Most common payment methods in Cyprus

Cashback at supermarket is usually limited to local bank cards ..

Cash is still regarded as king.

All debit and credit cards are accepted everywhere by law

JCC smart app is a boon to all distant holiday home owners for paying bills.

Be wary of using a debit or credit card on a Sunday at unmanned petrol stations. You might find a greater amount charged to the card than fuel delivered ..but don't worry it gets credited within 24-48 hrs

Personally I rarely use cash ..but is a must for buses.

Hey Toon,

Thanks for the input! 😉

Cheers,

Cheryl

I pay for all day to day living with Apple Pay. Watch or phone.

Never carry a physical card and the only time  I have ever carried cash is on the rare occasions. when I know I will catch the bus.

Electric, water, municipality bills etc are all paid vis direct debit from a Eurobank account.

Many people including myself dont like DDs especially for utilities as they regularly estimate or get bills massively wrong as a valid direct debit enables them to take the money and the consumer fighting to get it back. A credit against the next bill is in many cases not ideal

Getting a credit card here, if what i am told is correct, is curious .... You must always maintain a balance effectively to cover your credit card limit..

Having a current mortgage with the local card issuing bank I believe helps the application.

Does anyone know for sure

@Toon

It is odd, as though the term 'credit card' is not understood! A card that requires the 'credit ' limit to be held by the bank is surely a debit card!

@moorerichard

Exactly .... It was the same in Malta too .that was a long time ago though .whether it has changed  since I don't know .

I use my Euro Bank debit card to pay for most things as this leaves a foot print that immigration like to see. Revolut is used to recv GBP from the UK and then convert to Euro to send to Euro Bank account. I do use cash for small purchases like coffee. I have not looked at obtaining a Cyprus credit card as it all seems a lot of work and as electronic transfers work so quickly I just rely on moving funds from the UK to Cyprus when needed. I have not used my mobile for payments at all. I do have some UK credit cards and use these for any GBP purchases like Amazon.co.uk