Car with French plates / Insured in France - is this possible?

Tsarine Serial expat

Member since 11 March 2010

TsarineSerial expat07 October 2023 21:40:01

440

Wondering if anyone here has a car with French plates, and with French insurance?

I remember a few years ago, asking my insurance company if I could do this for my French car, and they said that I would need to cross the borders into France (or maybe EU) at least once per year. At that time, the closest EU border was Slovenia, so I gave up on the idea, and insured my French car only in Montenegro (only 3rd party insurance).

Now I am thinking to buy a more recent car in France, and since the closest EU border is now Croatia, if this is still the requirement (crossing over to EU once per year) then this seems like a feasible option.

Is anyone in this situation? Any advice?

See also

Living in Montenegro: the expat guide - Guide
How to bring your car to Montenegro - 19 Replies
Long term Parking Kotor Area - 4 Replies
Car driving in Montenegro - 36 Replies
To insure my car - 1 Reply
Registration of a new car in Montenegro - 0 Reply
Vehicle purchase and inspection in Montenegro - 3 Replies

fredouille1973 Member

Member since 13 December 2023

fredouille1973Member13 December 2023 20:45:08

Hi now the schengen border is very close, croatia

I would advise to keep a foreign number in Montenegro, with residence permit if you register a car you need to renew each year, it cost, takes time.

less chances to get stoped by the police also, you would like a tourist, french people have the reputation not to pay policemen, so they won't disturb you with usual tricks to try to get money from you

Diego45 New member

Member since 12 November 2014

Diego45New member22 March 2025 13:37:26

Hello,

Any update ?

Also why not bring the car from france, keep the french registration and insure it locally, it's doable i think.

I'm in the same situation, my contrat say no more than 90 days for the full inssurance, but for the third party/liability insurance, you can stay as long as you want.