The healthcare system in Malta

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Updated 2020-07-28 08:33

Malta hosts a rather developed health care system. With several hospitals and clinics, as well as healthcare centres and pharmacies in almost every village, Malta offers quality care with convenience. As an expat, it is always important to investigate your own situation in terms of healthcare coverage. Be sure you have the coverage you need while transitioning to your new home and try to learn about your options based on residency, national healthcare coverage, and private coverage.

Health system in Malta

As in most countries, the Maltese health system is divided into the public and private sectors. Both are supported by healthcare centres providing regular check-ups, tests, and basic healthcare services.

Pharmacies also provide paid consultation by appointment or walk-in service, but these tend to only apply to minor ailments.

In general, Malta's health system provides quality care, although the waiting time can be a bit long in some cases. It is based on the British system, so is frequently compared to the UK's national health system.

Private healthcare services are also a popular option amongst both Maltese and foreign residents. Employees are typically offered health insurance through their employer.

Good to know:

The health system is financially supported by taxpayers through the Maltese Social Security System.

Expat health in Malta

If you intend to live and work in Malta for more than three months, whether as an employee or as an independent worker, you will contribute to the Maltese Social Security System.

A percentage of your basic salary will be deducted while your employer will make another contribution.

It is wise to have coverage to cover you as you leave your home country and move to Malta. If you're coming from an EU country, consider getting an EHIC card to cover your first 90 days while you settle into life in Malta.

Once you are a resident in Malta, your EHIC will no longer be valid but you can instead be covered under the Maltese national health system.

Social Security number

All foreign nationals who intend to live and work in Malta must apply for an eResidence card. Once you have received your resident permit, you will be eligible to Social Security as needed.

You'll receive a National Insurance number as a taxpayer eligible for benefits in Malta. You can find more about obtaining your Social Security number on the government's social security website here.

Private health insurance in Malta

As an alternative to Social Security, it's a good idea to subscribe for private international health insurance for optimised coverage. Some of the leading health insurance providers are:

Consider having a look at their offers according to your needs and get a free quote on Expat.com's Health Insurance for expatriates in Malta page.

Medical services in Malta

For medical emergencies in Malta, call 112 or visit the nearest Accident and Emergency Department.

Mater Dei Hospital is the biggest hospital in Malta. Located in Misida, Mater Dei offers a variety of inpatient, outpatient, specialist, and emergency care.

There are private health centres throughout the islands, in addition to health services offered at pharmacies in nearly every village. 

Useful links:

Ministry of Health
Social Security registration form
Social Security
Government of Malta - Health services

We do our best to provide accurate and up to date information. However, if you have noticed any inaccuracies in this article, please let us know in the comments section below.