Living in London: the ultimate expat guide

From finance and tech to creative fields and public services, London offers it workers a wide range of career opportunities.

Key industries

Finance is a major sector, with global banks and financial institutions headquartered in the City and Canary Wharf. Technology and digital startups thrive across the city, particularly in East London’s tech hubs. The creative industries — including media, design, and film — are well established, while public services and education provide additional avenues for employment.

Work permits and procedures

Expats looking to work in London typically require a Skilled Worker visa, which allows legal employment for approved roles. The process involves sponsorship from an eligible employer, submitting required documentation, and meeting English language and salary requirements.

Data correct as of November 2025.

Sources: Office for National Statistics, Numbeo

London is a top global destination for higher education, home to world‑class universities and research institutes. It draws students through strong international programs and a wide variety of English‑taught degrees. Key institutions in the city include University College London (UCL), King’s College London, and the London School of Economics and Political Science (LSE).

Universities and programs

Most London universities offer bachelor’s, master’s, and PhD degrees across a broad range of fields. For UK students, undergraduate tuition is capped at around £9,250 per year, though this cap may be subject to change if regulations change. EU student fee status varies now after Brexit, so not all EU students pay the “home” rate. International student tuition varies widely — many programs start around £11,000, but for highly ranked or specialized degrees, annual fees can reach £35,000 or more.

Research and innovation

London boasts a vast research ecosystem. Its institutions include the Francis Crick Institute, a major biomedical research center, as well as specialized research bodies like the London School of Hygiene & Tropical Medicine and the Data Science Institute at Imperial College. These organizations support a wide range of international collaborations across medicine, public health, data science, and social sciences.

Sources: University College London, King’s College London, London School of Economics and Political Science (LSE)

London’s healthcare system combines public and private services, offering residents access to a wide range of medical care. While the National Health Service (NHS) provides comprehensive coverage, private options give faster access and additional choice for those who want it.

Public healthcare

The NHS delivers publicly funded healthcare to UK residents and those registered with a GP. Services include general practitioners, hospitals, and specialist care. Most services are free at the point of use, though prescriptions, dental care, and optician services may incur charges. Registration with a local GP is essential to access NHS services.

Private healthcare

Many expats choose private health insurance for faster access to specialists and elective treatments. Private hospitals and clinics offer a wide range of services and can complement NHS care when needed.

Source: NHS UK

In London, education is free and compulsory from age 5 to 16, after which students must remain in education or training until 18. State schools are mostly non-selective, but there are also faith and grammar schools.

International schools

Many expat families choose private or international schools. Popular options include ICS London and Southbank International School. Annual fees range from around £22,900 for younger children to £35,700 for older students, depending on the school and program.

Enrollment process

Admissions to state schools are managed via your local borough using the Common Application Form (CAF). If a school has more applicants than places, priority is usually given to children who have siblings at the school, live nearby, or meet other specific criteria set by the school.

Sources: ICS London, Southbank International School, Starting School - City of London

London offers a broad mix of housing, from period townhouses and converted flats to newer developments with on-site amenities. Choice depends on how close you want to be to work, transport, parks, and schools. Demand is steady across most areas, so it helps to start your search early.

Where expats live

Many international residents looking for accommodation in London choose neighborhoods such as Kensington, Hampstead, Richmond, and Canary Wharf. Kensington is central and elegant, Hampstead offers village charm and expansive heathland, Richmond attracts families with its parks and riverside setting, and Canary Wharf appeals to professionals who want modern housing close to major workplaces.

Rental prices and rental process

Rental conditions vary by neighborhood, property style, and transport links. Most leases last at least twelve months, and you will usually have to provide references and a security deposit. Many renters work with local agents who arrange viewings and handle the paperwork.

Data correct as of November 2025.

Source: Numbeo

London has a lively cultural life, with outstanding museums, historic sights, celebrated theaters, and a full calendar of festivals and exhibitions. Whether you like gallery visits, live performances, or simply exploring different parts of the city, there is always something to do and see in London.

Cultural highlights

Well-known attractions include the British Museum, Tate Modern, and the National Gallery. The city hosts major events throughout the year, such as the Notting Hill Carnival, the London Film Festival, and open-air performances in Regent’s Park. Many museums offer free entry.

Outdoor life and leisure

London’s parks and riverside paths create plenty of space to relax or stay active. You can enjoy cycling routes, sports clubs, outdoor cafés, and lively evenings in areas like Soho and Shoreditch.

Sources: British Museum, Tate Modern, National Gallery

Life in London moves at a steady but energetic pace. The steady flow of commuters to work and the constant activity of offices, shops, and cultural venues keep the streets active throughout the day. Evenings bring a distinct shift toward socializing in the city's vast network of dining and entertainment venues, or simply enjoying London’s many public spaces.

Living like a local

Locals tend to stay close to their own neighborhoods, picking up groceries, grabbing a quick coffee, or catching a show or class after work. Weekends are for exploring new corners of the city or relaxing in nearby parks. Joining local groups or hobby clubs is an easy way to connect with others.

Everyday essentials

London has an extensive public transport network, including the tube, buses, trains, and river services, making it easy to get around without a car. Connections reach across the city and into surrounding areass.

The cost of living in London is generally high compared with most other UK cities and many international locations. While London is expensive, there are ways to manage costs, such as using travelcards for transport, shopping at local markets, and taking advantage of free cultural activities.

Monthly expenses for a single person

Data correct as of November 2025.

Monthly expenses for a family of four

Data correct as of November 2025.

Source: Numbeo