Moving to australia ! Should I ?

rawan salloum wrote:

heyy guys ! i am rawan, i am 20 years old from Jordan, i have a degree in management information system and i am thinking of moving to Australia and work there from scratch ! soo please anyone who lives there or worked there can help me with this !
so here are my Questions :
Q1 what is the best and safest place to live there for a single girl like me ?
Q2 for how long i will find a job if i moved there ? and is there companies that i can communicate or deal with before i go there and Not Risk it ?
Q3 Is food , Clothes , .... very Expensive ?


Please help me with those Questions and if you have anything i need to know about please inform me as soon as possible

Most places are pretty safe here.  There is crime, things happen, and most of it appears in the newspapers.

Finding a job  - That can be hard.  If your English is good it is easier, but many people will be looking for a few months.  It does depend on your exact skills though, and how many local people are looking for work in that field.

Food and Clothing..  Expensive. - Relative to what ?  If you earn well then, No.  But if your income is low, then things will seem higher.  You need to shop around in Australia for the better prices.

I know people who can live OK on $400 per week, and others who say it is hard on $1,500 per week.

We all have our different levels of need...

ABCDiamond wrote:

...
I know people who can live OK on $400 per week, and others who say it is hard on $1,500 per week.
We all have our different levels of need...

$400? - yes, when you have free accommodation or don't mind living in a squeezy dump of a property/appartment

2Curlews wrote:

Just came across this today - think twice before coming to OZ

Australia is equal to 130% of GDP

You link points to this headline: "The Australian reports household debt in Australia is equal to 130 per cent of GDP"

household debt -  includes mortgages, credit cards, overdrafts and personal loans

Countries where people rent, rather than buy, have lower household debt, but also lower personal; assets, ie: property ownership.

Figures from this report were quoted as:
Australia 130 per cent of GDP
Denmark 129 per cent
Switzerland 120 per cent
Netherlands 115 per cent

Also.... Australia includes lending to small businesses, which takes in the self-employed, in its measurement of household debt.  Therefore the more business that are borrowing to expand will push up the debt figure

http://www.smh.com.au/business/the-econ … lzyz4.html

Another piece of information states: The most endebted countries are more developed economically, with strong consumer-based economies and higher levels of GDP per capita.

IMF figures:
Australia    45,138 GDP per capita (PPP)
Australia    64,578 GDP per capita (Nominal)

Germany has a very low HD to GDP, but own less homes.
67% of Australians own their own home.
53% of Germans own their own home.
But also check out average houses sizes and types..

Bottom line: To avoid household debt:
do NOT buy a house, rent one instead.
do NOT borrow to start a business, be an employee

Or:  Live within means, and don't care about statistics

2Curlews wrote:

Household debts more than 100% of GDP can never be paid off hence continues accumulating (debt) interest our current/younger generations shall keep "paying off" for the rest of their LIFE and no way it's getting cheaper ever again.

Australian GDP is $64,578 per capita

At 130%  this means the Household debts (Mortgages, student Loans, credit cards, car loans etc) are about $84,000 per capita.  About $62,000 of that is the Mortgage, which is normally paid off over 25-30 year terms.

This leaves $22,000 as personal debt

You say this can NEVER be paid off?

Many of these will be car loans with fixed terms for payment.

A certain amount will be normal credit card debt, where many people pay off in full each month anyway.

It actually is not as bad as it may sound at first.
My comparison to other countries is to show that we are not that much different to other developed countries.

It would be dumb to say we should stop buying houses just to bring down a 'statistic for household debt'. but if we did stop borrowing to buy houses then this debt ratio would be more like 50% rather than 130%.

You mention 'foreign aid and military', but that is not Household debt.  Household Debt is personal debt, not government debt. 
Governments cannot control what we as consumers spend, or borrow to spend.

Your comments are more appropriate for Government debt, and a few examples are shown here to compare to Australia:  (Australia appears to have a low Gross government debt)

2013 Gross government debt as % of GDP (with rank number)

1    226%    Japan
4    133%    Italy
6    128%    Portugal
7    124%    Ireland
20     91%    United Kingdom
36     72%    United States
98     38%    New Zealand
110     34%    Switzerland
112     33%    Australia

2Curlews wrote:

Oh yeah, house sharing - sad to see how far this country has come concerning cost sharing, no?

Australia in great shape?

Other than that we're dragging off topic ..

The topic "Moving to australia ! Should I ?" is well addressed by this.

Many new arrivals, the singles, will consider sharing.  It is very common, and the main real estate sites have sections for sharers aswell as buying and renting.

When I said from $400 pw, that didn't mean all of Australia is like that, but a single can do it. Although $4,000 pw would be much nicer. 
It isn't sad for singles to want to share and keep costs down.    It is common in many places.

Your comment was: "think twice before coming to OZ".
For many people Australia will be a great place to come to. For others; not so, depending on where they come from, and what life they are used to.  The person asking the question is from Jordan.  Should they stay there in preference to Australia ?

The question may be; if not Australia, where ?

The US has national Debt at 104.36% of GDP - Debt per Citizen $56,723
The UK has national Debt at 86.62% of GDP - Debt per Citizen £25,731
Germany has national Debt at 54.45 % of GDP - Debt per Citizen 21,527€
Australia has national Debt at 25.37% of GDP - Debt per Citizen A$22,589
Switzerland has national Debt at 20.54% of GDP - Debt per Citizen CHF16,015

Switzerland sounds good from that viewpoint, but beaches and all year sunshine ?  hmm
Whats is your view of Switzerland as an option ?

Regarding your link: "Australia could 'go broke' if the budget is not repaired within five years,"

This is in regard to the budget and comments such as:
"Australia could "go broke" if the budget is not repaired within five years, Federal Agriculture Minister Barnaby Joyce has warned."
"He urged the crossbenchers, including Palmer United Party leader Clive Palmer, to take the nation's finances "seriously" and not treat the Parliament as a "play thing"."
Prime Minister Tony Abbott said: "It's by no means unusual for some elements of a budget to still be before the Senate six months, 12 months or even 18 months later,"

This is all normal political talk, with opposition opposing everything and YES, it would be best if Politicians always did the right thing, instead of what is best for them!

The current government wants to get things back to normal, and is trying, but it needs ALL parties to pull together, no matter who is in government.

Under the Liberal government (pre GFC) the budget was in surplus every year, but one, from at least 1999 to 2008.
the GFC affected all countries including Australia, and it is taking time to recover.