
gwynj
Welsh expat in Bulgaria
Forum posts
2625
Contacts
60
About me
Welsh
Lives in Bansko, Blagoevgrad
Speaks English, French, Spanish, German, Portuguese
Registration: 30 June 2020
About
Occupation
I am Retired.
My expat journey






Limassol, Limassol, Cyprus
property renovation
beautiful island... swimming in the Mediterranean... traditional meze...

Elche, Valencia, Spain
renovating our Ebay diamond in the rough :-)
traditional Spanish city... great river trail... close to Alicante and beautiful beaches... many historic buildings... lovely municipal park... lots of UNESCO-listed palm groves...

Plovdiv, Plovdiv, Bulgaria
bit of city life... walking the Plovdiv Hills...
Ancient city... former Capital of Culture... pedestrianized town center... Old Town... Kapana (and Kapana restaurants)... lovely park areas (e.g. Youth Hill, Alyosha Hill, Regatta Lake, River Maritsa, Tsar Simeon Gardens)...

Dolno Izvorovo, Stara Zagora, Bulgaria
Renovating my house in a pretty and peaceful mountain village near the Central Balkan National Park / Rose Valley / Valley of the Thracian Kings.
Tutor/Teacher
Fresh air, lots of trails

Bansko, Blagoevgrad, Bulgaria
Enjoy the mountains!
Nice little ski resort... beautiful mountains and trails... pretty town center... plenty of good restaurants
Activity
New members of the Bulgaria forum, introduce yourselves here - 2026 by Julien
Hi all, Newbie on the Bulgaria forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on your ...
@Sully33Bulgaria is great, and Bansko (Bulgaria's largest ski/mountain resort, next to spectacular Pirin National Park) is very charming. Sofia is good too, but it's expensive now so renting/buying is something you have to look at carefully. Plovdiv ... Read More
Family Reunification Visa Process via EX02 by BethSS
I was wondering if anyone would be able to offer any advice if they have been through this process or point me in the direction of any helpful websites. I am reading lots of different things online, and I want to make sure our application is correct ...
@BethSSFiance is possible, I think, but not the easiest option. Are you planning on formalizing the relationship first, then applying? Or strictly as unmarried partners?The official info is ... Read More
How many houses do you have? by Zooldrool
It seems like a lot of folk here more than one house (or a flat in the city and house in a village etc). If so how many do you have and is it a burden with the upkeep or dream lifestyle.We have one in the city and one on the coast but I am thinking ...
@ZooldroolIt's a pain in the proverbial, especially houses with gardens.If you want to relocate and live there more-or-less full-time, it's a different issue. But as part of your multi-residence lifestyle, I'm not so sure it's worth the ... Read More
Been extremely ill. Been in hospital for 4 days now by cyberescue1
I was admitted to St Marina Hospital on Thursday night, after walking in to A&E with my wife.This is what I posted on Facebook, as for many, especially those in or near Varna, it will give information on what the medical service is like here ...
@cyberescue1As others have said, congrats on the prompt treatment.I'd add that these are the kinds of emergencies that make health insurance vital. You can pay out of pocket for treatment as needed, but this is not recommended, even if Bulgaria's ... Read More
Most common payment methods in Bulgaria by Cheryl
Hello everyone, Moving to Bulgaria, even simple things like paying for groceries or a coffee can feel different. In order to help fellow expats and soon-to-be expats better prepare for their daily transactions, we invite you to share your ...
@Cheryl EasyPay/Epay is great for your household bills. Read More
Drivers license by Franciscogiao
How to obtain Bulgarian drivers license from a valid Spanish one ? thank you
@FranciscogiaoIt's an exchange, at your local KAT. It's probably not necessary as there's portability of EU driving licenses. I have legal residence in Cyprus and Spain as well as Bulgaria, but I keep using my Bulgarian driving license. Read More
Is Bulgaria still cheap? by Piccadilly
I’ve been coming to Bulgaria for years now and actually own a property here. However, with everything going on, I haven’t been back since 2022. I'm finally back for a few weeks, and I've really noticed that prices have gone up.It ...
@PiccadillyYes, both can be true (and, in my opinion, are). Bulgarian prices have risen substantially over the last few years, especially with the introduction of the Euro this year. Of course, prices have risen pretty much everywhere, not just in ... Read More
DN visa in Bulgaria by Mike J1234
Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...
@Mike J1234I think you have to be able to prove *something* with applicable documents. You can either be (a) an employee (but a remote one, of a non-Bulgarian company), or (b) an independent professional/self-employed/contractor/remote ... Read More
DN visa in Bulgaria by Mike J1234
Hey,I want to apply for the DN visa in January. I'm trying to figure out - as a freelancer I don't always have contract with those I work with (most of my income is with a company which we have no contract), is it ok to not show contract? My ...
And please - can someone help me understand what do I need to have for the first application for the D visa and what for the second application? Or is it exactly the same apart from the official document?First app is D visa at your local BG embassy. ... Read More
My real estate agent only shows me new buildings by JuilaOui
promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?
@JuilaOuiIt seems like a sensible plan... except that folks are charging top dollar for finished/furnished apartments in new(er) buildings. I daren't even look at Sofia any more, as round my way in Plovdiv (a much cheaper city) the finished ones are ... Read More
My real estate agent only shows me new buildings by JuilaOui
promoted by his agency, does it mean he is getting a 3% commission from me and another percentage from the builder ?
@JuilaOuiHe might be, or he might not. Some agents do a commission deal with the constructor for the building and then do "no commission for the buyer" as an incentive. I'd also say that the prevalence of new buildings reflects the current market: ... Read More
If you fall a little below the income requirement but have assets by Kevin8181
If my income was say 2000 Euros but my house is worth 250k, does that come in to it? Or does it have to be the full 2400 per month euros income to qualify? Non Lucrative visa. thanks
@Kevin8181I'm sticking with my original suggestion that the easiest, by far, is to have the 30k liquid with a recent (official, ideally) bank statement to prove it. And most folks get their NLV before they spend their savings on a property. But if ... Read More
Confused about health insurance for people over 75 by sjavierb
my father and i are living in Madrid we both recently obtained EU passports . since he is 78 he is getting a lots of different information of what to do or where he can live while he is covered by insurance.
As EU citizens, you and your 78-year-old father have the legal right to live anywhere in Spain. For stays longer than three months, your father needs comprehensive health coverage—which he can secure via an S1 form (if he receives a state ... Read More
Is it a requirement to register with GP by jeanmandredeix
It has just occurred to me that now we have our residency is it necessary to register and pay into the health system? Happy to pay, that isn’t my issue, just don’t want to go for checks.We obviously have our private health cover and have ...
@jeanmandredeixThe short answer is no. There's no requirement to be part of the public health system just because you're a resident. However, depending on your residence status, you might need proof of health insurance when you renew, and this can ... Read More
Purchasing property in Spain by Stephenmulligan
Can anyone suggest a firm who csn deal with the legality of purchasing a property in Spain for a potential English expat.Stephen Mulligan
@StephenmulliganTwo quick notes: (a) you don't strictly need a law firm/solicitor for a Spanish property purchase as it's based on a notary system, and you can deal directly with the notary or engage a gestor, and (b) you need your NIE to purchase a ... Read More