wow I checked the health insurance cost and wow I came up with 2k US a month and that is more than what I want to spend. I wondered if I stay for 6 months do I still have to have health insurance ( I have my own in the states)? Are there clinics that you can see a doc for a cold something simple like that? I was so excited about trying to live in Bali but the Health Insurance is way too much for what we want to spend and now I am discouraged .