"What happens to your digital life when you move countries?"

Quick question for long-term expats: have you ever been locked out of something important — email, banking, subscriptions, government portal — because you changed countries and the service wouldn't follow you?

I've been working through this myself (moved my email, files, and payments to services I actually control) and I've realised expats are uniquely exposed: our lives span two jurisdictions, but our accounts were built for one.

So: what's the one service you feel most locked into, and have you found a way out?