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gwynj

gwynj

Bulgaria Expert

Welsh expat in Bulgaria

Forum posts

2618

Contacts

60

About me

Welsh

Lives in Bansko, Blagoevgrad

Speaks English, French, Spanish, German, Portuguese

Registration: 30 June 2020

About

Former software engineer & tech VP/CEO, I worked on a number of award-winning applications with millions of users. Subsequently a "digital nomad", visiting over 60 countries on my travels, before settling in Bulgaria (mostly), Cyprus & Spain.
Interests: tutoring, Airbnb Superhost, motorcycling, hiking, property renovation, mountain biking

Occupation

I am Retired.

My expat journey

bulgariabulgariabulgariaspaincyprus
Limassol, Limassol, Cyprus

Limassol, Limassol, Cyprus

property renovation
beautiful island... swimming in the Mediterranean... traditional meze...

Elche, Valencia, Spain

Elche, Valencia, Spain

renovating our Ebay diamond in the rough :-)
traditional Spanish city... great river trail... close to Alicante and beautiful beaches... many historic buildings... lovely municipal park... lots of UNESCO-listed palm groves...

Plovdiv, Plovdiv, Bulgaria

Plovdiv, Plovdiv, Bulgaria

bit of city life... walking the Plovdiv Hills...
Ancient city... former Capital of Culture... pedestrianized town center... Old Town... Kapana (and Kapana restaurants)... lovely park areas (e.g. Youth Hill, Alyosha Hill, Regatta Lake, River Maritsa, Tsar Simeon Gardens)...

Dolno Izvorovo, Stara Zagora, Bulgaria

Dolno Izvorovo, Stara Zagora, Bulgaria

Renovating my house in a pretty and peaceful mountain village near the Central Balkan National Park / Rose Valley / Valley of the Thracian Kings.
Tutor/Teacher
Fresh air, lots of trails

Bansko, Blagoevgrad, Bulgaria

Bansko, Blagoevgrad, Bulgaria

Enjoy the mountains!
Nice little ski resort... beautiful mountains and trails... pretty town center... plenty of good restaurants

Activity

gwynj
gwynj replied to a thread
2 days ago
M

DN visa in Bulgaria by Mike J1234

Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...

gwynj

@Mike J1234I think you have to be able to prove *something* with applicable documents. You can either be (a) an employee (but a remote one, of a non-Bulgarian company), or (b) an independent professional/self-employed/contractor/remote ... Read More

gwynj
gwynj replied to a thread
2 days ago
M

DN visa in Bulgaria by Mike J1234

Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...

gwynj

And please - can someone help me understand what do I need to have for the first application for the D visa and what for the second application? Or is it exactly the same apart from the official document?First app is D visa at your local BG embassy. ... Read More

gwynj
gwynj replied to a thread
3 days ago
J

My real estate agent only shows me new buildings by JuilaOui

promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?

gwynj

@JuilaOuiIt seems like a sensible plan... except that folks are charging top dollar for finished/furnished apartments in new(er) buildings. I daren't even look at Sofia any more, as round my way in Plovdiv (a much cheaper city) the finished ones are ... Read More

gwynj
gwynj replied to a thread
6 days ago
J

My real estate agent only shows me new buildings by JuilaOui

promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?

gwynj

@JuilaOuiHe might be, or he might not. Some agents do a commission deal with the constructor for the building and then do "no commission for the buyer" as an incentive. I'd also say that the prevalence of new buildings reflects the current market: ... Read More

gwynj
gwynj replied to a thread
last week
K

If you fall a little below the income requirement but have assets by Kevin8181

If my income was say 2000 Euros but my house is worth 250k, does that come in to it? Or does it have to be the full 2400 per month euros income to qualify? Non Lucrative visa. thanks

gwynj

@Kevin8181I'm sticking with my original suggestion that the easiest, by far, is to have the 30k liquid with a recent (official, ideally) bank statement to prove it. And most folks get their NLV before they spend their savings on a property. But if ... Read More

gwynj
gwynj replied to a thread
2 weeks ago
S

Confused about health insurance for people over 75 by sjavierb

my father and i are living in Madrid we both recently obtained EU passports . since he is 78 he is getting a lots of different information of what to do or where he can live while he is covered by insurance.

gwynj

As EU citizens, you and your 78-year-old father have the legal right to live anywhere in Spain. For stays longer than three months, your father needs comprehensive health coverage—which he can secure via an S1 form (if he receives a state ... Read More

gwynj
gwynj replied to a thread
2 weeks ago
J

Is it a requirement to register with GP by jeanmandredeix

It has just occurred to me that now we have our residency is it necessary to register and pay into the health system? Happy to pay, that isn’t my issue, just don’t want to go for checks.We obviously have our private health cover and have ...

gwynj

@jeanmandredeixThe short answer is no. There's no requirement to be part of the public health system just because you're a resident. However, depending on your residence status, you might need proof of health insurance when you renew, and this can ... Read More

gwynj
gwynj replied to a thread
3 weeks ago
S

Purchasing property in Spain by Stephenmulligan

Can anyone suggest a firm who csn deal with the legality of purchasing a property in Spain for a potential English expat.Stephen Mulligan

gwynj

@StephenmulliganTwo quick notes: (a) you don't strictly need a law firm/solicitor for a Spanish property purchase as it's based on a notary system, and you can deal directly with the notary or engage a gestor, and (b) you need your NIE to purchase a ... Read More

gwynj
gwynj replied to a thread
3 weeks ago
K

If you fall a little below the income requirement but have assets by Kevin8181

If my income was say 2000 Euros but my house is worth 250k, does that come in to it? Or does it have to be the full 2400 per month euros income to qualify? Non Lucrative visa. thanks

gwynj

@Kevin8181You're not far off anyway, the NLV needs around 30k euros for a year (just under 2.5k euros/month). My guess is that they'd accept your 2k income (as long as it's passive income from pension, etc.) + 6k in savings. If you purchased a ... Read More

gwynj
gwynj replied to a thread
4 weeks ago
K

Gardening maintenance service in BG by knobworx

Just had a thought..... (dangerous I know...) Would there be any call for a mobile gardening / maintenance service for expats or for locals for that matter?Mainly aimed at expats who need to make sure that their gardens are kept down when they ...

gwynj

Some folks here seem to be blessed with an abundance of charm and persuasion, and can get Bulgarians to work for them for 25 leva. It's theoretically possible, especially as the official minimum wage is still less than 4 euros (8 lv) per ... Read More

gwynj
gwynj replied to a thread
last month
N

Thinking of installing Solar panels, read on! by neilfrost38

Do you intend installing Solar panels in the Malaga region of Spain?I would like to share our experience with you.We bought our house in 2024 and decided to install solar panels, therefore help the plant and receive a reasonable financial return. ...

gwynj

@neilfrost38I don't know the specifics of Spain or Iberdrola. But, in general, folks are moving away from "net metering" type arrangements, where your usage is netted off against your consumption. Solar uptake has been so successful, that most grids ... Read More

gwynj
gwynj replied to a thread
last month
A

Request NIE by Alli Eli

Hello,I can't find a way to request the NIE.I have been looking to the website of Policìa Nacional whihc should be the official website.https://sede.policia.gob.es/I need to fill in a form and pay a fee butWhen I click on the Solicitud de ...

gwynj

@Alli EliIf you're Italian you enjoy Freedom of Movement and thus the right to move to Spain for any reason. The process you probably should do is the EU Citizen Registration which makes you a legal resident of Spain. They'll issue your NIE and it ... Read More

gwynj
gwynj replied to a thread
2 months ago
A

BGP.bg no longer trading? by AMK888

Hi everyone,I'm hoping someone can point me in the right direction.Back in 2007, my family purchased a few small rural properties near Valchi Dol. As was common at the time, we were advised to set up Bulgarian companies to own the land. The ...

gwynj

@AMK888I suggest you don't worry about BGP. Just get yourself a reputable Bulgarian attorney and get them to bring your companies up to date... and check on the property tax situation. (I'm happy to share mine if you PM me.)Also, 2007 is a long time ... Read More

gwynj
gwynj replied to a thread
2 months ago
J

Medical treatment in BG by JimJ

Stand by for more reporting on hospital treatment here in BG fairly soon...I'm going in for a TKR (Total Knee Replacement) on Tuesday and should be out of hospital in about 6 days, following a bit of rehab. First challenge will be getting up those ...

gwynj

@JimJGood luck with the TKR!It will be interesting to see how you get on... and we'd love to know why TKR rather than PKR, and how much it costs you. I got a quote for a THR (hip vs knee) from Tokuda in Sofia and (with my NHIF coverage) it was less ... Read More

gwynj
gwynj replied to a thread
2 months ago
G

What is the best bank for new comers by GuestPoster94290

In Sofia, Bulgaria ?

gwynj

@SaxioFibank... Bulbank... PostBank... UBB... DSK... all OK, any differences are very minor. Read More