Sometimes it is much more educational or informative to get information from someone who is living in Ghana or spent a period of time there. Most time a potential expat who have not visited the country yet will ask questions and yes some maybe stupid. If you are an example of who Ghananians are this is a terrible disappointment. Your insult was not necessary all you had to do was answer a simple stupid question,( according to your definition of stupidity) to the best of your knowledge. Obviously you didn't know the answer. What a SHAME.
Realistically, the way you asked your question is the normal basic answer. Analyze the situation, you're new on the site and you ask a question that Google can answer in a second. If you managed to find our site, it means that you know how to use a search engine. On this site, there are people who appear to ask a basic question and then disappear immediately after. So at times, it's frustrating.
To answer your question, I don't think so. However I am not sure why you need to have the same bank here as you have in the US. I am British and my bank does not have a branch here but I can transfer money here. I can also use my debit card here and could get cash if I needed it.
My stupid question, per your definition. All am saying was no need to be derogatory, you could have simply give a yes or no answer. Being nasty to people doesn't make anyone look good instead it makes you look small. Therefore, next time you think a question is stupid, just don't reply. God Bless.
To reply to your first question, I should have to do the same than you. Search on Google. Because except a person who do big business or who's working in bank sector could be able to answer correctly to it.
After that, everyone has a certain degree of suceptibility. For the rest, it will not prevent the sun from rising.
So in conclusion, have a good day and good luck for your Ghanaian adventures that I will follow with passion if they come true someday ...