how a foreign health insurance company check our medical history?

Member since 10 January 2020

Happyexpat123Member10 January 2020 15:21:31

Hello for all

I am living in Philippines and My all previous medical history was in a foreign country, how would the insurer know what older claims for the medical situation at hand ?
if I don’t disclose my medical past Correctly , insurance company can obtain my medical reports from overseas ?

See also

The health system in the Philippines - Guide
Health insurance companies in the Philippines - Business
Health Insurance for a Senior - 1 Reply
Which is the Best Medical Insurance for retirees moving to Philippines - 30 Replies
SRRV and health -insurance - 2 Replies
Health insurance - 20 Replies
Health Insurance - 3 Replies

mugtech ViP

Member since 08 September 2012

mugtechViP10 January 2020 20:15:59

4722

What are you trying to hide?

Happyexpat123 Member

Member since 10 January 2020

Happyexpat123Member11 January 2020 00:40:25

I’m Just wondering

pnwcyclist Philippines Expert

Member since 27 June 2017

pnwcyclistPhilippines Expert11 January 2020 02:13:55

1489

I doubt they can easily verify as a routine check for coverage eligibility, however if you are caught falsifying information they will probably deny your coverage. And you can bet if there is a large claim or significant illness they will be investigating. They do have phones here.

GuestPoster204 Guest

GuestPoster204Guest11 January 2020 06:17:44

Happyexpat123 wrote:
I’m Just wondering

I do understand that the majority of health insurers don´t cover pre-existing conditions. Doctors´
consultation are not that expensive in the Philippines. Your main concern would be how to obtain the
medication with the high standard of quality control.

robal