Living in Cape Town: the ultimate expat guide

Cape Town is one of South Africa’s main economic centers, offering a dynamic mix of traditional businesses and innovative startups. The city attracts professionals from across the country and around the world, drawn by its combination of career opportunities and quality of life. Its growing entrepreneurial ecosystem and vibrant business environment make it a hub for those seeking professional growth in a variety of sectors.

Key industries

Cape Town’s key industries include technology and digital services, tourism and hospitality, creative and cultural sectors, finance, and renewable energy projects. The city is also growing as a hub for education, research, and specialized professional services.

Work permits and procedures

South African citizens are free to live and work in Cape Town without restrictions. Non-citizens need a valid visa and work permit from the Department of Home Affairs before starting employment. Once approved, foreign workers must obtain a tax reference number (SARS income tax number) and register with the South African Revenue Service for tax purposes.

Data correct as of November 2025.

Sources: Business Tech, Numbeo, Metroverse

Cape Town is a leading academic city in Africa, attracting students with its combination of world-class universities and diverse programs. The city welcomes international students, including those on exchange programs and pursuing English-taught degrees.

Universities and programs

Leading universities in Cape Town include the University of Cape Town (UCT), the University of the Western Cape (UWC), and the Cape Peninsula University of Technology (CPUT). These institutions offer bachelor’s, master’s, and doctoral degrees across fields such as business, engineering, health sciences, humanities, and natural sciences. Tuition is generally higher for international students than for South African residents, and fees vary between public and private institutions.

Research and innovation

Cape Town hosts notable research centers, including UCT’s Institutes of Molecular Medicine and Climate Systems Analysis. Innovation funds and technology transfer initiatives support applied research, fostering collaboration between universities and industry. Scientific centers such as iThemba LABS contribute to advanced research in nuclear physics and medical sciences among other fields.

Sources: University of Cape Town (UCT), University of the Western Cape (UWC), Cape Peninsula University of Technology (CPUT)

Retiring in Cape Town appeals to many because of its stunning coastal and mountain scenery, temperate climate, and relaxed but active lifestyle. Foreign retirees can apply for a long-term retirement visa, provided they demonstrate a guaranteed income from pensions, investments, or other approved sources.

Healthcare and insurance

While there are public hospitals, retirees typically rely on private medical insurance to access high-quality care, English-speaking doctors, and shorter waiting times. Plans vary depending on coverage and hospital networks.

Living costs and community

Many retirees choose safe, scenic suburbs like Sea Point, Constantia, or Somerset West, where shops, restaurants, cafés, and leisure facilities are within easy reach. Retirees often connect with welcoming expat communities and participate in social gatherings, outdoor pursuits, and local cultural events, enjoying an active and fulfilling lifestyle.

In Cape Town, expat families can choose between public (state‑funded), independent (private), and international schools. Public schools follow the South African national system, while many private and international schools offer globally recognized curricula, including British, American, and French programs. Children typically start formal schooling with Grade R around age 5–6 and may continue through Grade 12.

International schools

Cape Town has a variety of international and private schools offering British, American, French, and other curricula. Popular choices include the American International School of Cape Town and the Lycée Français du Cap (French School).

Enrollment process

Admissions for public and international schools in Cape Town usually begin months ahead of the school year. Key documents include a birth certificate, immunization records, previous school reports, and for non-South Africans, a valid study permit.

Sources: American International School of Cape Town, Lycée Français du Cap

Cape Town’s housing market offers a mix of options, from stylish apartments in the city center to spacious homes in leafy suburbs and coastal properties along the Atlantic seaboard. It features a rich variety of architectural styles — from classic Cape Dutch and Victorian to Cape Vernacular, Art Deco, and sleek modern designs — all of which reflect the city’s layered heritage.

Where expats live

Many expats gravitate toward neighborhoods like Green Point, Sea Point, City Bowl (including Gardens, Oranjezicht, and Tamboerskloof), and Constantia. Green Point is a trendy urban area with waterfront access; Sea Point offers seaside promenades and gorgeous views; City Bowl is the heart of the city; and Constantia is quieter and more residential, perfect for families.

Rental prices and rental process

Rental terms can differ depending on location and property type. Leases usually last for a year, and tenants typically provide a deposit equivalent to one month’s rent. Many rentals are managed through agencies, who arrange viewings and handle contracts. Popular districts like the Atlantic Seaboard and central neighborhoods are particularly competitive, so finding a place can require persistence.

Data correct as of November 2025.

Source: Numbeo

The city is full of variety, and anyone searching for things to do in Cape Town will find plenty to explore. Its mix of coastline, mountains, and historic areas gives residents and visitors year-round options for culture, leisure, and outdoor adventure.

Cultural highlights

Robben Island and the Castle of Good Hope offer clear insights into the city's past, while Zeitz MOCAA showcases its vibrant contemporary creative energy. The Cape Town Jazz Festival brings international talent to the city, showcasing music in world-class venues.

Outdoor life and leisure

Table Mountain is the main draw for hikers, with routes for different fitness levels. Muizenberg, a seaside suburb on the False Bay coast, is known for gentle waves that make it a good place to learn to surf. Wine tours in nearby regions make easy day trips. Golf, sailing, and cycling round out the list of activities for people who want to enjoy the mild climate and open spaces.

Sources: Robben Island, Zeitz MOCAA, Castle of Good Hope

Cape Town maintains a vibrant yet relaxed pace. Residents are frequently drawn to local cafés, markets, and public spaces, underscoring the city's lively social scene. Daily life is often experienced outdoors—in parks, along the bustling waterfront, or in neighborhood squares—seamlessly connecting the city's rhythm to its magnificent natural surroundings.

Living like a local

Residents embrace the outdoors by hiking Table Mountain, cycling along city routes, or spending time at beaches like Muizenberg and Clifton. Weekends can sometimes feature wine tastings in nearby valleys, casual meals with friends, or exploring local art and music scenes.

Everyday essentials

Getting around Cape Town is easy by bus, minibus taxi, or car. Cycling is popular, with more than 400 km of cycle ways within the city. Scenic road routes include the Atlantic Seaboard loop, Chapman’s Peak, and the Cape Peninsula.

The cost of living in Cape Town is generally considered moderate compared with many global cities, though certain areas and lifestyle choices can increase expenses. If you want to keep costs down, use public transport like the MyCiTi bus system and shop at local markets for fresh produce.

Monthly expenses for a single person

Data correct as of November 2025.

Monthly expenses for a family of four

Data correct as of November 2025.

Sources: Numbeo, Relocately, Wise