Living in Manila: the ultimate expat guide

Manila is the economic center of the Philippines, home to key business districts like Makati, Bonifacio Global City (BGC), and Ortigas. The city has become a global hub for business process outsourcing, with companies like Accenture, IBM, and Concentrix operating large facilities.

Manila's housing market offers everything from high-rise condominiums in business districts to spacious houses in gated communities. Most expats gravitate toward areas known for resort-style facilities, enhanced security, and proximity to international schools and workplaces.

The cost of living in Manila is generally more affordable than other Asian capitals, though costs in expat areas like Makati and BGC run higher than the Philippine average.

Monthly expenses for a single person

Data correct as of December 2025.

Monthly expenses for a family of four

Data correct as of December 2025.

Sources: Numbeo, Foyer Global Health

Manila hosts some of the Philippines' most prestigious universities, attracting both local and international students. Tuition fees are generally lower than in Western countries, though top private universities can be expensive by local standards. The academic year typically runs from June to March, with admissions opening several months in advance. Many institutions offer programs taught in English.

Top universities in Manila

There are many great colleges and universities in Manila, including the University of the Philippines Diliman (UP Diliman), located just outside central Manila in Quezon City. It offers undergraduate and graduate programs across sciences, humanities, and engineering. Ateneo de Manila University in Quezon City is a prestigious private Jesuit institution known for law, business, and liberal arts programs. De La Salle University in Malate specializes in business, engineering, and sciences, charging similar rates to Ateneo.

Admission requirements

Most universities require prospective students to sit an entrance examination and provide high school transcripts. Some international students will need to demonstrate English proficiency by submitting test scores (TOEFL or IELTS). Application deadlines typically fall between November and February for the June intake. Student visas are processed through the Bureau of Immigration once admission is confirmed. Processing can take several weeks, so early application is essential.

Sources: UP Diliman, Ateneo de Manila, De La Salle University

Most international schools in Manilla follow the British, American, or International Baccalaureate systems, with instruction in English. The school year typically runs from August to June. Enrollment can be competitive at top institutions, so parents should apply several months ahead, particularly for mid-year transfers. School fees are a significant expense, though they remain lower than comparable schools in Singapore or Hong Kong.

International school options

Among the top international schools in Manila are British School Manila (BSM) in Bonifacio Global City (BGC), which follows the English National Curriculum and offers programs through to the International Baccalaureate (IB) Diploma. Also in BGC is International School Manila (ISM), one of the oldest international schools in Asia, which provides an American-based curriculum alongside IB options. Located just south of the city in Biñan, Laguna, Brent International School Manila follows an American curriculum culminating in the globally recognized IB program. International school fees in Manila for these top-tier institutions generally range from ₱600,000 to over ₱1,500,000 per year, depending on the student's age and grade level.

Enrollment process

Most schools require applicants to submit previous academic records, immunization certificates, and passport copies, in addition to sitting a mandatory assessment test. Application fees typically range from ₱5,000 to ₱15,000. Some schools also charge development fees or require bonds.

Sources: British School Manila, Brent International School, International School Manila

Life in Manila moves at a fast pace, although traffic congestion ranks among the city's biggest challenges. Most expats rely on a combination of private cars, ride-hailing apps, and occasional public transport. The tropical climate means temperatures hover around 27–32°C (80–90°F) year-round, with a rainy season from June to November.

From historical Intramuros and the National Museum complex to modern shopping malls and vibrant nightlife, you’ll never be bored when looking for things to see and do in Manila.

Manila is an appealing Southeast Asian destination for many reasons. Professionals and families find it ideal because of its English-speaking population, strong economy, and lower living costs compared to its regional neighbors. While traffic and urban density present challenges, the warmth of Filipino hospitality and the ease of settling in help newcomers adapt quickly. From historical Intramuros to modern BGC, Manila offers diverse neighborhoods to suit different lifestyles. For more information and to connect with others who have made the city their home, join the conversation on Expat.com's Manila forum.