Menu
Expat.com
Search
Magazine
Search

Health Insurance

evilsmitty

Any tips for a self-employed individual that may be moving to the PH.  I'm only 48 years old and I pay for a policy in the USA.  Are there policies in the Philippines or should I just get catastrophic coverage and pay cash for all other medical visits?

See also

The health system in the PhilippinesAccidents and emergencies in the PhilippinesPregnancy in the PhilippinesDentists in the PhilippinesClinics in the PhilippinesGreen Apple Dental Clinic - Mactan NewtownUS Cola announced for 2026
Tyrion Lannister

Like so many things in life the clear and obvious answer is "It depends"... ;)

Will you live in the Philippines exclusively or split time between the US / other countries and here?

Are you now or expecting to provide insurance for others.

Any pre-existing conditions that will require ongoing or specialist treatment.

General physical condition, diet, exercise regimen, yada yada yada...

After considering all those factors and any others that you know, I'd say check with Cigna Global Health to see if it fits your needs.  I am still on insurance from a previous employer until I turn 65 but I am also looking at Cigna to supplement and Phil Health too based on info from this forum.

Best of luck!

evilsmitty

Sounds like good advice!  Thanks for the input.

Expat health insurance
Protect your health and get easy access to treatment for expats in the Philippines.
Tyrion Lannister

evilsmitty wrote:

Sounds like good advice!  Thanks for the input.


Glad to help in any small way.  I talked with CIGNA last night and their plans scale based on what you need and your risk tolerance...

And no, I don't have any connection to CIGNA!