Young British Couple Looking to Move to Montenegro.

1. You are not able to insure a car with foreign registration, however you can keep driving it if you have valid UK insurance.

2. I'd say Tivat (not Kotor) as there is an expat community, however most amenities are in Podgorica. So it's really dependant on your lifestyle.

3. RZ Kerber and Moj Lab are both good.

4. I personally don't have kids, but consensus is while there are some nice private schools, public schools will help children to integrate faster, learn the language, get some local friends and be ready for a university, however I would say that local universities are not the best (especially if you are going to live long term here)

5. Depending on your likes there are expat hiking, biking, sailing, SUP groups. Although most of them are russians they will happily accept anyone.

6. IDK about London but life here is very slow, just expect that everything and everyone is going to move slowly. E.G. your package arrived to Montenegro post will bring it either in 1 day or in 10 days, and no post office will give you an answer when. Your lawyer told you it's gonna take a day? well it might take a week or two. You are in queue and there are only 2 people in front of you? Tough luck, you might wait 5 minutes. I really enjoy no rush lifestyle, but sometimes it does get frustrating.

You can and you must (if you don't have a green card) insure your car with foreign plates for "third party" insurance. I pay c. 250€/year of an old Audi a6 with French licence plates since about 2010. If you have a younger car that is worth insurance for the value of the car, then it is better to import the car (it shouldn't be too old though otherwise you cannot import) do all the paperwork to change the plates and then you can take full insurance.

@Tsarine

Thank you for your message.

Are you able to drive in and out of the country with the third party insurance?

What insurers would you recommend?

@itsdikey

Thank you for your very informative message.

Regarding ordering packages online. Do you think it's best to buy furniture from Montenegro or order and deliver from other countries?

@John Yates

No. The insurance is valid only in Montenegro.

You may buy insurances online. When I had to travel back to France I would buy insurance online for the period needed through direct-temporaire.fr

You can also usually purchase insurance at the border points.  For ex if you go to Albania you'll find insurance companies a few meters after the border.