I recommend that you maintain ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
jeremyshulman

I need some advice by jeremyshulman

Looking into retiring in the Philippines, some time in 2025. Some personal informationI'll be 72 1/2 years old when I retire at the end of 2024I will have both SS and retirement savings incomeAll I would have for medical care is Medicare, which I ...

bizwizard

I am 78, retired here almost 5 years ago. MaxiCare at ~$300/year is a great investment; there are clinics all around the Philippines. You can walk in anytime, unlimited visits for the annual fee. They have basic diagnostics like ultrasound, X-ray, ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
windsurfer51

Marriage in the philippines by windsurfer51

I am planning to get married in the Philippines this summer to a lady from Cebu city, I am Canadian and just wondering if anybody could give me some advise as to whet paperwork i would need to obtain before i go.I have been looking online and it's ...

bizwizard

Thanks, Nick,Did you get the apostalle here in the Philippines on a US document? Read More

bizwizard
bizwizard replied to a thread
2 years ago
windsurfer51

Marriage in the philippines by windsurfer51

I am planning to get married in the Philippines this summer to a lady from Cebu city, I am Canadian and just wondering if anybody could give me some advise as to whet paperwork i would need to obtain before i go.I have been looking online and it's ...

bizwizard

Thanks, Rammers, but I'm here to stay. However, I might want to get married in Thailand or Hong Kong to make a divorce possible if necessary (and she agrees). Read More

bizwizard
bizwizard replied to a thread
2 years ago
windsurfer51

Marriage in the philippines by windsurfer51

I am planning to get married in the Philippines this summer to a lady from Cebu city, I am Canadian and just wondering if anybody could give me some advise as to whet paperwork i would need to obtain before i go.I have been looking online and it's ...

bizwizard

Thanks, Nick,That sounds like a fun process if you're living in the Philippines, requiring at least one special trip back to the US just to get the document apostilled.I've lived in 5 states and one foreign country since I was 18, had drivers' ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
windsurfer51

Marriage in the philippines by windsurfer51

I am planning to get married in the Philippines this summer to a lady from Cebu city, I am Canadian and just wondering if anybody could give me some advise as to whet paperwork i would need to obtain before i go.I have been looking online and it's ...

bizwizard

I'm curious: how do you prove a negative? I.e., that you were never married? I suppose I would need that if I marry my girl here. But what sort of U.S document(s) would show/prove "never married?" Read More

bizwizard
bizwizard replied to a thread
2 years ago
Tefmentax

Paying import duty by Tefmentax

Hello, I am British and for the past few years I have been regularly sending boxes to my Filipino daughter in law, I am sending stuff like clothes and toys and books for my grandchildren. She was never required to pay import duty before now. The ...

bizwizard

I have been using forexcargo.us. They will pick up in the US and deliver in the Philippines, don't think they have service in the UK.I have never had to pay customs on the sea shipments, just a reasonable shipping cost. The only time I had to pay ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Col Rootentoot

Foreigners registering as aliens by Col Rootentoot

Perhaps of interest:Bureau of Immigration: 153,651 foreigners registered as aliens in 2024By SHERYLIN UNTALAN, GMA Integrated News, Published March 10, ...

bizwizard

Funny Bob I've never seen tripe for sale here ever or I'd be the first expat to purchase, cooked in a nice cheese, white wine and hollandaise sauce, fresh ground pepper and a finely chopped parsley. Seems no market for tripe here, no beef industry ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
bigstar1208

Cell phone use by bigstar1208

Retiring soon in the Philippines.Will have unlocked iPhone.What is the best set up for calling and texts.Would like to be able to receive 2FA for banking.

bizwizard

I have a Vonage US number, and that works for 2FA with almost everyone. I think it didn't work with one institution or website, but I don't remember which.The best setup for calling and texts is to buy a promo for whatever network you're on ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Col Rootentoot

All windows computers can write what you say by Col Rootentoot

` In case you weren't aware, all recent Windows computers now include a free and very helpful speech-to-text application. Now your computer can write whatever you say as text on your screen. Wherever you enter text with a keyboard .. you can enter ...

bizwizard

Yes, one of several. ๐Ÿ˜œ Read More

bizwizard
bizwizard replied to a thread
2 years ago
Col Rootentoot

All windows computers can write what you say by Col Rootentoot

` In case you weren't aware, all recent Windows computers now include a free and very helpful speech-to-text application. Now your computer can write whatever you say as text on your screen. Wherever you enter text with a keyboard .. you can enter ...

bizwizard

Back to the original topic: I have no problem with dictation on my Mac or iPhone. Saying "new paragraph" gets me a new paragraph. Read More

bizwizard
bizwizard replied to a thread
2 years ago
bigpearl

Electric cars (EV) Pros and Cons? by bigpearl

Throwing it out there guys/ladies.Has any one considered going full EV or Hybrid? I have for a long time but find the cost difficult to swallow versus reducing Co2 emissions given we only drive 5 to 6,000 kilometers a year, even if it was 10K is ...

bizwizard

@bigpearl--did you get my message: I can't figure out how to contact you. Read More

bizwizard
bizwizard replied to a thread
2 years ago
bigpearl

Electric cars (EV) Pros and Cons? by bigpearl

Throwing it out there guys/ladies.Has any one considered going full EV or Hybrid? I have for a long time but find the cost difficult to swallow versus reducing Co2 emissions given we only drive 5 to 6,000 kilometers a year, even if it was 10K is ...

bizwizard

@bigpearlHi Seve, I would like to contact you privately, but I can't figure out how to make you a contact...George Read More

bizwizard
bizwizard replied to a thread
2 years ago
Patient pete

Medical treatment in Dumaguette possibly the result of the Philippines by Patient pete

My experience may be useful for other expats. In hospitals I have been in in Dumaguette and camarines sur normal practice in order to avoid changing sheets is to install a catheter for pee, and a diaper for poop. Very convenient for the hospital but ...

bizwizard

My experience when I was hospitalized for a week at AUF in Angeles was pretty good. I had a room with a bathroom although no separate bed, only a couch where my gf slept when not next to me. I went to the bathroom by myself, moving my IV stand as ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Cheryl

Understanding Professional Regulations in the Philippines by Cheryl

Hello everyone, Working in the Philippines sometimes means navigating through the various professional regulations and can pose a real challenge for expats. It is essential to grasp the current standards to avoid unpleasant surprises and make the ...

bizwizard

When I posted, I was curious about the question, "Is it possible to work in all business sectors in the Philippines? Are there sectors reserved for locals or regulated activities?Which did not seem to apply to licensed professions.Maybe that's a ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Cheryl

Understanding Professional Regulations in the Philippines by Cheryl

Hello everyone, Working in the Philippines sometimes means navigating through the various professional regulations and can pose a real challenge for expats. It is essential to grasp the current standards to avoid unpleasant surprises and make the ...

bizwizard

I'm curious what experience people have had. I'm thinking of helping a Filipino friend get a local company going... But not for free ๐Ÿ˜œ. Not sure what's the best way to be involved. Read More

bizwizard
bizwizard replied to a thread
2 years ago
aklokow

Outdoor AC Compressors and Lizards by aklokow

Hi AllHave anyone firstly experienced lizards crawling into the compressors and find a way to the pc board because its hot and they crawl in there and cause a short circuit, pc board gone. Today is my 3rd pc board lost, getting annoyed and ...

bizwizard

Wait, what is this thread about? Read More

bizwizard
bizwizard replied to a thread
2 years ago
mcreybarraquias8

How to apply SSN living in Philippines by mcreybarraquias8

I am a son of wwII veterans we don't have any numbers from ssa during his life time?How to apply SSN while living in Philippines? What are requirements to get SSN? Event with out use of wwII veterans? How to get SSN as ordernary citizens of ...

bizwizard

The OP didn't indicate whether his father was an American WWII vet or a Filipino WWII vet. Read More

bizwizard
bizwizard replied to a thread
2 years ago
Cheryl

Evolution of banking services in the Philippines by Cheryl

Hello everyone, With rapid technological advancements, banking services are digitizing at lightning speed. Expats are thus propelled into a new era of options and payment methods, disrupting the traditional banking services of local ...

bizwizard

I use GCash a lot, and have not had any problems. But my helper can't get authenticated, somehow.When I deposited a Schwab check into my SRRV-required dollar account at Bank of Commerce, it was ONE MONTH before I was allowed to withdraw funds, ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
giovannigio

requirements to go out of philippines by giovannigio

someone know what is now requirements for go out of philippines for foreigners ? someone know what is requirment then come back in philippines for foreigner?

bizwizard

Steve--See Andy_1963's information. It agrees with my experience. BTW, the travel agent I hired to process my SRRV (after I got disgusted with trying to do it for free through immigration) got the letter for me. Also, I went to renew my ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
giovannigio

requirements to go out of philippines by giovannigio

someone know what is now requirements for go out of philippines for foreigners ? someone know what is requirment then come back in philippines for foreigner?

bizwizard

I have an SRRV visa, and my understanding is that I have to notify them of my departure in advance and get a letter (that I don't think they looked at the airport) giving the details of my planned departure and return, and within three days of my ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Cheryl

Adapting to the pace of life in the Philippines by Cheryl

Hello everyone, When you move to the Philippines, you may find that the pace of life is different from what you're used to. Shop opening times, working hours, sleep cycles and variations in sunlight can all have an effect on your life in the ...

bizwizard

It's really interesting how I've adapted to the change in climate from Los Angeles. In LA, when it got above 72ยฐ in my home office, I turned on the AC. Here, I'm comfortable at 81ยฐ-83ยฐ, wearing shorts and no shirt. I feel chilly when it ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
Larry Fisher

ok, so sometimes I'm a little slow. (Getting money) by Larry Fisher

When I first arrived, I landed with $9900 USD since I didn't know when/how I would be getting my money here exactly. I went to exchanges, cringing every time I saw 2p exchange rate juice. Usually I would do $1000 - $1500 USD so I wouldn't have to ...

bizwizard

I've been using a Schwab debit card; the rate is very close to the quoted rate on XE.com. THe BDO ATMs give 20,000 as do a few others, and there's one at a local hotel that gives 40,000 pre withdrawal. I've been using that.But I deposited a check ... Read More

bizwizard
bizwizard replied to a thread
2 years ago
JustCallMeJoe

I'm looking to buy a business in the Philippines. Any advice? by JustCallMeJoe

I haven't visited the Philippines ever. But I'm going to fix that. I'll make one or two exploratory trips and do some investigation before applying for an SRRV. Once all that's done, I want to buy a business. I have 40+ years of business experience ...

bizwizard

Nobody has asked this so I will. JCMJoe, why the Philippines, especially since youโ€™ve never been here? Read More

bizwizard
bizwizard replied to a thread
3 years ago
ukdan

Safety in Philippines by ukdan

Hi everybody- new here. Dan from London. I have a question about safety in Php.I met this fantastic woman from Lucena online and want to visit her at the end of this month. I was thinking of taking a bus or Taxi to a resort close to Lucena where we ...

bizwizard

Enzyte Bob said... Yes your new loved cleaned you out and you have no money to activate your internet account again.**************************************Hardly. Of course I invested some money in her over the seven months we were together, but not ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
ukdan

Safety in Philippines by ukdan

Hi everybody- new here. Dan from London. I have a question about safety in Php.I met this fantastic woman from Lucena online and want to visit her at the end of this month. I was thinking of taking a bus or Taxi to a resort close to Lucena where we ...

bizwizard

The Philippines seemed like the best place to meet the one-and-only woman of my dreams; I had never been married. I corresponded with a lot of Filipinas from FilipinoCupid (200-line spreadsheet), and arranged to meet about 20 young beauties in ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
frankanderson

rental increase after contract expire? by frankanderson

I'm kind of use to this in HK, but was wondering what is the norm here in PH ?I moved from a condo a while back, think I went thru 4 contracts there and not once did they ever increase my rent.new place - 2 year contract, landlord raised it 1500 ...

bizwizard

I sure hope it's not too easy to raise the rent; I've been very happy with my stable rent for three years. But the electric company increased their prices quite a bit. Read More

bizwizard
bizwizard replied to a thread
3 years ago
fgarthon

Looking to meet Trinidadian's by fgarthon

Hello I'm looking to meet other people from Trinidad and Tobago living here. I am planning to open a Trini restaurant when I retire in here in the Philippine's. would like some ideas and information like if u know how I can import Trini products ...

bizwizard

I live in Angeles City at the present time. Read More

bizwizard
bizwizard replied to a thread
3 years ago
fgarthon

Looking to meet Trinidadian's by fgarthon

Hello I'm looking to meet other people from Trinidad and Tobago living here. I am planning to open a Trini restaurant when I retire in here in the Philippine's. would like some ideas and information like if u know how I can import Trini products ...

bizwizard

@Lotus Eater Grenada (first "a" is a long "a") is an island near Trinidad. Grenada (first "a" is pronounced "ah") is somewhere else, I think in multiple places. (Cute spelling, BTW, @Lotus Eater)The Grenadians were the absolutely nicest people I've ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
Enzyte Bob

Bard AI (Artifical Intelligence) by Enzyte Bob

Google's Bard AI (Artificial Intelligence) will reduce forums to dinosaurs.I've seen the first hand results of others and it is scary and accurate of the questions asked. I signed up on a waiting list and anxious to ask Bard the same questions ...

bizwizard

This is a new and different trouble. The other is obvious. Read More

bizwizard
bizwizard replied to a thread
3 years ago
Enzyte Bob

Bard AI (Artifical Intelligence) by Enzyte Bob

Google's Bard AI (Artificial Intelligence) will reduce forums to dinosaurs.I've seen the first hand results of others and it is scary and accurate of the questions asked. I signed up on a waiting list and anxious to ask Bard the same questions ...

bizwizard

We're in trouble! Read More

bizwizard
bizwizard replied to a thread
3 years ago
fgarthon

Looking to meet Trinidadian's by fgarthon

Hello I'm looking to meet other people from Trinidad and Tobago living here. I am planning to open a Trini restaurant when I retire in here in the Philippine's. would like some ideas and information like if u know how I can import Trini products ...

bizwizard

I used to live in Grenada and visited Trinidad a few times, and yes, the roti was great.But there's a Caribbean restaurant in my neighborhood, no roti on the menu, and it's Caribbean in name and decor only. So no competition for the real thing, at ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
Larry Fisher

Help: Dog owner threatens me!!! by Larry Fisher

We live in the province. We have 5 dogs, 4 male 1 female, she's in heat and being kept secure. There are dogs running loose all the time already in this area. Once a week or so there's a skirmish outside, but usually nothing serious. We have weak ...

bizwizard

What all you dog people have to go through!My indoor cats cause absolutely no problems. Even the feral cats in the neighborhood are benign, although they occasionally make a bit of a racket. So I just take out my hearing aids :) Read More

bizwizard
bizwizard replied to a thread
3 years ago
Guest6851

Relationships with Filipinas - Looking for opinions from other expats by Guest6851

Here is some background on me. I'm 64 years old and recently retired from my job here in the US. Over the past 15 years I have vacationed in the Philippines for two or three weeks at a time, once or twice annually, except during COVID. In the US ...

bizwizard

Hi Brian,I'm like you, top-school MBA, once an accountant (PW), visited the Philippines for 15 years before moving here. I feasted from the beauty buffet in Angeles, mostly bar girls. But they were all short-term relationships, one to several ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
PalawOne

VP Kamala Harris visits the Philippines by PalawOne

UPDATES: VP Kamala Harris visits the Philippineshttps://www.rappler.com/nation/united-states-vp-kamala-harris-visits-philippines-november-2022/DEVELOPING / UPDATED 31 MINS AGOUnited States Vice President Kamala Harris is visiting the Philippines for ...

bizwizard

@PalawOne Have you heard VP Harris talk? Read More

bizwizard
bizwizard replied to a thread
3 years ago
PalawOne

Marcos pledges to reboot tourism by PalawOne

Department of Tourism redefines key strategiesBy Moises Cruz October 2022https://www.manilatimes.net/2022/10/11/tmt-anniversary/dot-redefines-key-strategies/1861588THE tourism industry has been severely affected by the Covid-19 pandemic. Border, ...

bizwizard

More flights from Clark International Airport to cities around the Philippines, please! Make it easier for me to go diving :)We've got a beautiful new airport terminal here (built on the other side of the airport from the existing terminal, giving ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
tpiro

Mail Forwarding Service from USA by tpiro

I am sure this Mail Forwarding Service from USA subject has been hit on many times but can't find a good answer.. so my question is who out there in Expat land has a Mail Forwarding Service from USA that is affordable and reliable ...

bizwizard

I have used Travelling Mailbox for years. They are less expensive than Global Mail (I think), send you an envelope scan, and you get 30 page scans per month included. If there are items I want to get, I have them sent to my shipping service ... Read More

bizwizard
bizwizard replied to a thread
3 years ago
Lotus Eater

Tariq 1983 : Has it all gone 'Pete Tong' ? by Lotus Eater

I joined this Forum many years before I became actively involved in the various discussion threads about a year ago. I was a โ€˜takerโ€™ of information rather than a โ€˜giverโ€™ to the Expat Forum community. Guilty as charged ...

bizwizard

"Managing his transition...." If he was last seen on Walking Street and has not been heard from, he is probably reveling in the buffet of beauties there and is too busy with the girls to do much else. Maybe one even got him to try her drugs...BTW, I ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
Cherryann01

Is The Philippines Right for Me by Cherryann01

I have just returned from the Philippines after spending three weeks there and returning to the Uk via a four night stop in HCMC and I am questioning if the Philippines is the right place for me to eventually retire in a few years. I may upset a few ...

bizwizard

@gsturdeeย Good read... I plan to visit CDO next time I come(August)... Getting some work done here in Washington (State).ย  I heard there is a "costco" there?ย  Or something very similar to one... so I plan to make the 8 hour drive soon ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
pnwcyclist

PCR test no longer required for entry by pnwcyclist

Effective May 30, the Covid test will no longer be required for fully vaxxed (with booster) passengers to enter.And apparently the Covid medical coverage requirement is also being dropped.ย https://www.pna.gov.ph/articles/1175295

bizwizard

The US no longer requires a test for entry. Non-US citizens will have to provide proof of vaccination. Read More

bizwizard
bizwizard replied to a thread
4 years ago
onefogarty

Converting foreign DL to Philippines DL by onefogarty

Hello! ๐Ÿ˜ŠDo foreigners need to go to a specific LTO office, for example, the main LTO branch in Manila, or can they simply visit an LTO that is close to where they live to apply for their Philippines DL?

bizwizard

I got mine from the local LTO in Angeles. Read More

bizwizard
bizwizard replied to a thread
4 years ago
Arcadieus

Trying to find a cheaper pharmacy here than Mercury by Arcadieus

Hi, I was prescribed oxynorm 5mg from a pain specialist here. Mercury is charging 160 pesos per tablet. Is there any other pharmacy that would carry this medicine and be cheaper? Or is there some type of discount prescription program I can sign up ...

bizwizard

Can someone tell me where there is such an official who will issue the card due to his ignorance?My understanding is that us non-Filipinos are not eligible any more. Read More

bizwizard
bizwizard replied to a thread
4 years ago
FindlayMacD

Checklist for leaving and returning to the Philippines. by FindlayMacD

I had a call recently from Bureau of Immigration here in Cagayan De Oro with regard to my application for Motion To Reconsider which was filed in June 2021 as my 3 year stay here would end on August 22nd 2021. My hope was that we could apply for 13a ...

bizwizard

Are we a little off topic here? Where is the checklist, I could use it... Read More

bizwizard
bizwizard replied to a thread
4 years ago
dodi1000

Philippines driving licence by dodi1000

Dear all I have full UK Driving licence ..would any of the members advise on how to get philippines Driving licence? I have property tax, Water and electricity bills under my name as well as Building Occupancy Certificate that also under my name. I ...

bizwizard

I got my driver's license while I was here in Angeles on a 30-day tourist visa. I used a "facilitator." a shady character that signs around the LTO tell you to avoid. My then-gf had an uncle who worked for the police, he got me a ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
Arcadieus

Trying to find a cheaper pharmacy here than Mercury by Arcadieus

Hi, I was prescribed oxynorm 5mg from a pain specialist here. Mercury is charging 160 pesos per tablet. Is there any other pharmacy that would carry this medicine and be cheaper? Or is there some type of discount prescription program I can sign up ...

bizwizard

I use lisinopril (blood pressure), 10 mg. I priced it at SouthStar and Mercury. 20 mg pills were THREE times as expensive at Mercury (75 vs. 23.75 each). And I cut them in half. Read More

bizwizard
bizwizard replied to a thread
4 years ago
Enzyte Bob

Landline and Cell Phone by Enzyte Bob

I'm understanding you cannot call a landline using a cell phone in the Philippines. That doesn't make any sense.

bizwizard

How much is a little hassle worth? Both Globe and Smart have plans that can be purchased in a minute using GCash. I'm on a 3-month plan with Smart for 599, unli Alllnet texts and calls + 2 GB data. I've used up about a third of the data in a ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
Cheryl

Moving to the Philippines solo by Cheryl

Hello everybody, Moving to the Philippines is a challenge in itself, but even more when you decide to go alone. If this was your case when you arrived, we would like you to share your experience. It might help other people who are also preparing ...

bizwizard

On Topic: I had been coming to the Philippines for 3-5 week vacations since 2005, finally moved here alone in 2019. I had traveled around the Philippines a bit, with probably 5-6 months in Davao during the two years I had a relationship there. ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
GuestPoster326

cagayan de oro by GuestPoster326

Hi all , just like to ask a question here please . I live in Australia and I have a Filipina wife . we have been sending money for 18 months to my in laws , they tell us here ,they have no food to eat, there is no help in Cagayan de Oro at all ? ...

bizwizard

From what I understand, the way to minimize the ATM syndrome is to not let it start. make it clear at the BEGINNING of any relationship that you are not giving any money away--or (as one of my friends did) set a fixed monthly amount and stick to ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
Michaelm54

Pre-paying the Quarantine RT PCR test by Michaelm54

Iโ€™ve been told I can avoid a long line up at the Manila airport immigration if I can show pre-pay receipt for my RT-PCR test. My hotel said I have to line up at the BOQ desk and pay PHP 4000. I found this site online, does it look right? ...

bizwizard

Depending on where you're going, you may not need the PCR. We're flying to Cebu on the 6th, when we originally booked in September, Cebu required a PCR. On October 1, they dropped that requirement, all we need now is a "medical ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
MovinToCebu

re: Travel to the Cebu during Covid by MovinToCebu

My wife (a Philippine Citizen) and I have been waiting to return to Cebu for the last 3 months. Unfortunately, there are no flights going into to Mactan International Airport at this time. We do have the option to possibly fly from JFK to Manila ...

bizwizard

Thanks, tpiro, that just makes me really uncomfortable about traveling to Cebu. They're "updating" the domestic travel requirements, no info there about what to expect so in lieu of any specific information to the contrary, I would ... Read More

bizwizard
bizwizard replied to a thread
4 years ago
Moon Dog

Return Ticket Exemptions by Moon Dog

This will be the first time I will enter the Philippines without needing a return ticket. I will be availing of the balikbayan visa. This is stated in article 11 of the BI Travel Requirements: "11. Who are exempt from the return ticket ...

bizwizard

I returned to the PI from a short trip to the US just before the lockdown. I had not booked a return ticket and didn't have any kind of status. But I found a company--two, actually--that will issue you what appears be a valid ticket ... Read More

bizwizard
bizwizard replied to a thread
5 years ago

Cost of Living in the Philippines in 2020

Also the US Secret Service. They tend to frown on such activities, heavily. North Korean subversion? Read More

bizwizard
bizwizard replied to a thread
5 years ago

Cost of Living in the Philippines in 2020

Maybe the triple posting has been removed already.... Read More

bizwizard
bizwizard replied to a thread
5 years ago

Cost of Living in the Philippines in 2020

I tried to report a criminal selling counterfeit money (above) and got a message "you can't report this user." WTF? Does this site condone criminal activity? Read More

bizwizard
bizwizard replied to a thread
5 years ago
Jackson4

What's a viable small business for expats to stay busy? by Jackson4

For a near future retiree, it might be good to have something to stay busy with and to have some purpose. I plan to be in the country side. Raising chickens or pigs? Vegetable farming? Mom & Pop Restaurant? What the current expats do and how do ...

bizwizard

From what I understand, although you are physically present in the Philippines with your keyboard, the client is not in the PI and the work is not being used in the PI, nor is any money flowing through the PI (although I guess you could have it ... Read More

bizwizard
bizwizard replied to a thread
5 years ago
Jackson4

What's a viable small business for expats to stay busy? by Jackson4

For a near future retiree, it might be good to have something to stay busy with and to have some purpose. I plan to be in the country side. Raising chickens or pigs? Vegetable farming? Mom & Pop Restaurant? What the current expats do and how do ...

bizwizard

I retired here almost two years ago, and have been learning extra money, keeping my brain active, and having fun sharing my knowledge and expertise on-line. All I need is a decent internet connection (which may reduce my options when I'm ready ... Read More

bizwizard
bizwizard replied to a thread
5 years ago
Gordon H

Philippines vehicle licence by Gordon H

I renewed my phil vehicle licence in Aug2016, i have lost the plastic, so.. Question...how many years are these licences good for before they expire Question...if the expiry date has passed is it still easy to renew. When I renewed I was told that ...

bizwizard

Somehow this thread veered in another direction.... There is another thread about renting in Samar/Leyte. On topic: I live in Angeles, Pampanga. I bought my car a year and a half ago; it had been registered new in July 2017. I was told that it had ... Read More

bizwizard
bizwizard replied to a thread
5 years ago
Priscilla

The best apps for expats in the Philippines by Priscilla

Hello, We invite you to share information regarding some of the apps that have helped to facilitate your move abroad in the Philippines. This will help expats-to-be who are making the move as well. Which apps did you use while preparing your ...

bizwizard

Reply to ktab27 30 January 2018 09:09:47--- ExxpressVPN would not let me access Amazon-Prime movies. I've switched to Shark VPN, which won't let me access my B of A account and some other websites. Next up: NordVPN. Read More

bizwizard
bizwizard replied to a thread
5 years ago
Cherryann01

Paluwagan Investment Scheme by Cherryann01

Can anybody please explain to me how Paluwagan works. My Filipino girlfriend is in a group who set up an account and for the life of me I can not understand it. She says that each member contributes an agreed amount each month and that money will be ...

bizwizard

That is an excellent policy. I never lend money I need to have repaid. So why am I lending all my girlfriends money? :) Read More

bizwizard
bizwizard replied to a thread
5 years ago
Cherryann01

Paluwagan Investment Scheme by Cherryann01

Can anybody please explain to me how Paluwagan works. My Filipino girlfriend is in a group who set up an account and for the life of me I can not understand it. She says that each member contributes an agreed amount each month and that money will be ...

bizwizard

My ex in Davao invested 5K in something maybe like that, probably different. The money from a number of people was pooled and somebody was to invest it and make huge profits to be distributed--I forget how much exactly but I think it was 3-5x. Of ... Read More

bizwizard
bizwizard replied to a thread
5 years ago
bizwizard

A semi-related question (bearing on the benefits of SRRV vs extending tourist visas): If I extend my tourist visa for two months, and after a few days go to Bali for a week, is my tourist visa (which still has 6 weeks remaining) still good, or do I ... Read More

bizwizard
bizwizard replied to a thread
5 years ago
Nobalut4me

Retire to the Philippines?????????? by Nobalut4me

We are a white male and Filipina that have been married for 30 years and have lived in the US nearly all of that time. We are nearing retirement and are SERIOUSLY considering retiring to the Philippines. Iloilo City (her home town), General Luna and ...

bizwizard

Hi Nobalut4me, I can understand Iloilo and Dumaguete and your possibilities (I'm still considering Dumaguete as a long-term location), but what makes General Luna attractive to you? It's kind of out-of-the way.... Read More

bizwizard
bizwizard replied to a thread
6 years ago
Lat61

Foreign husband deportation law by Lat61

If your married in the Philippines you can't get divorced. But if your wife gets tired of you she can call BI and have you deported.

bizwizard

Yes, paying off officials to facilitate husband deportation is a necessary feature of Asian societies, where the husband deportation officials and all the others are paid very low wages. They can make a decent living with that supplement--they kind ... Read More

bizwizard
bizwizard replied to a thread
6 years ago
Lat61

Foreign husband deportation law by Lat61

If your married in the Philippines you can't get divorced. But if your wife gets tired of you she can call BI and have you deported.

bizwizard

At least here we have honest corruption, where you get value for your money. Not like the US where the government takes your money and distributes it to their friends. Read More

bizwizard
bizwizard replied to a thread
6 years ago
Dunstan Kristi

Looking forward to be a business partner. by Dunstan Kristi

Hello everyone, I am looking forward to be a partner for some on going business, in bagiuo Philippines.

bizwizard

So many responses to an obvious troll, some serious (?)... Plus a chance to have a little fun. The real opportunity selling bridges is in dentistry Read More

bizwizard
bizwizard replied to a thread
6 years ago
Makojc08

How to start small callcenter business in the philippines by Makojc08

Hi everyone! Me and my husband are planning to start to start a small callcenter business in our province but unfortunately we donโ€™t know how to start. Can anyone help me how to start that business?thank you and Godbless!

bizwizard

HI Makojc, Munchie gives good advice. It's a really bad idea to start a business with which you have no experience and about which you know very little if anything. You will probably spend a great deal of money (likely much more than you ... Read More

bizwizard
bizwizard replied to a thread
6 years ago
Loรฏc

Medication in the Philippines by Loรฏc

Good morning everyone, Whether it's a simple cold or a chronic illness, medication and medicine use vary from country to country and culture to culture. When you are used to certain brands or types of drugs, being in a country like the ...

bizwizard

I'm beginning to think that some of my ED meds from India are not up to strength. Or maybe I'm just getting old :( Read More

bizwizard
bizwizard replied to a thread
6 years ago
Xse

Scam in Dating sites by Xse

Hello, I would like to know why there is so much scam or cheating on dating sites, because there are many Filipino women (and other Asian countries on a smaller scale) willing to move or at least meet foreigners and we are many foreigners willing to ...

bizwizard

Here's an update to my May 21 post: My girlfriend turned out to be a scammer. I had met her years before, we had a wonderful trip to Palawan, saw her a few times during the intervening years on my annual trips here. We spent January of last ... Read More

bizwizard
bizwizard replied to a thread
6 years ago
Loรฏc

Medication in the Philippines by Loรฏc

Good morning everyone, Whether it's a simple cold or a chronic illness, medication and medicine use vary from country to country and culture to culture. When you are used to certain brands or types of drugs, being in a country like the ...

bizwizard

My experience with the Indian pharmacy has been good. The Cipro I got from the hole-in-the-wall pharmacy cured my chest infection; I would have had to go to a doctor to get a prescription and then pay more at Watson or Mercury (which I had done ... Read More