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Pensions UK

cdw057

I worked in many countries (UK being one of them from 2001 until 2004), my employer was very generous with pension insurance (nothing to complain).

Difficult to get an answer if I would be entitled to (small) normal government pension for these 2.5 years (in other EU countries probably yes).

But things has changed and asa far as I know not adressed.

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fluffy2560

I worked in many countries (UK being one of them from 2001 until 2004), my employer was very generous with pension insurance (nothing to complain). Difficult to get an answer if I would be entitled to (small) normal government pension for these 2.5 years (in other EU countries probably yes). But things has changed and asa far as I know not adressed. - @cdw057


You need 34 years of contributions to get the basic state pension in the UK.  Anything above 34 years is not used to increase the amount of the basic pension.  That's my understanding.


If you have your National Insurance number, you can get forecasts online - click here.   You'll need ID like a passport. Or as you don't have a UK passport, you might need to write to them in some way.  The addresses are online at gov.uk


Contributions for private schemes, you'll have to check the scheme itself with those who administer it.    Ask the former employer.

cdw057

@fluffy2560

Thanks Fluffy, very much so


The point is at the time GB was a part of the EU and I worked in the EU (perhaps too much) for even more than 34 years (at the time (or even now) employment (for pension entitilements) should be aggregated.

Good for me that my employer had my company pension and I do not expect anything from the UK (STILL I paid in, also for healthcare (which I never used).

Difficult case and I do not expect anything (I sent an email to EU, they give some useful ingo but they did not address at all the Brexit (for pensions in my case) at all.

fluffy2560

@fluffy2560
Thanks Fluffy, very much so
The point is at the time GB was a part of the EU and I worked in the EU (perhaps too much) for even more than 34 years (at the time (or even now) employment (for pension entitilements) should be aggregated.
Good for me that my employer had my company pension and I do not expect anything from the UK (STILL I paid in, also for healthcare (which I never used).
Difficult case and I do not expect anything (I sent an email to EU, they give some useful ingo but they did not address at all the Brexit (for pensions in my case) at all. - @cdw057

Brexit has no bearing on this.  What is important is the Social Security treaties and those are still in force.  Your contributions count internationally in treaty countries.   


Really you should ask the treaty country where you were last resident and paid social security contributions.   


The last year is the important one.   From what I understand, they'll transfer contributions to there and pay from there and the UK wouldn't pay directly. This is just a terrible idea as it didn't take into account basket case countries like Hungary.  Being paid a pension in HUF is a bad idea.


It's a good idea to start these discussions and information gathering early as it can take months.


First thing to do is get the online UK pension forecast as that'll tell you if you've got any entitlement.

cdw057

@fluffy2560

Pensions will be a pain, the UK probably most difficult, but Netherlands, Luxembourg and Hungary will also not be very easy (living in Turkey), thanks again for your replies though. I am not yet 64, so I have to wait and lets see.

Still a shame things are not automatically and you have to ask (strongly)

anns

@fluffy2560
Pensions will be a pain, the UK probably most difficult, but Netherlands, Luxembourg and Hungary will also not be very easy (living in Turkey), thanks again for your replies though. I am not yet 64, so I have to wait and lets see.
Still a shame things are not automatically and you have to ask (strongly) - @cdw057

Pension Age has changed in the Uk its currently 66.....one more 6 and the devil is involved ha ha

fluffy2560

@fluffy2560
Pensions will be a pain, the UK probably most difficult, but Netherlands, Luxembourg and Hungary will also not be very easy (living in Turkey), thanks again for your replies though. I am not yet 64, so I have to wait and lets see.
Still a shame things are not automatically and you have to ask (strongly) - @cdw057
Pension Age has changed in the Uk its currently 66.....one more 6 and the devil is involved ha ha
- @anns

That's right. 


I've got just under 2 years to reach 66 but I'm told it would not be paid from 66 but 66.5 so a touch closer to the devil. 


I'm OK with that, Lucifer's cash spends just the same as the cash (or lack of it) from elsewhere.