Buying Real Estate in Warsaw as an Expat

Member since 24 July 2018

alice.loves.muaythaiMember24 July 2018 09:13:17

Hey ya'll!

Came to Warsaw 3 weeks ago for a holiday and really love this city. So much so that I am thinking of buying a flat for future retirement.

Would love to find out more about how to get a mortgage in Poland.

Any expat here who's bought?

Cheers,

Alice

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dr_Wojcik_Lawyer Member

Member since 14 June 2018

dr_Wojcik_LawyerMember24 July 2018 11:06:16

If you want to buy a flat you don't need any permit but if you change your mind and decide to buy a home you will need Minsitry of Internal Affairs' permit.
As far as mortgage is concerned I don't know details but I know that some banks don't give morgage credits to foreigners without citizenship of EU country, others require permanent or temporary residence permit.
Cheers
nice nickname btw

alice.loves.muaythai Member

Member since 24 July 2018

alice.loves.muaythaiMember24 July 2018 11:59:37

Thank you very much for your insight! Yeah I've been training Muay Thai in Warsaw the first day I got here and will be training when I go to Krakow in August too

AnetaSzkodzińska New member

Member since 10 June 2019

AnetaSzkodzińskaNew member10 June 2019 11:50:00

list of apartments

you can choose an apartment and next write to the bank.

I recommend MBank

GuestPoster286 Guest

GuestPoster286Guest13 December 2019 21:21:13

Hi Alice,
You most likely need an unlimited employment contract.
I can connect you to a mortgage consultant who helped me to get my mortgage.
Good luck.

MarcinWolski New member

Member since 28 January 2020

MarcinWolskiNew member28 January 2020 12:13:09

Honestly,

If you are expat and you don't have a full time work contract at least last 2 years - it will be rather impossible to get mortgage

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GuestPoster286 Guest

GuestPoster286Guest24 December 2020 21:49:34

There is an excellent site listing nearly all properties on sale in Warsaw. It works as a very user friendly data base. Each flat is well described with photos, films, exact address, You will find the phone number of the real estate agent. Commission? 2-3% maximum. I think it is in Polish only. If you type "sale", "flat", "warszawa", it will appear first on Google. I found what I wanted from here, in France.