BPR or Bank Perkreditan Rakyat are Local Banks in Indonesia. They are limited by law what they can do (e.g. they are not allowed to invest in money in the stock trade).
They give quite high interest on time deposits and as far as I understand those deposits are guaranteed by the government (LPS) for a max of 2.000.000.000 per person per bank. With a BPR in Bali I get 8.75% gross (which is 7% net) plus 1% cash back, so, in total 8% net.
I try to understand the risk I run by doing this.