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Class C insurance

Samantha35
#1
Hi everyone

My job offer stated a class c insurance? Would it have sufficient cover? I seldom get sick but I need to know whether there is enough hospital cover incase I ever need it. What exactly is class c insurance? I think the company providing the insurance is medgulf or gulf insurance...not sure though
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Ali_N
#2
Don't worry much about the classes. The only main difference is that you won't have access to the biggest and posh hospitals in the Kingdom....Rest most of the terms are the same barring shared room/ single room facility for in-patients

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HRGuru
#3
The class depends on your companies insurance policy and what inclusions and exclusions they have. Just b'z it says class C does not mean that it should not have certain benefits, it would depend on how your company has chosen the policy. To understand this better, you can check what other policy categories your employer have. For eg: if they have VIP, A, B & C then you know that C is the one with least benefits - shared room, smaller limit or cap or annual benefit , absence of dental / optical etc. It all depends on what policy your company has chosen.
mrthoth
#4
Your a foreigner, I'd say don't accept class C, it's basically the minimum they need to provide to get an iqama issued. You'll end up having to pay from your own pocket.
1 member reacted to this post
A
#5

what is A class insurance and how much different class costs to company

Yoginee
#6

Hello afzal782002


Welcome to expat.com!


You have posted on a discussion that's been inactive since 2016. I hope that some members will help you soon.


In case you don't find any answers, do not hesitate to start your own discussion on the Saudi Arabia forum.


Cheers,


Yoginee

Expat.com team

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XTang
#7

Your question is very generic. 


However, simply put, health insurance in Saudi is categorized in classes i.e. VIP, A, B and so on.  This categorization means that the higher classes have a better benefit structure and network.  The cost is obviously higher for A vs. say C.  And the cost is different between each company depending on their provider, number of employees etc.

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