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Jean Denise

Jean Denise

Contributor

Welsh expat in Portugal

Forum posts

196

About me

Welsh

Lives in Olhão, Faro

Speaks English

Registration: 06 October 2020

Jean Denise
Jean Denise replied to a thread
last year
syearwoo

S1 health form for UK persons retiring abroad by syearwoo

I have full health coverage as a full time permenant resident in Portugal but as I am now at retirement age the UK health care service wants to register me for a S1 which is for the UK to pay for my healthcare if I live in an EU country.I was told ...

Jean Denise

When my husband got his S1when he reached pension age all we did was take that with our residency papers at the time to our local social security office and they accepted it.not sure why you are having so much trouble. Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
nimrod_1976

Any recommendations for 2nd year Medical Insurance cover ? by nimrod_1976

Hi am wondering if anyone can point me in the direction of a good company to get private medical insurance for my 2nd year here in Portugal as a Digital Nomad, I am still awaiting my card from Nov 23 and have not registered for a SNSS number.

Jean Denise

We use MGEN no complaints yes they are not the cheapest but is cheap always the best Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
syearwoo

S1 health form for UK persons retiring abroad by syearwoo

I have full health coverage as a full time permenant resident in Portugal but as I am now at retirement age the UK health care service wants to register me for a S1 which is for the UK to pay for my healthcare if I live in an EU country.I was told ...

Jean Denise

Hi my husband has the S1 form and yes it does help when you use the NHS Portugal as the UK pay for the treatment that you need which is only fair, we have full health care here also.as JohnnyPT said go to the gov.uk website and read all the benefits ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
neale_p

Certificate of authenticity of the driving licence - UK by neale_p

Hi All,I am going to exchange my UK driving licence for a PT one as I am approaching the 2 year residency mark. I see from the IMT website that I need to provide a 'Certificate of authenticity of the driving licence'. I have gone to the DVLA site ...

Jean Denise

Thanks for the info James will sort next week, is it compulsory to have a medical exam, our driving licences are registered at the IMT we did that when we first moved here but now feel its time to exchange them Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
neale_p

Certificate of authenticity of the driving licence - UK by neale_p

Hi All,I am going to exchange my UK driving licence for a PT one as I am approaching the 2 year residency mark. I see from the IMT website that I need to provide a 'Certificate of authenticity of the driving licence'. I have gone to the DVLA site ...

Jean Denise

Hi James in Portugalcan i ask do you have the email address for the IMT to submit all the documents electronically, I assume they are all PDF scanned & sent as 1 document, thanksJean Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Cheryl

Cost of living in Portugal in 2024 by Cheryl

Hello everyone, As every year, we invite you to share your experience regarding the cost of living in Portugal, and if possible, in the specific region or city where you live. This will help members who are planning to relocate in ...

Jean Denise

For 2 peoplegroceries 250-300€tv phones internet 70€health insurance 200€public transport when we use which is almost every month to go up to lisbon 8€ per person one way (Flixbus) brilliantwater 15€gas is bottle so we buy ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
bloggerblogger

Health Insurance in Portugal by bloggerblogger

Hey guys,I am in Portugal, having explored many health insurance companies, Medicare seems the cheapest but they are toooo slow at sending me the invoice to just pay for their 330 Euros per year (medium plan). So frustrating.Any reliable health ...

Jean Denise

We use MGEN never had a problem with them been with them for a few years now, we were with our bank but they never paid out no problems like that with MGEN Read More

Jean Denise
Jean Denise created a thread
2 years ago

Happy New year

Happy new year everyone hope you all have a very prosperous & healthy new yearjean Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
ctomac

Noisy neighbours? by ctomac

Hi everybody,I have a question on how to deal with noisy neighbours other than moving out. The neighbours upstairs have the habit of walking about their apartment (wooden floors) in something that sounds like high (and certainly hard) heels. They ...

Jean Denise

Its not just a portugal problem i lived in a high rise apartment block in the uk many years ago & the noise from bad neighbours was horrendous i lasted three years then moved out after buying my first home. now my husband & i live in the ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

Hi JohnnyPTportugal did very well for a novice tier 3 team against the worlds tier 1 teams they rose to the challenge very in their first rugby world cup & you can see the teams improvement with each game gaining the experience from the worlds ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

Why thank you SimCityATmy husband used to play rugby many years ago when he was in the army, my brother in law also played when he was in the RAF, I have watched & enjoyed rugby for many years, I even got to go & see a game magic, so from ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

We will be watching all three today, can’t not watch Wales 🏴󠁧󠁢󠁷󠁬󠁳󠁿 play given that we are welsh then the England game then the Ireland v Scotland game now that should be a very good game ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

My passport expires in 2024 they had no issue with mine, we also got married the month before took our marriage cert with us all they did was put married on the residency card Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

The date we had our SEF appointment Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

We got our resident cards 2 weeks after appointment via notice from CTT & after we paid online for them (15€ each) we didn't need anyone with us & we did ours in Faro, our cards run from October 2022 to October 2027 Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

Mosquito repellent by Jean Denise

Hi does anyone have a home made recipe for repelling mosquitoes, I have tried one off the internet its seems good at keeping snakes away but not mosquitoes, I don't want anything that will harm the garden.I have citronella candles & sprays also ...

Jean Denise

Lavender plants & oil might work where you are but not here we have lavender plants & lemongrass & another plant that are suppose to repel mosquitos have found none of them work we have citronela plants not effective the spray works but ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

Mosquito repellent by Jean Denise

Hi does anyone have a home made recipe for repelling mosquitoes, I have tried one off the internet its seems good at keeping snakes away but not mosquitoes, I don't want anything that will harm the garden.I have citronella candles & sprays also ...

Jean Denise

HI my husband uses Reumon Creme (Portuguese anti-inflammatory cream)or voltarol gel he rubs a bit on the bite & it seems to work for him Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
quickmessage

Changing driving licence by quickmessage

I'm having a terrible time trying to change my driving licence. I just get sent round in circles. Please can someone HELP ?

Jean Denise

If i am not mistaken there was an article in the portugal news saying that you no longer had to exchange your driving license, we only ever registered ours at the IMT in faro in 2018 & have never had a problem with the authorities when having to ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Jean Denise

Hi yes we are big rugby fans & yes we will be watching the wales v portugal game today Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Guest8795

Is Novo Banco in trouble? by Guest8795

Hello everyone. Few months ago, we have deposited some money with Novo Banco bank ''as non resident" preparing for our D7 visa. Unfortunately we're hearing that this bank got problems but we couldn't understand what's ...

Jean Denise

We also have a second bank account just for back up & savings should the card from our main account get stolen or frozen makes it easier to still get money out. Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Guest8795

Is Novo Banco in trouble? by Guest8795

Hello everyone. Few months ago, we have deposited some money with Novo Banco bank ''as non resident" preparing for our D7 visa. Unfortunately we're hearing that this bank got problems but we couldn't understand what's ...

Jean Denise

We are with novo banco have been since before we moved here never had any trouble with them & that’s about 6 & a half years now do t intend changing banks any time soon Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
chrisschubert21

MEO vs. NOS vs. Vodafone by chrisschubert21

Morning All,It is possible to have a MEO vs. NOS vs. Vodafone in English?My MEO contract go to the end and I would like to change, for better conditions.Regards.

Jean Denise

I had nos hated it as soon as the contact ended I went to Meo have never looked back I have them for tv, phone & internet not had any problems. With nos had loads of problems.as for Vodafone never used them here nor in the uk. Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
J N1

Out of pocket drug prices in Portugal & Doctor visit prices by J N1

I want to live in Portugal for a few months. I take about 4 different medications and I wanted to find out what the out of pocket cost would be? Obviously just trying to find out the average cost of medications. For example I take an anti ...

Jean Denise

Boutdechou39 & JohnnyPT are right if you want to come to Portugal you will have to have some grip on the language as it won’t do you any good going into pharmacies or doctors surgery’s & demanding everything in English it ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
J N1

Out of pocket drug prices in Portugal & Doctor visit prices by J N1

I want to live in Portugal for a few months. I take about 4 different medications and I wanted to find out what the out of pocket cost would be? Obviously just trying to find out the average cost of medications. For example I take an anti ...

Jean Denise

One of the medications that my husband is on is very expensive here €70 for one months supply he is on them forever that €70 is what we would have to pay if it was not for us being residents & having a utente number now the same ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Guestposter155

Retirement and permanent residency by Guestposter155

We are looking to retire next year and after going through all of the necessary requirements it states on one website that in order to get permanent residency after the five years we will have to pass a language test.We are in our late sixties ...

Jean Denise

We have the Portuguese subtitles on all the time that’s another way we have learnt some words, not seen that programme but will have a look at it.we also found that Lisboa Portuguese does not work down here in the Algarve & the opposite ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Guestposter155

Retirement and permanent residency by Guestposter155

We are looking to retire next year and after going through all of the necessary requirements it states on one website that in order to get permanent residency after the five years we will have to pass a language test.We are in our late sixties ...

Jean Denise

we learnt a lot more Portuguese by going where the locals go ie cafes, bars, restaurants & just at first. Saying bom dia, boa tarde they started coming back to us with the same & slowly we learnt more & more we are not word perfect or ... Read More

Jean Denise
Jean Denise replied to a thread
2 years ago
Guestposter155

Retirement and permanent residency by Guestposter155

We are looking to retire next year and after going through all of the necessary requirements it states on one website that in order to get permanent residency after the five years we will have to pass a language test.We are in our late sixties ...

Jean Denise

We thought about going the full hog & becoming Portuguese citizens but when we researched what was needed we decide not to bother as it not only involved language tests but it also involved going up to Lisboa for I think it was a weekend but ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
aherdeiro

Selling a RHD drive car with English number plate by aherdeiro

Please could I ask for a bit of help ..?I have recently moved to Portugal with my Audi q5 RHD British registration . Love the car but it is two small for our family of 6 . I am looking for a platform to sell the car other than Stand Virtual and OLX, ...

Jean Denise

For us in 2018 to matriculate our vehicle was huge we had a 2.5lt engine which is the worse to matriculate without import tax it was going to cost us 30,000€ we said no way so drove back to Santander ferry to uk left it with son eventually ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
aherdeiro

Selling a RHD drive car with English number plate by aherdeiro

Please could I ask for a bit of help ..?I have recently moved to Portugal with my Audi q5 RHD British registration . Love the car but it is two small for our family of 6 . I am looking for a platform to sell the car other than Stand Virtual and OLX, ...

Jean Denise

We had the same problems with our English plate vehicle when we first came over here as we wanted to matriculate it over here but when we looked into it all the prices was ridiculous so in the end we took the vehicle back to the uk and sold it over ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Guestposter155

Retirement and permanent residency by Guestposter155

We are looking to retire next year and after going through all of the necessary requirements it states on one website that in order to get permanent residency after the five years we will have to pass a language test.We are in our late sixties ...

Jean Denise

We have MGEN & have no complaints I am 60 next year my husband is 69 next year they do not have a problem with age & they insure you until you either cancel or die it has been a godsend for us as my husband has had a few problems & they ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Guestposter155

Retirement and permanent residency by Guestposter155

We are looking to retire next year and after going through all of the necessary requirements it states on one website that in order to get permanent residency after the five years we will have to pass a language test.We are in our late sixties ...

Jean Denise

Hi sallythomasjust wondering is it part of your D7 visa that you have to do the permanent residency after 5yrs, if not why not do what we do & that is every 5yrs we renew our residency at the SEF.advice you get your S1 forms sorted before you ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Jean Denise

Disinfestation - Cockroaches by Jean Denise

Good morning everyoneI have been looking after a friends casa in the eastern algarve area and recently while they were over they noticed a few cockroaches in the casa and have asked us if we could find someone in the area that is licences to deal ...

Jean Denise

Hi JohnnyPTthank you I will proceed with the information that you kindly providedJean Read More

Jean Denise
Jean Denise created a thread
3 years ago

Disinfestation - Cockroaches

Good morning everyoneI have been looking after a friends casa in the eastern algarve area and recently while they were over they noticed a few cockroaches in the casa and have asked us if we could find someone in the area that is licences to deal ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Ron Paulsrud

How do I transfer funds from US accounts to use in Portugal by Ron Paulsrud

We are looking at traveling and possibly moving to Portugal for retirement. I am not yet eligible for Social Security, so how can I transfer funds from my US Bank and/or Retirement funds to Portugal? This would be on a monthly or every couple of ...

Jean Denise

We are retired and use wise to transfer our pensions from the uk to Portugal it’s done instantly with no hassle.check them out it may be the right choice for you who knows. Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
rjt2103

change of name by rjt2103

hello everyoneWe have applied for our D7 visas and should be receiving them in the next few weeks (hopefully).Between the receipt of the visa and prior to the SEF interview we plan to get married in South Africa.My wife to be wishes to change her ...

Jean Denise

Your welcome Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
rjt2103

change of name by rjt2103

hello everyoneWe have applied for our D7 visas and should be receiving them in the next few weeks (hopefully).Between the receipt of the visa and prior to the SEF interview we plan to get married in South Africa.My wife to be wishes to change her ...

Jean Denise

In Portugal no I have not changed my surname, in the uk I have double barrelled my name if your wife to be double barrel’s her surname then she gets to have your surname up to her if she uses it but saves a multitude of official contacts to ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
rjt2103

change of name by rjt2103

hello everyoneWe have applied for our D7 visas and should be receiving them in the next few weeks (hopefully).Between the receipt of the visa and prior to the SEF interview we plan to get married in South Africa.My wife to be wishes to change her ...

Jean Denise

We got married just before our SEF appointment when we went to the appointment we told them that we had got married they weren’t bothered because over here they don’t use surnames so over here I’m still known as me with no surname ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Andrew Rockwell

can I bring plant seeds into Portugal? by Andrew Rockwell

I'm planning a trip to the US in July and I would like to bring back plants seeds for my balcony spice garden that I would like to start.Is this a problem, if it is spelled somewhere please point me to it.Specifically seeds for Thai basil, asian ...

Jean Denise

Try the Chinese supermarkets they should have what you are looking for, you can get basil plants & eggplant plants not sure about Asian eggplant but we are growing eggplants in the algarve & they are growing we go to the Sunday markets to ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
ctomac

Accountant for IRS by ctomac

We are doing our Portuguese taxes for the first time and we want to hire an accountant. We found an accounting firm who told us they can do our declarations and that all we have to do is to send them the documents proving our incomes and to provide ...

Jean Denise

We have only met our account once & that was before covid now we send everything to her by email & she acknowledges receiving the paperwork then we get an email saying done then we get an email from the IRS saying they have received ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
ctomac

Accountant for IRS by ctomac

We are doing our Portuguese taxes for the first time and we want to hire an accountant. We found an accounting firm who told us they can do our declarations and that all we have to do is to send them the documents proving our incomes and to provide ...

Jean Denise

We have been doing everything that you have said for the last 3 yrs & have not had any problems at all they are all bound by confidentiality privacy laws Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Jean Denise

Mosquito repellent by Jean Denise

Hi does anyone have a home made recipe for repelling mosquitoes, I have tried one off the internet its seems good at keeping snakes away but not mosquitoes, I don't want anything that will harm the garden.I have citronella candles & sprays also ...

Jean Denise

Hi nz7521137yes maybe fumigation is the answer, we personally don't have open water lying around we irrigate our garden in the early hours so when we get up it has already soaked in to the ground but neighbours do have water as they have dogs & ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Jean Denise

Mosquito repellent by Jean Denise

Hi does anyone have a home made recipe for repelling mosquitoes, I have tried one off the internet its seems good at keeping snakes away but not mosquitoes, I don't want anything that will harm the garden.I have citronella candles & sprays also ...

Jean Denise

Hi slugurmamatesit is to spray around the garden we have deet we got a recipe off the internet but as I said it seems to keep the snakes away more than the mosquitoes it consists of cheap stale beer, blue mouthwash & Epsom salts good at keeping ... Read More

Jean Denise
Jean Denise created a thread
3 years ago

Mosquito repellent

Hi does anyone have a home made recipe for repelling mosquitoes, I have tried one off the internet its seems good at keeping snakes away but not mosquitoes, I don't want anything that will harm the garden.I have citronella candles & sprays also ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
CBW123

Private Health Care by CBW123

Does anyone have experience with MGEN private health insurance in Portugal? Thank you.

Jean Denise

Hi yes we have been using MGEN for about 3 years now have not had any problems with them & they don’t have an age limitation cover like most of the others they cover you until you either die or cancel Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Paying car tax by gra2513

I have been to the IUC site on P das F and seen my car listed and the tax owing in May this year but nowhere can I find how to pay it. No payment details for MultiBanco are available or indeed to pay it on the site. Maybe these will appear in May ...

Jean Denise

I have just done mine as due next month wait until April then go back on to the site & the payment details will be there Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Obtaining a Portuguese driving licence after becoming a resident by gra2513

I became a resident in Portugal on 4th November 2022. How long do I have to change my UK licence to a Portuguese licence?The Govt website says 2 year but the IMT website says 90 days.Which is it if you know for sure please.

Jean Denise

Forgot to say as well we did ours in Faro the queues where round the corner we got there around 08.00 & left at 17.00 but the appointment was only 15 mins long so be prepared for a long day.Jean Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Obtaining a Portuguese driving licence after becoming a resident by gra2513

I became a resident in Portugal on 4th November 2022. How long do I have to change my UK licence to a Portuguese licence?The Govt website says 2 year but the IMT website says 90 days.Which is it if you know for sure please.

Jean Denise

We had to provide loads of paperwork, word of advice photocopy everything we did ours in 2018 & the staff were totally not friendly nor helpful if you didn’t have your paperwork in order then they didn’t want to know, so if you think ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Obtaining a Portuguese driving licence after becoming a resident by gra2513

I became a resident in Portugal on 4th November 2022. How long do I have to change my UK licence to a Portuguese licence?The Govt website says 2 year but the IMT website says 90 days.Which is it if you know for sure please.

Jean Denise

Hi we read that as well in the Portugal news & also when we went to the IMT we were told then that it was not necessary to exchange our driving licence so long as we registered them which we did & was told carry on until licences expires or ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Mickael

Your year 2022 by Mickael

Hello everyone, Every year, our lives are punctuated by events, twists and turns and all sorts of unexpected things. Local and international news has inevitably had an impact on your life and your projects in Portugal in one way or another. ...

Jean Denise

My highlight for 2022 is my wedding day it was magical we had as close to a Portuguese wedding as we could get, our neighbours are Portuguese & friends & they organised everything for us all we had to do was turn up.on a scale of 1-10 I ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Getting into the Portuguese Health system by gra2513

I am 70 and retired living on a foreign pension.I have all the required documents to apply to join the Portuguese health system except a Social Security number which I believe you only get if you are working in Portugal.Is that correct?So Passport, ...

Jean Denise

Hi gra2513the advantages of having a social security number & the S1 form for state pension age (66) UK citizens living abroad is if you had to have an operation then the bill goes to the UK NHS & they pay the bill the Portuguese don’t ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
whgwhg001

Can I join the (public) Portuguese Health Care system? by whgwhg001

I will be moving to Portugal in Q3 2023 to retire. I will be unable to supply an S1 form as I move to Portugal from outside the EU (Swiss passport). Can I join the (public) Portuguese Health Care system or only if I work?

Jean Denise

Hi whgwhg001as far as I am aware but I could be wrong the S1 form is only for UK citizens who have reached state pension age (66).you don't say if you were born in the UK if not then I don’t think you can apply for the S1 form.jean Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
gra2513

Getting into the Portuguese Health system by gra2513

I am 70 and retired living on a foreign pension.I have all the required documents to apply to join the Portuguese health system except a Social Security number which I believe you only get if you are working in Portugal.Is that correct?So Passport, ...

Jean Denise

In regards to the social security number given that you are retired you are entitled to social security but you apply for it through a form called S1 you have to go to the social security in your area tell them that you need the forms to apply for a ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Estelle Beauland

Informations for an article - Portugal by Estelle Beauland

Hello, I am looking for some information for an article about death abroad. How do the administrative issues work, the repatriation, and also the traditions and customs of the host country. I am waiting for your answers! Thank you :)

Jean Denise

Hi we have a funeral package with Avalon if you get in touch with them they will be able to answer all your questionsJean Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

We took our fiscal papers, our original residency papers, passport & a variety of other papers that we have in a folder including private health insurance but they only wanted to see our passports & Brexit paper. I would say take whatever ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

Hi my husband & I went for our SEF interviews this week I was done & dusted inside 20 minutes & my husband the next day done & dusted in less that 10 mins.staff very nice & very helpful & also spoke English.we made our ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
Hannahmazing

Personal bank recommendations (from own experience)? by Hannahmazing

There's an extremely helpful post here about opening a Portuguese bank for non residents, here: https://www.expat.com/forum/viewtopic.php?id=933658 But I'm wondering if anybody here has any positive reviews to share or personal recommendations for ...

Jean Denise

Hi why don’t you try crédito agrícola it’s a bank owned by the people not the state you have to pay a small fee once a year, I am with them have had no problems Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
michaeleb

SEF APPOINTMENT by michaeleb

I have a question regarding the SEF appointment. If the appointment is for the purpose of confirming financial record documents, health insurance documents, proof of income documents, NIF registration, and residency location documents, what is the ...

Jean Denise

I agree with JohnnyPT whoever told you that info are wrong also why pay for a legal rep to just sit there & do nothing.Jean  Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
John Richardson

Health Insurance by John Richardson

HelloI've been living in Portugal for three months. When I had my SEF interview one of the criteria I had to obtain health Insurance. I did this through IMG which cost 2000.00 dollars. I now have my first SEF interview and have been told I have to ...

Jean Denise

Hi AndrewI’m not sure about that your best bet is to ring them & ask, if I was to guess I would say that you prob have to pay first then get reimbursed also MGEN give you a list of hospitals, clinics etc that they have their insurance ... Read More

Jean Denise
Jean Denise replied to a thread
3 years ago
John Richardson

Health Insurance by John Richardson

HelloI've been living in Portugal for three months. When I had my SEF interview one of the criteria I had to obtain health Insurance. I did this through IMG which cost 2000.00 dollars. I now have my first SEF interview and have been told I have to ...

Jean Denise

Hi John I agree with JohnnyPT We are with mgen & yes there is no age limit & they cover you until either you cancel or you depart the earth, this is our second year with them & we are happy with them, I’d def give them a ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Cristian Toma

No SEF appointments available by Cristian Toma

Hi everybody, I am a Romanian/Canadian citizen in Portugal, already got my Certificado de Registo, the rest of my family Canadian citizens (wife + 2 daughters). We have a rental contract, all of us have NIFs with Portuguese address, the girls are ...

Jean Denise

We went to the SEF in Faro because of another matter but while we were there the lady we spoke to told us that because we did our Brexit paperwork which is the SEF residency (it’s the paperwork you had to do to cover your right before Brexit) ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Covid19 Vaccination Digital Certificate by JohnnyPT

[color=#c85f2c][large][b] Covid19 Vaccination Digital Certificate for those who were vaccinated in Portugal [/b][/large][/color] It is possible to obtain three types of Covid19 Digital Certificate (EU Green Certificate): - Vaccination ...

Jean Denise

I flew into the uk from Portugal yesterday & they didn’t want to see any covid certs also a friend of ours flew to Portugal on Friday the 6th May they didn’t want to see his certs either also you don’t have to wear a mask in ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Cristian Toma

No SEF appointments available by Cristian Toma

Hi everybody, I am a Romanian/Canadian citizen in Portugal, already got my Certificado de Registo, the rest of my family Canadian citizens (wife + 2 daughters). We have a rental contract, all of us have NIFs with Portuguese address, the girls are ...

Jean Denise

Hi Cristian Much appreciate the info we have been here since 2018 we have our first 5 year residency with SEF in March next year also we are getting married in September this year over here just hope our birth certs are still valid come March ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Rubetues

Local/Resident willing to be tax representative? by Rubetues

Hi All, I’m a UK Portuguese citizen who acquired my citizenship through my father who was born in a former colony. I have only ever worked in the U.K. as a medical professional. After Brexit in order to keep my citizenship the tax office ...

Jean Denise

We have an accountant that does our finances for us every year all we do is submit our papers they do the rest & then we get a tax bill we pay tax bill job done. This is our 3rd year of using our accountant & we have never had a problem with ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
mkhimani76

Drug Prices by mkhimani76

I trying to move to Lisbon by end of year and was wondering prices on my prescription in USA i buy mostly generic . which cost $10.00 for 90 pill like metformin and glimepiride does any knows how they cost in Lisbon

Jean Denise

Hi don’t know about the meds that you are on but my fiancé is on a daily prescription that is priced at just under 70€ for 1 months supply but because we have our utente numbers (national health numbers) when we go to the chemist ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
AuMargaret

Unfair Taxes in Portugal by AuMargaret

Hello to all on Expat.Com Why doesn't anybody complain here in Portugal? It seems that everyone just takes what is dished up by the Government without making comments or asking questions. For example, only the very large cities in Portugal ...

Jean Denise

Happy 2022 everyone What a way to start a new year I have never understood people who move to a different country & then moan about it surely they must have done their research first. We live in the algarve on pensions & compared to UK ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Access to the National Health System and Covid19 by JohnnyPT

This thread was created in 2020 during the Covid pandemic. For that reason, now please ignore posts related to the pandemic.For those UE citizens who live in Portugal as NHR (non-habitual residents) or newcomers who are not yet familiarize with the ...

Jean Denise

Hi Johnny a big thanks once again for keeping us informed about vaccinations I have just done mine for the new year. Have a really good Christmas & new year. Let’s keep spirits up & be positive that 1 day we will all get through ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Kkaye

Car importation from Uk to Portugal by Kkaye

Hello looking for recommendations of companies people have used to import their cars and how much they paid please? Or if anyone has done the process themselves- how was their experience, difficult or easy? Thankyou

Jean Denise

We looked in to importing a vehicle from the UK back in 2018 & the expense of it put us off, we had the vehicle with us as we drove it over when we moved here in January 2018 in the end we drove it back to the UK & sold it. Back in 2018 the ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Julien

New members of the Portugal forum, introduce yourselves here - 2021 by Julien

Hi all, Newbie on the Portugal forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

Jean Denise

Hi ches Welcome to the forum & happy searching really hope you find what you are looking for. Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Dan Plute

Health Insurance by Dan Plute

I will be moving to Portugal in March 2019 and will need medical insurance. I am 76 years old and cannot qualify for private medical insurance. I have a quote from two private medical insurance companies that quote a monthly cost of about Euro ...

Jean Denise

Hi Kevin MGEN accept at any age they also have different types of cover depending on what you want & they insure you till you die no cut off age. Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Flu shot + third dose of Covid by JohnnyPT

[b]Flu shot + third dose of Covid[/b] People 70 and older can schedule to be vaccinated with the flu shot + third dose of Covid. The 2 vaccines can be given on the same day or with a gap of days, it is up to you to choose. ...

Jean Denise

Hi JohnnyPt Sat & mulled it over then decided to put surname in first then first name then middle name it worked, so yes a data error, but as so used to putting first name then middle name then surname in, in that order it just took looking at ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Flu shot + third dose of Covid by JohnnyPT

[b]Flu shot + third dose of Covid[/b] People 70 and older can schedule to be vaccinated with the flu shot + third dose of Covid. The 2 vaccines can be given on the same day or with a gap of days, it is up to you to choose. ...

Jean Denise

Yes the data I have inputted is correct I have double checked, triple checked & it still comes up with the same message Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Flu shot + third dose of Covid by JohnnyPT

[b]Flu shot + third dose of Covid[/b] People 70 and older can schedule to be vaccinated with the flu shot + third dose of Covid. The 2 vaccines can be given on the same day or with a gap of days, it is up to you to choose. ...

Jean Denise

Hi JohnnyPT This is what the message says O Correa um erro. Verifique se os dados que introduziu estao corretos I tried again this morning same message so think we are going to got to the vaccine centre try see what they say & will let you ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
LorieAnneC

Health Insurance by LorieAnneC

Hi, I have my D7 visa and am registered with my. Numero de utente, but want to purchase additional private insurance. Can anyone recommend a company? Obrigada, Lorie

Jean Denise

Hi paulinesummer We are with MGEN & we pay for the 2 of us a month 122€ it also depends on what cover you want you could pay more or you could pay less, you would have to go on their site & see which cover suits your needs Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Flu shot + third dose of Covid by JohnnyPT

[b]Flu shot + third dose of Covid[/b] People 70 and older can schedule to be vaccinated with the flu shot + third dose of Covid. The 2 vaccines can be given on the same day or with a gap of days, it is up to you to choose. ...

Jean Denise

Hi johnnyPT I tried again today same message came up as in error so not sure what is going on with the site Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Flu shot + third dose of Covid by JohnnyPT

[b]Flu shot + third dose of Covid[/b] People 70 and older can schedule to be vaccinated with the flu shot + third dose of Covid. The 2 vaccines can be given on the same day or with a gap of days, it is up to you to choose. ...

Jean Denise

Hi I tried to make an appointment for my other half this morning but it just kept coming up with error so thought I’d leave it a couple of days & try again on Monday. And thanks JohnnyPT for the info much appreciated Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Julien

New members of the Portugal forum, introduce yourselves here - 2021 by Julien

Hi all, Newbie on the Portugal forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

Jean Denise

Hi Matt we live in Olhão & we love it here hope you find your algarve home Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
gerado990

Portugal tax system - do we must declare all our assets in the world? by gerado990

Hello, I'm researching about acquiring a Portuguese citizenship through D7. I'm in the taxes phase of my research. If relevant, I'm not a citizen of US or EU. I have some financial accounts in the US. I came up with some questions to ...

Jean Denise

Hi whgwhg001 I agree with you we moved over here 3yrs ago neither of us work as retired but we still pay taxes here would never dream of not declaring as Like you say countries talk to each other so cant see the point as a heavy penalty for not ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Hi please accept my apologies but you are the first male I’ve heard of getting these contact requests, I had a “female” contact request that was not only banned but was a male, so who can you trust. Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Yep I agree very tiresome, & I still think they are targeting women only as not seen any men on here complaining about being asked for contact requests, I could be totally wrong & if I am I apologise Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

That second 1 has got in touch with me as well needs sorting Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Kayalaoui

Moving to Lourinha by Kayalaoui

I would like to know if they are expats in Lourinha. I am coming on vacation in April 2019 then moving in 2020 I choose Lourinha. I speak french and English. Can you get in touch with me and let me know about the area. I would appreciate it. Thank ...

Jean Denise

Hi BIRDSEYE VIEW When we moved here (Algarve) we needed an electrician urgently & we got ours through our then estate agent he knew an electrician of whom we are still in touch with & good friends with from him we got a builder, a pool ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
canerselim

How to find Portuguese Person for NIF Application? Any paid service? by canerselim

I've seen that, collecting NIF number requires a person lives in Portugal to apply NIF Number. As I don't have any network in Portugal, how can I find someone to apply together with me? Does it come with any legal responsibility to the ...

Jean Denise

Hi that’s the first I’ve heard of it but good to know thanks for sharing Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
canerselim

How to find Portuguese Person for NIF Application? Any paid service? by canerselim

I've seen that, collecting NIF number requires a person lives in Portugal to apply NIF Number. As I don't have any network in Portugal, how can I find someone to apply together with me? Does it come with any legal responsibility to the ...

Jean Denise

Hi strontium Can I ask how you got to open a PT bank account if you are in the UK as we had to open ours in person so before we moved over here we had to make a journey to PT from UK to open our bank account & that was in 2017, even now they ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Vanmac007 What do you love about the topic Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Yes thank you Julien very much appreciate your help Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Don’t worry I am always well aware & always suspicious of someone wanting a contact request for no apparent reason usually I just decline their request but some of them can be very persistent but I still decline, lets hope it ends soon Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Hi thanks for that I will let him know, it needs stopping. We are not vulnerable but there are women that are & I would hate for 1 of them to end up being taken in by these men Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
GuestPoster697

HARRASMENT - NEEDS ADMINISTRATING by GuestPoster697

Are any other women on here being repeatedly pestered by men with contact requests? This is not a dating site! :mad: Maybe they assume I would be an easy target for scamming - perhaps they're all the same person, but with different profiles. ...

Jean Denise

Hi June I thought i was the only 1 getting contact requests from men as you say this is not a dating app, even though I have never hidden that I’m in a relationship, most of mine have been from either India or Pakistan do they think we are ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Julien

New members of the Portugal forum, introduce yourselves here - 2021 by Julien

Hi all, Newbie on the Portugal forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

Jean Denise

Hi Chris This is the site i used to get our utente number http://Portugal.gov.pt/serviços/pedi…nte-do-sns Hope it helps Jean Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Julien

New members of the Portugal forum, introduce yourselves here - 2021 by Julien

Hi all, Newbie on the Portugal forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

Jean Denise

Hi Howard We are retired from the UK live in Portugal we do not work but we do pay taxes every year. You have to register for the national health service we did ours online very easy once you have the paperwork with your utente number on it you then ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Diksha

What are you missing in Portugal? by Diksha

Hi everyone, Living in Portugal, on the long or short run, it is completely normal to feel homesick sometimes. We would like to know what you are missing the most about your home country in Portugal. Do you miss any aspects of your home ...

Jean Denise

There is a Tesco & an Iceland in the algarve they sell gravy granules can’t help with the cheap furniture shop though sorry. Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Diksha

What are you missing in Portugal? by Diksha

Hi everyone, Living in Portugal, on the long or short run, it is completely normal to feel homesick sometimes. We would like to know what you are missing the most about your home country in Portugal. Do you miss any aspects of your home ...

Jean Denise

Thank you hope all works out well for you. Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Diksha

What are you missing in Portugal? by Diksha

Hi everyone, Living in Portugal, on the long or short run, it is completely normal to feel homesick sometimes. We would like to know what you are missing the most about your home country in Portugal. Do you miss any aspects of your home ...

Jean Denise

Your welcome, Hope it has helped you to feel a little more settled in the knowledge of knowing that it can be done, I am in the upper half of middle age & my fiancé is in the upper half of 60s so if we can do it I say anyone can. Are you ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Diksha

What are you missing in Portugal? by Diksha

Hi everyone, Living in Portugal, on the long or short run, it is completely normal to feel homesick sometimes. We would like to know what you are missing the most about your home country in Portugal. Do you miss any aspects of your home ...

Jean Denise

We speak a little we also have good Portuguese neighbours & friends who listen to what you are trying to say & are very helpful as they will get what you are trying to say & fill in the blanks for you, we have also learnt a lot from the ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Diksha

What are you missing in Portugal? by Diksha

Hi everyone, Living in Portugal, on the long or short run, it is completely normal to feel homesick sometimes. We would like to know what you are missing the most about your home country in Portugal. Do you miss any aspects of your home ...

Jean Denise

We live in Portugal full time, we don’t miss any cultural things from the UK. We have been able to make dishes that we used to have back in the UK but we tend to make more Portuguese food because here is where we live so seems stupid not to ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
LorieAnneC

Electric bill by LorieAnneC

Hey, I will be back permanently in Portimão with an annual rental and am wondering about 2 issues. When I was there last October for three months, I didn’t even have enough hot water for a proper shower or a bath. Also, I had to reset ...

Jean Denise

Hi, if its just hot water that you want can you not install a gas boiler & run it off either natural gas or gas bottles both easy to install, we have a gas boiler & run it off gas bottles never had a problem Read More

Jean Denise
Jean Denise replied to a thread
4 years ago

certificat numérique covid

I totally agree with you johnnyPT, I was beginning to think I have gone on to the wrong expat site. Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Private Healthcare System in Portugal by JohnnyPT

In addition to the National Healthcare System: https://www.expat.com/forum/viewtopic.php?id=902977 you also have the option of the [b]Private Healthcare System (PHS)[/b]. Each Insurance Company provides its Health Insurance solutions by targeting ...

Jean Denise

I don’t know for the D7 visa just from our experience also apart from the food in the hospitals my husband had to have an emergency operation he was whisked up to Lisboa from faro he had the op doing ok now but that was on the SNS & he ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
JohnnyPT

Private Healthcare System in Portugal by JohnnyPT

In addition to the National Healthcare System: https://www.expat.com/forum/viewtopic.php?id=902977 you also have the option of the [b]Private Healthcare System (PHS)[/b]. Each Insurance Company provides its Health Insurance solutions by targeting ...

Jean Denise

To answer your question you would have to say if you have done your 5yr residency at the SEF yet if not then you need to have private health care which i believe is part of what the SEF asks you also having private health care gives you the option ... Read More

Jean Denise
Jean Denise replied to a thread
4 years ago
Julien

New members of the Portugal forum, introduce yourselves here - 2021 by Julien

Hi all, Newbie on the Portugal forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

Jean Denise

Hi we live in the algarve & can honestly say that I being middle aged higher end of the 50s can so easily go into a cafe on my own & order a drink & or food & not feel uncomfortable about it, I feel safer here than I ever did when we ... Read More