
gwynj
Welsh expat in Bulgaria
Forum posts
2618
Contacts
60
About me
Welsh
Lives in Bansko, Blagoevgrad
Speaks English, French, Spanish, German, Portuguese
Registration: 30 June 2020
About
Occupation
I am Retired.
My expat journey






Limassol, Limassol, Cyprus
property renovation
beautiful island... swimming in the Mediterranean... traditional meze...

Elche, Valencia, Spain
renovating our Ebay diamond in the rough :-)
traditional Spanish city... great river trail... close to Alicante and beautiful beaches... many historic buildings... lovely municipal park... lots of UNESCO-listed palm groves...

Plovdiv, Plovdiv, Bulgaria
bit of city life... walking the Plovdiv Hills...
Ancient city... former Capital of Culture... pedestrianized town center... Old Town... Kapana (and Kapana restaurants)... lovely park areas (e.g. Youth Hill, Alyosha Hill, Regatta Lake, River Maritsa, Tsar Simeon Gardens)...

Dolno Izvorovo, Stara Zagora, Bulgaria
Renovating my house in a pretty and peaceful mountain village near the Central Balkan National Park / Rose Valley / Valley of the Thracian Kings.
Tutor/Teacher
Fresh air, lots of trails

Bansko, Blagoevgrad, Bulgaria
Enjoy the mountains!
Nice little ski resort... beautiful mountains and trails... pretty town center... plenty of good restaurants
Activity
DN visa in Bulgaria by Mike J1234
Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...
@Mike J1234I think you have to be able to prove *something* with applicable documents. You can either be (a) an employee (but a remote one, of a non-Bulgarian company), or (b) an independent professional/self-employed/contractor/remote ... Read More
DN visa in Bulgaria by Mike J1234
Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...
And please - can someone help me understand what do I need to have for the first application for the D visa and what for the second application? Or is it exactly the same apart from the official document?First app is D visa at your local BG embassy. ... Read More
My real estate agent only shows me new buildings by JuilaOui
promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?
@JuilaOuiIt seems like a sensible plan... except that folks are charging top dollar for finished/furnished apartments in new(er) buildings. I daren't even look at Sofia any more, as round my way in Plovdiv (a much cheaper city) the finished ones are ... Read More
My real estate agent only shows me new buildings by JuilaOui
promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?
@JuilaOuiHe might be, or he might not. Some agents do a commission deal with the constructor for the building and then do "no commission for the buyer" as an incentive. I'd also say that the prevalence of new buildings reflects the current market: ... Read More
If you fall a little below the income requirement but have assets by Kevin8181
If my income was say 2000 Euros but my house is worth 250k, does that come in to it? Or does it have to be the full 2400 per month euros income to qualify? Non Lucrative visa. thanks
@Kevin8181I'm sticking with my original suggestion that the easiest, by far, is to have the 30k liquid with a recent (official, ideally) bank statement to prove it. And most folks get their NLV before they spend their savings on a property. But if ... Read More
Confused about health insurance for people over 75 by sjavierb
my father and i are living in Madrid we both recently obtained EU passports . since he is 78 he is getting a lots of different information of what to do or where he can live while he is covered by insurance.
As EU citizens, you and your 78-year-old father have the legal right to live anywhere in Spain. For stays longer than three months, your father needs comprehensive health coverage—which he can secure via an S1 form (if he receives a state ... Read More
Is it a requirement to register with GP by jeanmandredeix
It has just occurred to me that now we have our residency is it necessary to register and pay into the health system? Happy to pay, that isn’t my issue, just don’t want to go for checks.We obviously have our private health cover and have ...
@jeanmandredeixThe short answer is no. There's no requirement to be part of the public health system just because you're a resident. However, depending on your residence status, you might need proof of health insurance when you renew, and this can ... Read More
Purchasing property in Spain by Stephenmulligan
Can anyone suggest a firm who csn deal with the legality of purchasing a property in Spain for a potential English expat.Stephen Mulligan
@StephenmulliganTwo quick notes: (a) you don't strictly need a law firm/solicitor for a Spanish property purchase as it's based on a notary system, and you can deal directly with the notary or engage a gestor, and (b) you need your NIE to purchase a ... Read More
If you fall a little below the income requirement but have assets by Kevin8181
If my income was say 2000 Euros but my house is worth 250k, does that come in to it? Or does it have to be the full 2400 per month euros income to qualify? Non Lucrative visa. thanks
@Kevin8181You're not far off anyway, the NLV needs around 30k euros for a year (just under 2.5k euros/month). My guess is that they'd accept your 2k income (as long as it's passive income from pension, etc.) + 6k in savings. If you purchased a ... Read More
Gardening maintenance service in BG by knobworx
Just had a thought..... (dangerous I know...) Would there be any call for a mobile gardening / maintenance service for expats or for locals for that matter?Mainly aimed at expats who need to make sure that their gardens are kept down when they ...
Some folks here seem to be blessed with an abundance of charm and persuasion, and can get Bulgarians to work for them for 25 leva. It's theoretically possible, especially as the official minimum wage is still less than 4 euros (8 lv) per ... Read More
Thinking of installing Solar panels, read on! by neilfrost38
Do you intend installing Solar panels in the Malaga region of Spain?I would like to share our experience with you.We bought our house in 2024 and decided to install solar panels, therefore help the plant and receive a reasonable financial return. ...
@neilfrost38I don't know the specifics of Spain or Iberdrola. But, in general, folks are moving away from "net metering" type arrangements, where your usage is netted off against your consumption. Solar uptake has been so successful, that most grids ... Read More
Request NIE by Alli Eli
Hello,I can't find a way to request the NIE.I have been looking to the website of Policìa Nacional whihc should be the official website.https://sede.policia.gob.es/I need to fill in a form and pay a fee butWhen I click on the Solicitud de ...
@Alli EliIf you're Italian you enjoy Freedom of Movement and thus the right to move to Spain for any reason. The process you probably should do is the EU Citizen Registration which makes you a legal resident of Spain. They'll issue your NIE and it ... Read More
BGP.bg no longer trading? by AMK888
Hi everyone,I'm hoping someone can point me in the right direction.Back in 2007, my family purchased a few small rural properties near Valchi Dol. As was common at the time, we were advised to set up Bulgarian companies to own the land. The ...
@AMK888I suggest you don't worry about BGP. Just get yourself a reputable Bulgarian attorney and get them to bring your companies up to date... and check on the property tax situation. (I'm happy to share mine if you PM me.)Also, 2007 is a long time ... Read More
Medical treatment in BG by JimJ
Stand by for more reporting on hospital treatment here in BG fairly soon...I'm going in for a TKR (Total Knee Replacement) on Tuesday and should be out of hospital in about 6 days, following a bit of rehab. First challenge will be getting up those ...
@JimJGood luck with the TKR!It will be interesting to see how you get on... and we'd love to know why TKR rather than PKR, and how much it costs you. I got a quote for a THR (hip vs knee) from Tokuda in Sofia and (with my NHIF coverage) it was less ... Read More
What is the best bank for new comers by GuestPoster94290
In Sofia, Bulgaria ?
@SaxioFibank... Bulbank... PostBank... UBB... DSK... all OK, any differences are very minor. Read More