I am getting so confused while doing research about retiring in Panama. I read that it is a wonderful place to retire and then I read about negative things such as homes being broken into etc. My husband and I have been researching places to retire that are affordable. We currently live in No. California and due to the economy have lost much of our retirement nest. We have been researching Ecuador, Panama, Uruguay (wanting to live on the beach). Any suggestions as to affordable countries to retire in that are safe and receptive to Americans?